Is anyone buying a house with FH and buying it BEFORE the wedding??
FH and I are buying a house in the next few months and my mother (and FMIL) are both getting upset bc they think we should wait, live at home and save more money. I also think part of the reason my mother is upset is bc she doesn't want to face the fact that I'm leaving home. i don't know how to make her feel better, but I have to move forward in life and I can't stay home forever!
Anyone else experiencing this?!?!
mybabylovesmoi
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Re: Buying house with FH?????
FH and I closed on our first house around thanksgiving - he proposed the same day! We can handle the mortgage but now trying to SAVE money on top of renovating is a HUGE pain in the arse.
If I knew he was going to propose, I might've pushed to go in a different direction i.e a house that didn't need so much work! All our money seems to be going toward that and it's stressing me out!!!
But I felt that the time was right to buy - we had toughed it out for 3 years!
evita2781
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Re: Buying house with FH?????
FH and I would ideally like to buy a house after we get married - but it probably won't happen b/c of this wedding
AdriandSteve
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Re: Buying house with FH?????
My mom also feels this way. And we're not even buying a house, we're just renting. But she wants me to stay home until the last moment, FH can live in the apt but I'm staying home. So it's not even a $ issue really.
PazzaRagazza
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Re: Buying house with FH?????
In order to receive the tax credit you need to be in contract by April 30th and close before or on June 30th. We are looking for a condo in babylon villiage :)
KN2011
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Re: Buying house with FH?????
We closed on a house Dec 28, 2009. Our parents were both fine with it. We werent engaged yet before we went to contract, but got engaged right before closing. We didnt plan any wedding stuff before we were in the house bc getting in the house was more important to us. Its definitely cheaper than renting.
FutureMrsTlasek
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We owned our house before our engagement but if I could do it over, I would totally live at home and save $$$!!! Houses and everything that goes along with them are SOOOOOO expensive!!! I love the freedom it gives you and know it can be a total pain living at home but you could save sooo much $$$! Either way, good luck!! :)
FFsBride
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Re: Buying house with FH?????
Hey ladies!!! Ughh work has been sooo busy lately that I'm just getting a chance to read these posts now (on my way home from work) =/
These were some awesome responses and great advice! Basically FH and I are going into contract on a house in the next week or so. FH's 3 biggest arguments for buying a house now were 1) the tax credit 2) low mortgage rates and lower prices bc the economy and who knows how much it will go up by the time we're married and 3) he absolutely positively refuses to rent! So if we don't buy we won't be living together after the wedding.
And we weren't even looking THAT actively, we kind of came across this house through a family member. The good thing is that it doesn't need work so that's a big 'money saver' going into this.
I appreciate all the responses and good luck to all of u also who are trying to save for a house or make mortgage pmts and save for the wedding. I know it won't be easy but I think it will be worth it in the long run... And my parents are just going to have to get used to it ... And they will have to drive to Staten Island to see me! (Yes, I did just say SI haha That's where I'm moving to bc that's where FH is from) lol
allornil
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Re: Buying house with FH?????
we already own a house. In fact,. we've been dealing with the house so much that it's taken us 8 years to get around to getting married! lol
Now is the time to buy. It's amazing how low house prices are.
dianeb888
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Re: Buying house with FH?????
Posted by JTG4EVER
Posted by dianeb888
We have been house hunting for the last few months and are hoping to buy in time for the tax credit. However both of our parents are ok with us buying before the wedding. FFIL has made comments like if we wait and save up some more then we can afford a better house but how much more can we really save in a year and what if interest rates go up, then we will never be able to get a house. Our parents are giving us a hard time about how far away we move (they want us in the neighborhood which we cant afford) but they will just have to accept that that cant happen.
You and FH have to do what right for the both of you. Your parent will get over it.
When do you have to buy by for the tax credit?
Sign a contract by april 30 and close by june 30 i think
