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Cash Only Vendors

wenR Posted:

Cash Only Vendors

I have a number of vendors who want cash only and my better judgement is saying to go somewhere else but FH really likes them. Is anyone else getting the same thing from their vendors? and what is the deal with them not preferring AMEX? Do I really need to hear that they prefer one over the other b/c of interest? Not really my problem!!!

mosh424 Posted:

Re: Cash Only Vendors

i have never heard of cash only......most will say if you want to pay in cash we will take the tax off but not only cash

JuneBride14 Posted:

Re: Cash Only Vendors

most of my vendors require that the balance is paid the night of the wedding in cash, which I can understand bc they don't want a check to bounce or a stop payment to be placed and then they never get paid... but most should take credit cards for deposits...

FinallyMrsS2010 Posted:

Re: Cash Only Vendors

i arranged a cash only deal w/ my florist (FBB) only because they agreed to shave off $ 200 off the total price. I prefer cash only vendors because that way I don't incur any credit card debt and will be done w/ paying everyone after the wedding.

wish i could do the cash only thing w. my RH though!!
sophisticat13 Posted:

Re: Cash Only Vendors

I preferred cash only because they shave the tax...saves lots of $$! We did cash only with our photog and our florist...as long as you have a contract you will be safe...and don't forget to look up all your vendors on BBB before you book with them too
Panamasweet Posted:

Re: Cash Only Vendors

We paid most of our vendor dep is cash to save the tax and they all want the balance the night of in cash

stinenandy2010 Posted:

Re: Cash Only Vendors

All vendors took either cash or cc, but the balance had to be in cash two weeks prior. And honestly I preferred the cash since I saved on the tax.

Also, ALOT of businesses do not like Amex since the interest from the credit card processing companies are higher.
xoabxo Posted:

Re: Cash Only Vendors


Posted by sophisticat13

I preferred cash only because they shave the tax...saves lots of $$! We did cash only with our photog and our florist...as long as you have a contract you will be safe...and don't forget to look up all your vendors on BBB before you book with them too



we did the same we are paying all our vendors with cash it lowered the price
AugustBridein09 Posted:

Re: Cash Only Vendors


Posted by JuneBride14

most of my vendors require that the balance is paid the night of the wedding in cash, which I can understand bc they don't want a check to bounce or a stop payment to be placed and then they never get paid... but most should take credit cards for deposits...





Same here. We paid everything in cash.
wenR Posted:

Re: Cash Only Vendors

I dont have that much cash

We're trying to pay everything off by the wedding day so we charge then pay the card off once we get paid. AMEX is the only card offering a big credit limit. All the credit card co's charge the same interest.
Jna2010 Posted:

Re: Cash Only Vendors

you can negotiate better with cash, so thats what were doing... plus balances given within 2 weeks of your date are usually vash only

a lot of people dont take amex because you can dispute charges with them really easily if your not happy with a vendor/service/business
jlt2010 Posted:

Re: Cash Only Vendors

a lot of places will only take cash for the final balance because they don't want to deal with checks or cc. I am paying to my florist, photog and limo in cash because they took off tax.

also, a lot of vendors dont like amex because is costs them more to accept it. there's a fee everytime they accept a cc which is why they prefer cash also.
CrazyLove11 Posted:

Re: Cash Only Vendors

AMEX rates are higher so vendors don't typically like them. i haven't heard of cash only UNLESS they are offering you a great deal i.e. no tax!

SoontobeGallagher Posted:

Re: Cash Only Vendors

We never thought about this. FH and I made a promise to ourselves that we were not going to put anything on our credit cards and we are just about 2 months til the wedding and we paid everything in cash and plan to do that for the next 2 months too.

Future Mrs H Posted:

Re: Cash Only Vendors

We have paid everything so far by check or debit card and last payments the week and day of are all in cash.

olganfreddy Posted:

Re: Cash Only Vendors

I pay cash whenever possible....bc then I avoid paying tax....and thats a hell of a lot of savings.

FutureMrsDe Posted:

Re: Cash Only Vendors

Be carefull with that big limit on your Amex they are cutting ever ones limits lately!

Notwedyet08 Posted:

Re: Cash Only Vendors

I hope to only do cash w/my vendors if if the take CC. B/C i want to save $$ on the tax; an not have any wedding debt after the big day.

JenBill61210 Posted:

Re: Cash Only Vendors

we paid cash only w/ our florist who agreed to take off the tax if we did this

HSsweethearts Posted:

Re: Cash Only Vendors

It wouldn't bother me. I ahve some vendors we paid through PayPal. Most of my vendors actually want final payments in cash.

I've actually worked several places that don't take AMEX. The fees are higher, but I also belive it's because of the Amex warranty policy.

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