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Beneficial Loan

Melissa Posted:

Beneficial Loan

Has anybody used Beneficial for a loan before?

Dee7772 Posted:

Re: Beneficial Loan

I did a long time ago. What do you need to know?

Melissa Posted:

Re: Beneficial Loan

Does their loan look bad on your credit report?

Is it easier to get a loan through them? (I've heard it is)

We wanted to take a loan out to pay off some high interest credit cards.

What are their qualifications? Do you have to make a certain amount of money, etc.
Mandy77 Posted:

Re: Beneficial Loan

DO NOT USE THEM!!!!!!! THEY MAKE YOU PAY A LOT OF EXTRA HIDDEN FEES!!!!

I'm not sure exactly what, but a girl I used to work with worked for them and she said that it was horrible what they used to do to people!!!

ETA: I took out a personal loan from Bank of NY a while ago and got a great rate...you should look into them.
Dee7772 Posted:

Re: Beneficial Loan

I agree w/Mandy77. The loan I took from Beneficial was a long time ago, to pay off some bills. But I paid back alot more to them then i should have. I was young and stupid.

Becky Posted:

Re: Beneficial Loan

Melissa, if you are looking to pay off credit card debt, the banks generally have lower rates than those kind of companys that will give money to anyone. Have you looked into any banks??

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