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Wedding Forums > Brides Helping Brides ™ > Budget Stress
Budget Stress
Jsabbatino
Posted: Sep 22, 2014 12:22 PM+

Posted: Sep 22, 2014 12:22 PM
Budget Stress
So lately I've been totally stressing about paying for this wedding. We've done okay up until now with making all the payments we needed to, thankfully our E-party helped with that.But it really hit me that in about a year we are going to need to come up with alot of money and I am not sure how we are going to do that. FH is trying to assure me that we are not the only ppl who have had to pay for their own wedding and that we are going to make it work, but Im so nervous that we arnt going to be able to do it and that everything will turn into a disaster.
Is anyone else having these feelings?
On a side not, my dad's sisters told my mom back in april that they wanted to give us money towards the wedding (since my dad passed away). We were super excited and now are kinda banking on that money but I dont know how to bring it up and ask them for it? Has anyone run into this type of situation? Any tips on how to bring it up to them?
ndc923
Posted: Sep 22, 2014 12:26 PM+

Posted: Sep 22, 2014 12:26 PM
Budget Stress
I get anxiety when I think about how much money will be spent so close to the wedding, I'm trying to prepare myself now so it doesn't hit me then and take away from the day. As far as your dad's sisters, maybe your mom can discuss it with them since they mentioned it to her? That way you don't feel uncomfortable and they don't feel put on the spot. Good luck!
JessicaP07
Posted: Sep 22, 2014 12:36 PM+

Posted: Sep 22, 2014 12:36 PM
Budget Stress
You should come up with a budget plan. You and FH can sit down and figure out the most you each can save per week (or month) and maybe put it into a joint savings account? I thought I wouldn't be able to afford the wedding either but once we made a plan I calculated how much money we would have saved by the time the wedding comes and it's way more than I thought. We are making a lot of sacrifices to be able to afford the wedding though. (doing my nails at home instead of going to the salon every 2 weeks, not going out to eat as much, no vacations until after the wedding, no clothes shopping unless I really need something, etc). Saving isn't easy but a plan makes a little easier
LydiaandPaul
Posted: Sep 22, 2014 01:11 PM+

Posted: Sep 22, 2014 01:11 PM
Budget Stress
Trust me, I know the feeling and your FH is just like mine. I stress and worry about paying for everything by ourselves, and he says 'it's going to be fine.' What we did was make an excel file with all our vendors on different tabs. Have the balances with payments and future payments listed and due dates. Then we cut out alot of unnecessary spending (vacations, clothing shopping, my nails wahhh lol) and it works out. ALL extra money goes to the wedding too (bonuses, tax returns)
KSRUSSO15
Posted: Sep 22, 2014 01:49 PM+

Posted: Sep 22, 2014 01:49 PM
Re: Budget Stress
I Feel your pain!!!!!!! We are paying for a wedding in 6 short months ourselves.. with a mortgage.. its ROUGH. exactly what everyone is saying. Budget plan, something in black and white.
Kimberley2015
Posted: Sep 22, 2014 04:25 PM+

Posted: Sep 22, 2014 04:25 PM
Budget Stress
I feel you gurl!! But your FH is right because at the end of the day it will all work out. FH and I cut back alot!! Etc., not going out as much at all, no clothes shopping unless in desperate need for it and keep in mind we have two weddings and an engagement party right before our wedding. Definitely work out a budget and have FH and yourself put mon ey away every month and trust me it adds up. and definitely have your mom speak with your aunts. Keep us posted!
Jsabbatino
Posted: Sep 22, 2014 05:07 PM+

Posted: Sep 22, 2014 05:07 PM
Budget Stress
We are trying to put away as much as we can, but by doing the math i just know its not going to be enough. I may pick up a weekend job serving/bartending to try and close the gap.Thats another thing that makes me nervous. We have 4 weddings besides our own next year. 3 of them are in Sept, 2 months before ours. FH is in the wedding party for one - and the other is one of my BM's - so that makes me nervous.
I will definitly try and have my mom talk to my aunts - i know that she felt a little uncomfortable about having to bring it up (I think shes guilty that she cant help me since she is putting my bro though college) but we shall see
kaselyn
Posted: Sep 22, 2014 05:21 PM+

