Insuring Engagement Ring

My ring was custom made, FH had it made from my late mothers diamond and he bought the band separately to have it made.. Since there wasn't a jeweler that he bought it from outright as a whole, where can I go to get it insured?

Insuring Engagement Ring

I used Perfect Circle/Jewelers Mutual. You just need to have an appraisal done and then you fill out the form and send it in.

Re: Insuring Engagement Ring

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Posted by Jsabbatino

I used Perfect Circle/Jewelers Mutual. You just need to have an appraisal done and then you fill out the form and send it in.

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where can i get an appraisal done?

Insuring Engagement Ring

If you have car or home insurance you could probably get it insured thru there too

Re: Insuring Engagement Ring

The Jewelry Judge in Carle Place is fantastic! He sits with you and goes over every aspect of your ring with you and he can help you purchase insurance. Highly recommended.

Insuring Engagement Ring

We have jewelers mutual also. You can have it appraised by any jeweler. But GET IT DONE. One of the bride's in the 2016 fb group lost her heirloom stone today. It fell out of the frigin setting (that was check by Jared 2weeks ago!) and she can't find it!!

Insuring Engagement Ring

i know i saw that - reason for my post lol, with the diamond being my mothers it is irreplaceable but i will be even more devistated if it was a total loss

Re: Insuring Engagement Ring

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Posted by FutureMrsZanghi

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Posted by Jsabbatino

I used Perfect Circle/Jewelers Mutual. You just need to have an appraisal done and then you fill out the form and send it in.

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where can i get an appraisal done?

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Usually you can pay for an apprasial from any jeweler, I believe. If not, go back to where your FH purchased. They should be able to do it

Insuring Engagement Ring

I need to get this done asap!
I feel so bad for that girl

Insuring Engagement Ring

when I had my appraisal done at gennaros in bellmore they gave me a pamphlet on jewelery insurance and it was so cheap! I actually sell insurance but as an insurance broker, don't put it on your homeowners or renters policy! just an fyi. Get a separate jewelry policy - they usually cover a lot more!!

Re: Insuring Engagement Ring

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Posted by kimpup

when I had my appraisal done at gennaros in bellmore they gave me a pamphlet on jewelery insurance and it was so cheap! I actually sell insurance but as an insurance broker, don't put it on your homeowners or renters policy! just an fyi. Get a separate jewelry policy - they usually cover a lot more!!

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did your FH buy your ring at Gennaro's or you went there strictly for appraisal/insurance

Re: Insuring Engagement Ring

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Posted by kimpup

when I had my appraisal done at gennaros in bellmore they gave me a pamphlet on jewelery insurance and it was so cheap! I actually sell insurance but as an insurance broker, don't put it on your homeowners or renters policy! just an fyi. Get a separate jewelry policy - they usually cover a lot more!!

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Why do recommend getting a separate policy? just curious?

Insuring Engagement Ring

I have my insured through my renters insurance

Insuring Engagement Ring

I got my ring insured through jewelers mutual. It is preferred to get an appraisal from an independent source that doesn't sell jewelry so that you know the appraisal is not biased. I got it done at Gemological Appraisal Laboratory of America in the diamond district. It was $75 and they did a really nice job!

Insuring Engagement Ring

Mine is through Jewelers Mutual also. It was about $100 for the year. Absolutely worth it. Luckily when FH bought my ring, the jeweler had given him an appraisal to go with it. Day 5 or 6 of having it, one of the small diamonds on the band fell out (I am extremely petite; my ring size is 4.25.) and it was a HUGE wake up call to get the ring insured ASAP. Luckily, the jeweler remembered my FH and took responsibility for the small diamonds on the band, but if the center stone cracks, falls out, etc., it's all on me.

Insuring Engagement Ring

I got my appraisal done at Gennaro's as well, and my ring wasn't bought there. I also got it resized while I was there, they never let your ring out of your sight.

Insuring Engagement Ring

Sorry, duplicate post.