Debt consolidation?
Has anyone done it?
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Debt consolidation?
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Re: Debt consolidation?
i did ant it helped a lot..but only a month i was part of it
once you learn the legalities of it on your own..its far easier to do it yourself..i did it and was debt free in 6 months as opposed to 2 years with the company
once you learn the legalities of it on your own..its far easier to do it yourself..i did it and was debt free in 6 months as opposed to 2 years with the company
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Re: Debt consolidation?
what company did you use?
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Re: Debt consolidation?
We were thinking about it but....
Supposedly if you do it, it will be visable on your credit report for up to 7 years. We decided not to do it incase we decided to buy a house down the line.
Supposedly if you do it, it will be visable on your credit report for up to 7 years. We decided not to do it incase we decided to buy a house down the line.
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Re: Debt consolidation?
if you have time i would read robert kiyosaki's debt book- it has great information on how to fix your debt yourself and they are practical and really work.
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Re: Debt consolidation?
Posted by jennandrolo
what company did you use?
i used care one credit
get litterature on it and you will be fine
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Re: Debt consolidation?
thanks ill check it out
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Re: Debt consolidation?
Posted by jeffamanda080808
We were thinking about it but....
Supposedly if you do it, it will be visable on your credit report for up to 7 years. We decided not to do it incase we decided to buy a house down the line.
Ooh didnt know that! Fh and i were thinking about doing it! now i dont think so!
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Re: Debt consolidation?
Posted by jeffamanda080808
We were thinking about it but....
Supposedly if you do it, it will be visable on your credit report for up to 7 years. We decided not to do it incase we decided to buy a house down the line.
do you mean with any kind of debt? i have school loans that i will probably consolidate after I get finished with my Masters...but I would like to buy a house in the near future but I don't want this to screw it up!
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Re: Debt consolidation?
Posted by cbcf
Posted by jeffamanda080808
We were thinking about it but....
Supposedly if you do it, it will be visable on your credit report for up to 7 years. We decided not to do it incase we decided to buy a house down the line.
do you mean with any kind of debt? i have school loans that i will probably consolidate after I get finished with my Masters...but I would like to buy a house in the near future but I don't want this to screw it up!
I'm pretty sure school loans are different....
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Re: Debt consolidation?
Posted by cbcf
Posted by jeffamanda080808
We were thinking about it but....
Supposedly if you do it, it will be visable on your credit report for up to 7 years. We decided not to do it incase we decided to buy a house down the line.
do you mean with any kind of debt? i have school loans that i will probably consolidate after I get finished with my Masters...but I would like to buy a house in the near future but I don't want this to screw it up!
That I am not quite sure of. We were going to do credit cards/store cards. Student loans might be different.
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Re: Debt consolidation?
Posted by beachbum05
Posted by cbcf
Posted by jeffamanda080808
We were thinking about it but....
Supposedly if you do it, it will be visable on your credit report for up to 7 years. We decided not to do it incase we decided to buy a house down the line.
do you mean with any kind of debt? i have school loans that i will probably consolidate after I get finished with my Masters...but I would like to buy a house in the near future but I don't want this to screw it up!
I'm pretty sure school loans are different....
yes, you have to consolidate them separate.- check with ur lender.
I would totally consolidate on your own, find a credit card with no interest for 9 months or so with a low interest rate after that., transfer your balance onto them and pay it off.. If you cant pay it off by the no-interest cut off date....your still paying a low interest rate rather than have a bunch of cc's with higher rates.
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Re: Debt consolidation?
I did it a really long time ago..DON'T DO IT. It really messed me up because although it does not show negative on the credit report it says something like credit education and it looked like I was defaulting on stuff although they dont tell you that. If anything I would try to put all your debt in a personal loan and pay it off that way. Good Luck!!!!!
