Posted by korndoggie
We put a couple hundred dollars away every paycheck. We keep track of the payments in an excel sheet that tells us how much more money we have to save and how much we have in our savings account.
FH made a very intense excel sheet. All the cells are linked to each other. When you put in your wedding payment in the payment column it updates it in about 5 different places.
Posted by Mizzdimple
ING Baby! 4%
yeah it is, i'm going to have my fh do a spread sheet as well & put those financial skills to some practical use! thanks!
aside from putting in everything we can per paycheck, FH is selling his motorcycle AND we are selling one of our cars. We stopped eating out and travelling so much (boo!) and I bring in lunch and do what i can to save here and there.
Posted by blu6385
Posted by korndoggie
We put a couple hundred dollars away every paycheck. We keep track of the payments in an excel sheet that tells us how much more money we have to save and how much we have in our savings account.
FH made a very intense excel sheet. All the cells are linked to each other. When you put in your wedding payment in the payment column it updates it in about 5 different places.
can you send me a copy so i can use it![]()
its a great idea!!!
Posted by blu6385
Posted by Mizzdimple
ING Baby! 4%
i was thinking of doing one of these but i dont know if it is worith it?
HSBC has an online only savings account that earns more than ING - they are able to do that because since its online only. there is no overhead
Posted by KSchams
HSBC has an online only savings account that earns more than ING - they are able to do that because since its online only. there is no overhead
Posted by missigreg
Posted by KSchams
HSBC has an online only savings account that earns more than ING - they are able to do that because since its online only. there is no overhead
What is an ING..... like a CD? i ahve my money in a CD right now...
Actually its kinda funny for me... I started saving money for our wedding on our one year dating anniversary... Which was almost 2 years before we got engaged!!! I wasn't able to put away much because my paychecks barely paid my bills but I put away any extra money I got.
Posted by Mizzdimple
Posted by missigreg
Posted by KSchams
HSBC has an online only savings account that earns more than ING - they are able to do that because since its online only. there is no overhead
What is an ING..... like a CD? i ahve my money in a CD right now...
no...its also an online ONLY bank. No overhead as well...
They are trying to get US clientele..offering high %
Its not like a CD, your money is accessible always.
Posted by missigreg
Posted by Mizzdimple
Posted by missigreg
Posted by KSchams
HSBC has an online only savings account that earns more than ING - they are able to do that because since its online only. there is no overhead
What is an ING..... like a CD? i ahve my money in a CD right now...
no...its also an online ONLY bank. No overhead as well...
They are trying to get US clientele..offering high %
Its not like a CD, your money is accessible always.
hmmm,... how do you deposit the money if it is an online banking only?
FH and I each put $500 from every paycheck directly into savings accounts. We also put any gift money/extra money in. I still live with my parents and pay a small rent and FH takes care of his mom's house (his mom is remarried and lives elsewhere with her new husband). I also put money into a 403b for retirement. At this point we have more than enough to pay for the wedding/honeymoon in full.
Posted by korndoggie
Posted by blu6385
Posted by korndoggie
We put a couple hundred dollars away every paycheck. We keep track of the payments in an excel sheet that tells us how much more money we have to save and how much we have in our savings account.
FH made a very intense excel sheet. All the cells are linked to each other. When you put in your wedding payment in the payment column it updates it in about 5 different places.
can you send me a copy so i can use it![]()
its a great idea!!!
I don't have it with me right now, I am at work. FM me your e-mail address and I can send it when I go home.
wow, you girls got it together! i should look into the direct transfer. this way you don't even miss the money!
We're not going to eat every meal out anymore, You wouldn't belive how much $$ we've spent in the 4 years we live together, eating every meal out, including breakfeast.. I'm also not shopping out of bordom or for pleasure. I'm holding off on getting a new car... Gonna ride Maxi til she dies!
i am saving all of my (coin) change and having $$ dir deposited into another account.
Posted by Mizzdimple
Posted by missigreg
Posted by Mizzdimple
Posted by missigreg
Posted by KSchams
HSBC has an online only savings account that earns more than ING - they are able to do that because since its online only. there is no overhead
What is an ING..... like a CD? i ahve my money in a CD right now...
no...its also an online ONLY bank. No overhead as well...
They are trying to get US clientele..offering high %
Its not like a CD, your money is accessible always.
hmmm,... how do you deposit the money if it is an online banking only?
Its kind of silly but not...you deposit the money into your checking account/savings w/ever....then you transfer into the ING...pretty silly.
But after a while you forget about the money....and don't spend it. I do a automatic transfer of 100 a paycheck and I havent checked it in over a year...and I have saved alot!
