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Insurance Question

JamieAnt06202009 Posted:

Insurance Question

I have a question when you either go on FH's insurance or when he goes on yours do you just need the marriage license or the marriage certificate? Our wedding is in 68 days and we can get our marriage license 60 days before our wedding so if we get the marriage license can FH go on my insurance or do I have to wait for until we are actually married and have the certificate?

RitasEngaged Posted:

Re: Insurance Question

i believe you have to wait untill you are actually married and when your companies have the open enrollement

JamieAnt06202009 Posted:

Re: Insurance Question


Posted by RitasEngaged

i believe you have to wait untill you are actually married and when your companies have the open enrollement




My company said I don't need to wait for open enrollment, thank god for that since it just past like a month ago. So it would be nice if they allowed the license.
RitasEngaged Posted:

Re: Insurance Question

that is good i don't knwo if they consider marriage change of life i know they do with a baby and that you don't have to wait for the open enrollments

debzy Posted:

Re: Insurance Question

You just have to wait until you're married. You don't have to wait until open enrollment. Just contact HR and there's just a few papers to enroll in insurance. This is considerend a life change (such as having a baby) so you don't need to wait until the new year.

Tracey1979 Posted:

Re: Insurance Question

I'm a lawyer - definitely know the answer, as I counsel in this area. Have to wait til you are married, but like last poster, no need to wait for open enrollment, since this is a life change.

MrsCtoB Posted:

Re: Insurance Question

There is something called a 'domestic partner'. You can use that before you're married. Not sure if every insurance company has the same guidelines. I would call them directly and ask.

Tracey1979 Posted:

Re: Insurance Question

i think domestic partner only valid in NYC, but it is true. you have to show commingling of bank accounts, things of that nature, to qualify.

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