Posted: Sep 22, 2014 05:21 PM
Budget Stress
I've gotten a second job on weekends, that's helping a little bit, and FH said if we have to apply for a loan, we will do so. I REALLY don't want to do that, but I know that if we have to, it's an option. Hopefully we'd be able to make some money back to pay it off not long after the wedding.I also had family members promise money. Non descript amounts. I'm hoping for it and made it clear that if we don't get help, we have to get a loan, and hope they get the message. It's not fun (my parent's are divorced) but I'm hoping that they're doing the best they can.
KristenRosa
Posted: Sep 22, 2014 06:27 PM+

Posted: Sep 22, 2014 06:27 PM
Budget Stress
I am stressing out too. But we managed to save $8000 in 6 months somehow. We have 9 more months to go plus we are hoping to get some help from our families. His mom is paying for the flowers and limo, his dad is paying for the rehearsal dinner (i think) and my parents and aunt are saving up some money for me. Plus when we get back our taxes, we are putting it all in the wedding fund. We decided to get each other our wedding rings for a christmas/birthday present as well. Plus we don't go out to eat as often.
LydiaandPaul
Posted: Sep 22, 2014 07:57 PM+

Posted: Sep 22, 2014 07:57 PM
Re: Budget Stress
One of my bridesmaids is getting married exactly 3 months after me and we agreed to not give each other gifts (since its basically money going back and forth lol) That may help with the wedding gifts! I wouldn't say it applies to everyone but for those you are really close to, it may help!
soontobermrsg
Posted: Sep 22, 2014 09:44 PM+

Posted: Sep 22, 2014 09:44 PM
Budget Stress
Omg I am right there with you. Not only are we paying for our own wedding, we also have a daughter in Catholic school and competitive dance who is also getting braces and goes to camp in the summer (camp must be paid by June 1st) and we have an almost 2 yr old we are trying to put into daycare. I'm using my tax money towards the wedding, my Christmas bonus and anything my FH can throw up. Omg, I can't even look at what I just wrote. We are crazy having a wedding lol
summerbridejen2015
Posted: Sep 23, 2014 09:00 AM+

Posted: Sep 23, 2014 09:00 AM
Re: Budget Stress
Posted by soontobermrsg
Omg I am right there with you. Not only are we paying for our own wedding, we also have a daughter in Catholic school and competitive dance who is also getting braces and goes to camp in the summer (camp must be paid by June 1st) and we have an almost 2 yr old we are trying to put into daycare. I'm using my tax money towards the wedding, my Christmas bonus and anything my FH can throw up. Omg, I can't even look at what I just wrote. We are crazy having a wedding lol
I feel your pain, one daughter having in sweet 16 in January, one just got braces and my ex husband gives no child support so we take all of our money and just put to this wedding! scary when you look at it written down.
soontobermrsg
Posted: Sep 23, 2014 09:09 PM+

Posted: Sep 23, 2014 09:09 PM
Re: Budget Stress
Posted by summerbridejen2015
Posted by soontobermrsg
Omg I am right there with you. Not only are we paying for our own wedding, we also have a daughter in Catholic school and competitive dance who is also getting braces and goes to camp in the summer (camp must be paid by June 1st) and we have an almost 2 yr old we are trying to put into daycare. I'm using my tax money towards the wedding, my Christmas bonus and anything my FH can throw up. Omg, I can't even look at what I just wrote. We are crazy having a wedding lol
I feel your pain, one daughter having in sweet 16 in January, one just got braces and my ex husband gives no child support so we take all of our money and just put to this wedding! scary when you look at it written down.
My ex throws peanuts, so I feel your pain!
soontobermrsg
Posted: Sep 23, 2014 09:09 PM+

