charging everything untill after the wedding, i am st stressed out, w enever use charge cards....we have a house already so we wont have to use the oney for a downpayment, just cut a check for the Credet card!!!!!
SeptBride70
Posted:
Member since
Re: is anyone
hmm, well if you are in that situation then i guess it's not the end of the world-- meaning, if you didn't have a house already you would be screwing yourself but since you already do then the money will just go towards paying off the card. i mean, most people put the money towards a house but you already have that so you should be OK.
just do the best you can and don't get yourself in too deep
Tria1110
Posted:
Member since
Re: is anyone
As I see it... you've got the house, you are going to have your big day.... don't sweat it - you will eventually pay it off!
HelenZ
Posted:
Member since
Re: is anyone
Don't stress!!! Just try to be savy....use a card with a low rate (I made FH open an account when he got an offer in the mail of 0% until February 2008- which is 5 months after our wedding!!).
There's good debt & bad debt.....good debt- buying a house or car, or paying for the wedding of your dreams....bad debt- having a bad day and going on a $20,000 shopping spree!!!
HM807
Posted:
Member since
Re: is anyone
Dont stress. Everyone has some kind of debt...and if your able to pay it all off right after the wedding your credit will sky rocket!!
Shellycakes123
Posted:
Member since
Re: is anyone
my parents are paying fdor the wedding, we are just paying for rings honeymoon etc..gifts...just alla dds up, i hate debt, we will pay it off though, prob right after. i love having a house its worth every penny we pay each month.....
XFINALLYX
Posted:
Member since
Re: is anyone
im afraid we wont have enough money because we wanna charge everything and so far the videographer is the only thing we will be able to charge. probably the flowers to but i dont see anything else
HelenZ
Posted:
Member since
Re: is anyone
Posted by Shellycakes123
my parents are paying fdor the wedding, we are just paying for rings honeymoon etc..gifts...just alla dds up, i hate debt, we will pay it off though, prob right after. i love having a house its worth every penny we pay each month.....
Can your parents adopt me????
We have a house already too, but we're paying for the wedding by ourselves....so we're trying to save as much as we can but if we have to charge, we'll charge, with a mortgage it's just not as easy to save.
NY031978
Posted:
Member since
Re: is anyone
we didnt want to charge....but now as time gets closer $$ is just flying out of our account so it looks like we will be charging and paying off as soon as we get married! I know we could prob borrow from family but i really dont want to depend on ppl!
betani
Posted:
Member since
Re: is anyone
if you can do it, go for it. just make sure it doesn't get TOO out of control - stay within a planned budget and make sure you're not charging more than you can get money for.
we're personally probably going to pay as we go and not charge anything. i don't have any credit cards and he only has 2 with VERY small student limits on them (from college). i just really hate the idea of owing people money, even if i have it, you know?
ali120206
Posted:
Member since
Re: is anyone
Maybe look into a home equity loan. The rates are usually lower than credit cards (unless you can find a 0% one) and you can deduct the interest from your taxes.
Trishthedish
Posted:
Member since
Re: is anyone
My parents are paying for the reception hall, FH's parents are paying for the dj, limos, flowers and rehearsal dinner. I am paying for the photographer by myself, which is about $6k. I am also paying for my dress about $2k including /tiara & veil & alterations, also paying for invitations, church and whatever else is left. FH & I will also have to pay for our honeymoon and rings. I too will have to put some on my credit card. I hate it but what can I say. I was in a lot of debt one time and don't want that to happen again. I also own a condo but it is not big enough to raise a family. At least you own a home and don't have to worry about that. I still will need to buy a bigger place after I am married.
All I can suggest is to make sure you pay more than the monthly minimum b/c most of that goes towards interest.
Hope that helps.
lucite
Posted:
Member since
Re: is anyone
Just make sure you get your mileage. I'm chargeing all the big items so I can get my mileage. Meanwhile I'm saving money in my checking account so that I have money to pay the credit card bill.
NovemberBride06
Posted:
Member since
Re: is anyone
If you don't have a Chase credit card already, look into opening one of their cards with no interest on purchases for a set amount of months. This way, if you have to charge, you won't be paying interest. This is what we are doing for the honeymoon. I opened an account with them and got no interest on purchases until Nov 2007.
