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Does everyone have their Ering insured?

kaklesmay Posted:

Does everyone have their Ering insured?

What do you guys think about insuring your E-ring?

Does everyone REALLY do it?

Does anyone have any experience with having to make a claim?
CalJoe0124 Posted:

Re: Does everyone have their Ering insured?

FH took care of that for me when he bought it. I would Definately get it insured!

Happybride2005 Posted:

Re: Does everyone have their Ering insured?

fh did it. i told him i didn't want to wear it until it was insured

MrsFudge Posted:

Re: Does everyone have their Ering insured?

Yes, I think it is very important.

KarAnthony Posted:

Re: Does everyone have their Ering insured?

Absolutely ensure it. You would be devasated if something happened to it. I got it appraised at The Jewlery Judge in Garden City and he can give you info. on insurance. I called Geico and they gave me a rider policy through Travelers. I think it is like $200 for the year.

AnniesSS Posted:

Re: Does everyone have their Ering insured?

I added it to my homeowner's policy for our co-op and it doubled the price! But I had to - it's too valuable/sentimental item to risk not having it insured.
jbjellybean76 Posted:

Re: Does everyone have their Ering insured?

I think it's very important, you just never know what's going to happen. I actually had one of my stones fall out...but I found it and it was fixed. Better safe than sorry.

suven Posted:

Re: Does everyone have their Ering insured?

I have a few items insured through Jeweler's Mutual

hmm8191 Posted:

Re: Does everyone have their Ering insured?

I added mine to my renter's insurance. It did almost double my preimium but even then it was only like $157 a year or something. Mine is insured by Liberty Mutual.

TreAnt425 Posted:

Re: Does everyone have their Ering insured?

YES! Definitely insure it. I had my mom add it to her homeowner's insurance. I don't think the price went up much at all.

nylibride Posted:

Re: Does everyone have their Ering insured?

*Definitely* insure it!!! My sister's apartment was broken into several years ago and at the time, both her wedding and ering were at home in her jewelry box, UNinsured. They were stolen and she had no recourse and was very upset.
leighdvm Posted:

Re: Does everyone have their Ering insured?

I sure did -- I went through Allstate and it costs maybe 200 a year (i think?). I have peace of mind!

Goldi1021 Posted:

Re: Does everyone have their Ering insured?

I wouldnt let FH put in on my finger unless it was insured. I gave him my renters insurance policy info and he went to my broker with the appraisal a day or two before he gave it to me.

akajt98 Posted:

Re: Does everyone have their Ering insured?

100% insured...never even a second thought!
Thumballina Posted:

Re: Does everyone have their Ering insured?

DEFINATELY insure it...I had my mom include it on her home owners policy and just gave her the money...it wasn't that much for hte year...$400

glinda_goodwitch Posted:

Re: Does everyone have their Ering insured?

Mine is insured through our renters insurance.

103005FallBride Posted:

Re: Does everyone have their Ering insured?

We added mine to our renter's insurance too.
mrsgtobe Posted:

Re: Does everyone have their Ering insured?

I am insuring my ering through Jewelers Mutual. It's a little over $200 for the year, but SO worth it! You should definitely insure your ring!

1005bride Posted:

Re: Does everyone have their Ering insured?

YES, definitely do it. A friend of mine lost her e-ring (long story) and it wasn't insured. I'm not sure who cried more, her or her FH.

cantwait2bewed Posted:

Re: Does everyone have their Ering insured?

yes. Do it right away

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