Posted: Sep 23, 2014 09:09 PM
Re: Budget Stress
Posted by summerbridejen2015
Posted by soontobermrsg
Omg I am right there with you. Not only are we paying for our own wedding, we also have a daughter in Catholic school and competitive dance who is also getting braces and goes to camp in the summer (camp must be paid by June 1st) and we have an almost 2 yr old we are trying to put into daycare. I'm using my tax money towards the wedding, my Christmas bonus and anything my FH can throw up. Omg, I can't even look at what I just wrote. We are crazy having a wedding lol
I feel your pain, one daughter having in sweet 16 in January, one just got braces and my ex husband gives no child support so we take all of our money and just put to this wedding! scary when you look at it written down.
My ex throws peanuts, so I feel your pain!
MrsSparacino2B
Posted: Sep 24, 2014 07:42 PM+

Posted: Sep 24, 2014 07:42 PM
Budget Stress
Oh my Goodness, i totally know how you feel. I am 3.5 months away and it's super scary and overwhelming. I set a budget for everything...I don't think i stayed in my budget once I stress every time i think about it ...like now...lol :/For me thankfully we had a long engagement so that helped to space out payments
kammy322
Posted: Sep 24, 2014 07:50 PM+

Posted: Sep 24, 2014 07:50 PM
Budget Stress
I am so glad I am not alone in this! It stresses me out so much that sometimes it takes the fun out of it! FH always says it will work out and nobody will let us not have the wedding of our dreams, but sometime I can't help but still stress about it. We are trying to save as much as possible but FH is server and his money isn't always guaranteed. He also said that we can take a loan if we need too, but I am hoping it doesn't come down to that.
justjenrivera
Posted: Sep 25, 2014 07:14 PM+

Posted: Sep 25, 2014 07:14 PM
Budget Stress
Unfortunately the budget stress doesn't get better, with 15 days to go, I can tell you that with 100 percent certainty. We are just doing the best we can. I cut down on things like having dates at the rehearsal dinner (sounds bitchy I know) and other extras. We are also trying to put in perspective that while this is the most important day of our lives, it literally is one day so we need to be able to afford to live (not off of our gifts either!) in the days after.
Emazing17
Posted: Sep 26, 2014 12:36 AM+

Posted: Sep 26, 2014 12:36 AM
Budget Stress
We are in the very early stages of planning, (Just booked a venue) and ive already freaked out! I created a budget for the both of us to keep us on track and we created a joint account solely for wedding expenses. So far we are doing ok, just remember to breathe and it will be ok.
missmarryme46
Posted: Sep 26, 2014 02:53 AM+

Posted: Sep 26, 2014 02:53 AM
Re: Budget Stress
Posted by justjenrivera
Unfortunately the budget stress doesn't get better, with 15 days to go, I can tell you that with 100 percent certainty. We are just doing the best we can. I cut down on things like having dates at the rehearsal dinner (sounds bitchy I know) and other extras. We are also trying to put in perspective that while this is the most important day of our lives, it literally is one day so we need to be able to afford to live (not off of our gifts either!) in the days after.
THIS THIS THIS!!!! My FI and I say this alllll the tiiiime! That although it is a wonderful celebration of our love that we get to share, it is indeed only ONE day. So for us we always remember that so we can make sure our savings for the wedding is just a small fraction of the money we (meaning he) are saving up for us to start our lives together. I am currently unable to contribute whatsoever to our wedding since I am in school full-time and working a part time job which basically pays my bills and nothing else. He has been SUPER supportive and just great with taking on such a big financial responsibility. I'm pretty sure we have one of the smallest budgets here on liweddings but no matter your budget, as long as you make the necessary sacrifices as the other ladies have mentioned, you guys should be just fine! I'm a big worrier but my FI has really helped me realize that doing that never makes the situation better - and only makes it more stressful. So do yourself a favor and listen to your FH :)
Another thing we did was when looking for vendors, we would tell them our situation and let them know our strict budget for that service. The ones we've ended up selecting are the vendors who truly care about helping us out by giving us a quote well within our range and they have all so far added freebies for us! My parents have paid for our cruise and have volunteered to pay for other details as well which we are so grateful for. So please let your parents have that talk with your loved ones about what they are willing to contribute. A little goes a long way!! Also, if you really can't afford one or some of your vendors, don't be afraid to go with ones who do. Please don't put yourself in debt and stress for a day that's supposed to be joyful! I really hope everything turns out well! (And sorry for writing this much -__-')
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