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Any first time homebuyers, Need info.

LuckyMe Posted: Nov 04, 2004 11:08 AM+

LuckyMe MEMBER SINCE: 5/04 TOTAL POSTS : 2496 WEDDING DATE: Jun 01, 2008

Posted: Nov 04, 2004 11:08 AM

Any first time homebuyers, Need info.

I have never bought a house obviously

I don't even know where to begin. Does anyone have the patience to give me a step by step? What happens if your credit isn't the greatest can you still get a mortgage somehow? How do you find out what you need to put down(I've heard it's about 10-20%)? See I need help!

Any would be appreciated please FM.

jfabbride Posted: Nov 04, 2004 12:18 PM+

jfabbride MEMBER SINCE: 10/03 TOTAL POSTS : 1339 WEDDING DATE: Oct 09, 2004

Posted: Nov 04, 2004 12:18 PM

Re: Any first time homebuyers, Need info.

First step we did was to get pre-approved for a mortgage. We started calling around to banks and looking online. Once you get a pre-approved certificate start looking. If you put a bid on a place and win it, contact a real estate lawyer and they should be able to walk you through the rest. My husband has a great lawyer so it was pretty simple after that. Typically you are required to put 10% down.

Any other questions, feel free to FM me!