My health insurace runs out at the end of June and will cost $900 a month to renew. I am a graduate student and therefore can only work part-time. Does anyone know where I can get health insurance at an afforadable rate? Thank you so much!!
jandt2006
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Re: Help--Student who needs health insurance!
does your school offer any insurance programs?
eta: does it really cost that much? when i was on my own paying my own insurance i know it was high but i dont' think it was that high! it might of been 450 a month at most.
waterspout4
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Re: Help--Student who needs health insurance!
Check out Healthy NY. I was on that when I moved down here. It's insurance for those under a certain salary. It gave me piece of mind when I moved here.
Tracy&Brian
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Re: Help--Student who needs health insurance!
is there any way for you get on FH insurance?
futurebride2007
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Re: Help--Student who needs health insurance!
I know, I am actually going to call tomorrow to see. I emailed someone about it a few days ago, but haven't heard back yet. Thank you!!
futurebride2007
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Re: Help--Student who needs health insurance!
Posted by waterspout4
Check out Healthy NY. I was on that when I moved down here. It's insurance for those under a certain salary. It gave me piece of mind when I moved here.
Thank you so much!! I am freaking out!
waterspout4
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Re: Help--Student who needs health insurance!
I paid $198 per month for Healthy NY, which included prescriptions. I know it depnds on what you make.
VadersBride2006
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Re: Help--Student who needs health insurance!
Sometimes, depending on your circumstances, even single people can get Medicaid... not the best I know, but worth looking into....
cnj
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Re: Help--Student who needs health insurance!
I would either check the NYS insurance site or one of those ehealthinsurance.com type websites. I haven't looked into in years but individuals in NY used to about $400/month. Or you could go directly to the carriers like BlueCross or GHI, etc. for a quote... Good Luck!
ali120206
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Re: Help--Student who needs health insurance!
Most schools offer some sort of health insurance program.
My company offers a student health insurance product, their website is www.assuranthealth.com. Our health area specializes in individual health plans.
There are other companies out there that have products as well. I believe UICI (which is now HealthNet) has one.
futurebride2007
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Re: Help--Student who needs health insurance!
Posted by jandt2006
does your school offer any insurance programs?
eta: does it really cost that much? when i was on my own paying my own insurance i know it was high but i dont' think it was that high! it might of been 450 a month at most.
Unfortunately, yes! For Cobra anyway.
NY55angel
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Re: Help--Student who needs health insurance!
If your income is low enough you will be able to qualify for Family Health Plus through New York State (Click here) If not then Healthy NY is the way to go
futurebride2007
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Re: Help--Student who needs health insurance!
Posted by NY55angel
If your income is low enough you will be able to qualify for Family Health Plus through New York State (Click here) If not then Healthy NY is the way to go
Thank you all for your help!! You girls are great!
Nic and Ant
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Try Vitra or Healthy NY. I hope you find something you can afford. Good Luck!!!
JenTim
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Re: Help--Student who needs health insurance!
Make sure that you get some sort of insurance before your current policy expires. If your coverage lapses, any pre-existing conditions, such as asthma, allergy treatment, etc...will not be covered under the new plan.
If you qualify, Medicaid is an EXCELLENT option - although one may feel ashamed to have Medicaid coverage, it is one of the best insurances out there if you qualify. Many people use it as a bridge for coverage when money is truly an issue. It is not easy to get, but if you qualify, it can save your A**.
Healthy NY, as others said, is also a great option.
Working in the health field, I can tell you that you should not let your insurance lapse...even if this means paying COBRA for one month until something else kicks in. It may seem like a lot, but all it takes is one illness, one emergency surgery, one cut finger, one broken bone, or one bad car accident )and your no-fault runs out and you have no secondary insurance to kick in). I had to so this too, when I graduated from undergrad school until my new job insurance kicked in....and I wound up in the hospital for a week. Twenty thousand dollars later.......Thank God I paid the COBRA!
DrBeLLaRoSe
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i have united healthcare through my school... i pay 2500 per year... i thought that was expensive, but i think it is great insurance...
marymoon
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Re: Help--Student who needs health insurance!
Try to get on FH's. I don't know if you live together, but you just have to live together or sign an affidavit that you're living together and have bank accts together, and a few other qualifications to sign a domestic partner affidavit, and many companies will allow you on his insurance.
My FH's new company won;t put me on his ins, but I can stay on the COBRA from his old job, which is expensive, but it's good insurance
Best of Luck.
MattandTricia07
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Re: Help--Student who needs health insurance!
I used Healthy NY after I graduated from college and before I got my current job. I think I paid a little over a 100 a month for it, without drug coverage. I would definitely check into your school's insurance program as well! I feel your pain...I will be losing my insurance in January when I do my full-time student teaching and will prob need to sign up with Healthy NY again!
Shellycakes123
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Depending on your salary healthy nY is cheaper
Graciep0o
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Re: Help--Student who needs health insurance!
When I was in college I did Family Health Plus and it was great because it was totally free..
I was also going to school full time and working part time..you should definitely try that
