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Money?

shelzyp Posted:

Money?

When you get married are you going to have one joint checking account or will you mainitain your own accounts and split everything. My FH and I were trying to decide what we would do. I thought we would combine everything, but then my mom said it would be better to still have some things seperate.

Niecey Posted:

Re: Money?

I was one who totally said we would combine but now that I am married we found it more practical to have both. We have a joint savings ('house' account) and we both maintain separate checking accounts. It is just easiest for us.

Edited to say- we have our own system of who pays what and how/what goes to savings.
OctBride03 Posted:

Re: Money?

Combining
Scoop Posted:

Re: Money?

We combined our savings and pay our bills together.

Betty Posted:

Re: Money?

Combining but we each have our own savings account that we will keep at first...then who knows!! I like we may try to keep a certain amount in each of our accounts...we'll see when we find a house though!!

nylisa Posted:

Re: Money?

Combining.

Sage10.03 Posted:

Re: Money?

I have a bit of a shopping problem....we will prob. have 1 joint account and will keep one of our own as well....
he doesn't need to know every little thing i buy.....right?
nrvbrd Posted:

Re: Money?

We will have one joint account while still maintaining separate accounts.

My late grandmother always told me to always keep some money of my own. I know when you get married you are one and I totally agree with that, however I think a woman should have a sense of financial independence as well.
ChristineC68 Posted:

Re: Money?

We have a combined account for house bills that we used for saving for the wedding. Then we each have our own checking accounts. I have a few bills from a while ago that I am still paying off. Plus I dont want to have to have every one of my personal expenses going through our joint account (hair cuts, gifts, etc.)

Thrilled Posted:

Re: Money?

One joint and then keep one for each independently. He doesn't need to know when I buy a new pair of shoes.
Fletch Posted:

Re: Money?

We combined for wedding savings purposes but i think we will get seperate accts when we get married. I manage all the money (he has no idea what we have) and he totally trusts me and thinks we shouldn't get seperate accts after the wedding but I think it is a good idea to have a shared acct and then each have their own.

balilove Posted:

Re: Money?

One joint checking account and separate checking accounts for each of us---that way if we want to buy a gift or something for each other it can be a surprise.

aliasPook Posted:

Re: Money?

We opened up yours, mine and ours...

yabbobay Posted:

Re: Money?

michelle...

we have joint...but I do have a separate savings account (leftover) that doesn't cost anything to keep open...and I have a little bit in that
michele31 Posted:

Re: Money?

It all depends on how you pay the bills and your fiancial habits. I need access to my own money. Some couples I know have joint accounts and each is given a certain amount to spend each week. I am not a very good 'budget' person. Some couples I know divide the bills and maintain just a joint savings account.
Scott pays all of our bills using both accounts. He is better at it then I am. I hate dealing with money. That is just me. I think you have to try a few different ways and find a solution that works for both of you.
shelzyp Posted:

Re: Money?

My FH thinks that i can be controlling at times, and in his family his mom controls the money and more or less gives his father an allowance, sice he is retired. I definitly don't want to be live that, but i think he is a bit nervous.

KarenK122 Posted:

Re: Money?

We have two joint checking and savings accounts. He is primary on one and I'm primary on the other. We mainly have it this way because we both want and love our debit cards and our bank won't let you have two on the same account.

wacky Posted:

Re: Money?

We will combine, but Im keeping a separate acct.
Call me dishonest or whatever.
Sunny Posted:

Re: Money?

We aren't married yet, but have a joint account for a few years. It works out well- I am a student and he makes more money than me!!!!!

jennbaby Posted:

Re: Money?

We will combine our checkings into one and keep a seperate house account

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