Oh my god!! I just got the info for Health Ins thru my job. Holy Sh!! To cover my family, which includes my DH and DS it's 868.57 a month!!! What are they smoking??? Is it just me or does anyone else pay that kind of money??
peeweesgirl
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I pay less because currently it me but usually not always the employer pays 80 % if you are not employed that is about right.
MrsTC
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are you kidding me? that sounds more like Cobra rates. Thats WAY too high
BriarRose
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But I am employed!! That price includes the percent that my boss pays!! I'm like hyperventilating!! We had ins thru DH's job but it runs out at the end of this month. (He's on Workmans Comp)
I'm thinking we may just get private insurance. Looks like we need to do some research!!
reallybehind!
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whaaaat!? what insurance is that? does your employer even pay anything? i'm sorry. that stinks.
ChristineC68
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It's like that at my company, not quite as high, but close. Insurance rates are astromical and our company is only willing to pay a portion of the expense.
Personal policies are usually a lot more expensive unless you increase co-payments, deductibles and reduce limits.
Sage10.03
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I pay about 80$ a month for both DH and I....that sounds OUTRAGEOUSLY high to me!!!
Lunatrek
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I agree that sounds like COBRA. I hardly pay anything for DH and I, so... maybe they made a mistake somewhere? That can't be right...
BriarRose
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Good at least I'm not the only one who thinks this is crazy!!
Mary
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At my office, I only pay for the extra cost to see any doctors (point of service), which is about $90/month. However, they will not pay for any family members. I do not know what the extra costs are since DH has insurance on his own.
It does sound a little high, but I know it is at least a few hundred dollars.
dgtlsunshine
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yeah thats very HIGH. Doesn't sound like the employer is willing to pay much if that is the remaining balance.
NYCHICK
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O that is insane!! Way to HIGH
alina
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Posted by BriarRose
But I am employed!! That price includes the percent that my boss pays!! I'm like hyperventilating!!
If this total includes your company contribution, then its normal... That's about how high the full insurance rates are. But then you would need to pay only for a portion of this figure, no?
Lisa Rose
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do you work for a small company?
If you think these rates are high...try and get private insurance. My parents pay $1400 a month for a family plan through private insurance!!!
NYCHICK
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If you think these rates are high...try and get private insurance. My parents pay $1400 a month for a family plan through private insurance!!!
Amen to that. To get quality insurance while paying out of pocket, will leave you healthy and very broke. It is nuts, My cousin had private health insurance for a while but she couldn't take it anymore, 3/4 of her monthly paycheck was dissappearing.
ChristineC68
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Does your company allow pre-tax dedution of medical insurance? At least that way, you pay less taxes.
BriarRose
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The actual total is approx $1500 a month. Out of that I'm responsible for $868 a month. I just cannot get over this cost. The thing is that last company I worked for in NY (I'm in FL) paid for 90 percent of my health insurance, so to think this is coming out my paycheck just kills me!!
ETA: Especially since I had to take a MAJOR paycut down here this eats up a huge portion of my income.
BriarRose
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Posted by ChristineC68
Does your company allow pre-tax dedution of medical insurance? At least that way, you pay less taxes.
yeah
ChristineC68
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Posted by BriarRose
The actual total is approx $1500 a month. Out of that I'm responsible for $868 a month. I just cannot get over this cost. The thing is that last company I worked for in NY (I'm in FL) paid for 90 percent of my health insurance, so to think this is coming out my paycheck just kills me!!
It's a fortune. My company only pays a third of the costs. I don't know how some people can afford to pay it.
AtticaQT
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Insurance is really high! Right now I have my own insurance and that is costing me about $380 a month...
