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Appraisal - Who paid?

Colby212 Posted:

Appraisal - Who paid?

What is protocol? The guy or the girl? Or does it not matter?

My fiance thinks I should pay for it since he bought it.
VickiR510 Posted:

Re: Appraisal - Who paid?

FH had it done & also we have it on our home owners insurance. VERY IMPORTANT TO INSURE IT. !

egem523 Posted:

Re: Appraisal - Who paid?

I paid only because only because when I put the insurance I made him pay up. But the appraisal was not much it was ok. But I think they should be responsible for the appraisal and insurance.

MaggieLuvsJoe Posted:

Re: Appraisal - Who paid?

FH paid, but I paid the insurance on it

Colby212 Posted:

Re: Appraisal - Who paid?

Well my ring is from bluenile. It did come with an appraisal that is fine with me. Is it ok to just go ahead with the appraisal taht came with it or get another one?

egem523 Posted:

Re: Appraisal - Who paid?

Does the appraisal state the value of the ring or just the diamond information?

Colby212 Posted:

Re: Appraisal - Who paid?

There is actually an estimated retail value on it.

MannysBunny Posted:

Re: Appraisal - Who paid?

My FH paid for everything

sharvin09 Posted:

Re: Appraisal - Who paid?

FH paid!

Ann 52409 Posted:

Re: Appraisal - Who paid?

FH paid but I dont think that really matters, I would have paid also, he did put out a lot of money for the ring.

JJC Posted:

Re: Appraisal - Who paid?

my FMIL paid for appraisal and first year of insurance for us...so nice of her!

longislandlibrarian Posted:

Re: Appraisal - Who paid?

FH paid

kabo0831 Posted:

Re: Appraisal - Who paid?

i did it and i paid its not tha much

fabulousmady Posted:

Re: Appraisal - Who paid?

FH paid for mine

curlyq4458 Posted:

Re: Appraisal - Who paid?

The jeweler gave us the appraisal with the ring, ask your jewler about that, but do get it insured. It's not that expensive.

bkposh Posted:

Re: Appraisal - Who paid?

do you just go into any jeweler to appraiser your ring???? i thought it had to be someone whose job was only doing apraisals

9-21-07 Posted:

Re: Appraisal - Who paid?

FH paid for it.

Jsquared279 Posted:

Re: Appraisal - Who paid?

He got it appraised at the jeweler and gave me the appraisal. Then I took it to our Insurance Company and added it to our renters Insurance. I paid the fee to add it on to our policy. So it was a fair balance!

MaggieLuvsJoe Posted:

Re: Appraisal - Who paid?

you're better off going to an actual appraiser, the jeweler you bought it from will always appraise it for a much higher amount to make it seem like theyre giving you a deal.

With the appraiser, they have no idea what your FH paid for it -- I went to the appraiser with all my paperwork and I sat there while he was telling me what he thought my ring was (color, clarity, etc) -- he got every single thing exactly the same as my GIA report.

He appraised it for about $1500 less than the jeweler appraised it for and FH paid less than that anyway, so he got a good deal.

does that make sense?
redvelvet Posted:

Re: Appraisal - Who paid?


Posted by maggiejoe

you're better off going to an actual appraiser, the jeweler you bought it from will always appraise it for a much higher amount to make it seem like theyre giving you a deal.

With the appraiser, they have no idea what your FH paid for it -- I went to the appraiser with all my paperwork and I sat there while he was telling me what he thought my ring was (color, clarity, etc) -- he got every single thing exactly the same as my GIA report.

He appraised it for about $1500 less than the jeweler appraised it for and FH paid less than that anyway, so he got a good deal.

does that make sense?




yes. you answered just about every question i had about the appraisal process. thnx

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