E- RING INSURANCE???

radiantcut Posted: Mar 06, 2008 11:04 PM

E- RING INSURANCE???

A few days ago I THOUGHT I lost my e- ring. I was FREAKING OUT (to say the least). Thank God I found it.. but it scared me big time. Fh called our insurance agent and asked if they would insure e-rings, and they said yes. We haven't visited the office to discuss it yet. I wanted to ask everyone else on here first.

Do you guys have E-ring insurance? What insurer would be the best option for insurance like this? And what are you paying per year? Thanks in advance for anyone that can help. xoxo

bluegreen08 Posted: Mar 06, 2008 11:17 PM

Re: E- RING INSURANCE???

we insured it with state farm

Sugar Magnolia Posted: Mar 07, 2008 12:13 AM

Re: E- RING INSURANCE???

I have a separate policy through Chubb. It's just under $900 a year but I think ours is on the high end because of our zipcode (urban area).

bluegreen08 Posted: Mar 07, 2008 12:17 AM

Re: E- RING INSURANCE???

Posted by Sugar Magnolia

I have a separate policy through Chubb. It's just under $900 a year but I think ours is on the high end because of our zipcode (urban area).

do you have a very very expensive ring? I think we pay ~ $100 a year through state farm

quietgirlkate Posted: Mar 07, 2008 12:23 AM

Re: E- RING INSURANCE???

We pay around $90 a year for my ring through Allstate. We got a discount from them because we already have three other policies with them.

Sugar Magnolia Posted: Mar 07, 2008 12:32 AM

Re: E- RING INSURANCE???

whoops, double post, still getting the hang of this

Sugar Magnolia Posted: Mar 07, 2008 12:33 AM

Re: E- RING INSURANCE???

Posted by bluegreen08

Posted by Sugar Magnolia

I have a separate policy through Chubb. It's just under $900 a year but I think ours is on the high end because of our zipcode (urban area).

do you have a very very expensive ring? I think we pay ~ $100 a year through state farm

yes but I'm thinking about shopping around after this year. I should be able to find something cheaper!

bluegreen08 Posted: Mar 07, 2008 01:07 AM

Re: E- RING INSURANCE???

Posted by Sugar Magnolia

Posted by bluegreen08

Posted by Sugar Magnolia

I have a separate policy through Chubb. It's just under $900 a year but I think ours is on the high end because of our zipcode (urban area).

do you have a very very expensive ring? I think we pay ~ $100 a year through state farm

yes but I'm thinking about shopping around after this year. I should be able to find something cheaper!

I'm thinking your ring would have to be like $80k for that price with state farm...

MrsS4 Posted: Mar 07, 2008 01:09 AM

Re: E- RING INSURANCE???

Posted by bluegreen08

Posted by Sugar Magnolia

Posted by bluegreen08

Posted by Sugar Magnolia

I have a separate policy through Chubb. It's just under $900 a year but I think ours is on the high end because of our zipcode (urban area).

do you have a very very expensive ring? I think we pay ~ $100 a year through state farm

yes but I'm thinking about shopping around after this year. I should be able to find something cheaper!

I'm thinking your ring would have to be like $80k for that price with state farm...

loll I think that you are better off getting it with an insurance company which you already do business with for the best rate-

Sugar Magnolia Posted: Mar 07, 2008 01:17 AM

Re: E- RING INSURANCE???

Posted by bluegreen08

Posted by Sugar Magnolia

Posted by bluegreen08

Posted by Sugar Magnolia

I have a separate policy through Chubb. It's just under $900 a year but I think ours is on the high end because of our zipcode (urban area).

do you have a very very expensive ring? I think we pay ~ $100 a year through state farm

yes but I'm thinking about shopping around after this year. I should be able to find something cheaper!

I'm thinking your ring would have to be like $80k for that price with state farm...

oh no, not that much! I to be so nervous walking around with a ring that expensive. It's $2.80 for every $100.

We spoke with our homeowners insurance and they said to go with a different company, we shouldn't add it on.

MrsJ08 Posted: Mar 07, 2008 02:15 AM

Re: E- RING INSURANCE???

I insured mine too, it came out to be $19 a month

SusiBtoM Posted: Mar 07, 2008 09:13 AM

Re: E- RING INSURANCE???

I added it on to my homeowners policy with Allstate.

kabo0831 Posted: Mar 07, 2008 09:23 AM

Re: E- RING INSURANCE???

Jewelry mutual they are great

mRm2008 Posted: Mar 07, 2008 09:26 AM

Re: E- RING INSURANCE???

I think ours is through our homeowner's insurance?!?

roan126 Posted: Mar 07, 2008 09:29 AM

Re: E- RING INSURANCE???

I do. Mine is too big for us to add it to the homeowners...we went with Chubb because they will give you the amount that its insured for. Jewelers Mutual is the other one that insures jewelry, and their policy is to replace the exact ring that was lost.

JulyBride728 Posted: Mar 07, 2008 09:30 AM

Re: E- RING INSURANCE???

Posted by mRm2008

I think ours is through our homeowner's insurance?!?

Same here. FH insured my ring through his home insurance.

Future Mulligan Posted: Mar 07, 2008 09:40 AM

Re: E- RING INSURANCE???

ours is through jewelers mutual its like 600 bucks a year i think i can NEVER ever remember b/c i dont pay it- FH does but its worth it for peace of mind

Jenn04 Posted: Mar 07, 2008 09:51 AM

Re: E- RING INSURANCE???

Ok here is my input:

FH owns the house we live in and we could not yet add it to our homeowners because the ring is mine yet the house is not yet.

So we took out renters insurance through Allstate....it was a bit high...Maybe $300 for the year but covers my ring and other valuables in FH house (I think up to $50K?). Also we get married in June so we only had to pay half the year of renters and then will drop it when we add my name to the title!

Great post though!