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my fh just made me cut up my credit cards

AndRecKy Posted:

my fh just made me cut up my credit cards



yep. i was out of control. we just sat for 2 hours and made a budget out. we cut up allllllllll my credit cards. it was a very difficult task haha
040508Bride Posted:

Re: my fh just made me cut up my credit cards

i was just thinking i should do the saaaaaaaame thing. fh is going to kill me this month....

bensgirl Posted:

Re: my fh just made me cut up my credit cards

omg...kudos to you! i think that moment is coming soon for me and my FH soon.....yikes!

Wifeynella Posted:

Re: my fh just made me cut up my credit cards

you are a stronger woman than i.

i actually dont carry mine anymore tho b/c i was getting a little nuts. lol
AndRecKy Posted:

Re: my fh just made me cut up my credit cards

it was so sad. but we cant start our life like this
anneandchris Posted:

Re: my fh just made me cut up my credit cards

Good for you. It took me a long time but I finally learned how to pretend that they are not in my wallet. It isn't easy but you get used to it.

heathermatt Posted:

Re: my fh just made me cut up my credit cards

we started with the budgets about 6 months before we were engaged and I have since then paid off two credit cards...

I tell you it feels good to send in that last payment...
Toucan311 Posted:

Re: my fh just made me cut up my credit cards

OMG my FH is the bad one with spending! I put him on a budget and I give him an allowance!!

mRm2008 Posted:

Re: my fh just made me cut up my credit cards

i'm proud of you i think you set a good example for all of us.

it can be so easy to let them get out of hand. i am trying my best to pay down my bills before starting my new life w/ FH
AndRecKy Posted:

Re: my fh just made me cut up my credit cards


Posted by Mimacat

OMG my FH is the bad one with spending! I put him on a budget and I give him an allowance!!



really?? hahaha
AndRecKy Posted:

Re: my fh just made me cut up my credit cards


Posted by mRm2008

i'm proud of you i think you set a good example for all of us.

it can be so easy to let them get out of hand. i am trying my best to pay down my bills before starting my new life w/ FH



yes the debt crept up on both of us....its so easy to just take out the plastic.....and swipe it!!

so now i have to pay for everythign with cash!!! i told fh it may take us 70808 years to pay this off haha
Jacquelyn Posted:

Re: my fh just made me cut up my credit cards

Consider it a blessing in disguise! I need to do that to mine LOL...

AMGBride2008 Posted:

Re: my fh just made me cut up my credit cards

Good for you Beck! Trust me though, you are NOT alone!!!

I only have one CC and didn't want to cut it up in case of emergencies so Aaron froze it in a block of ice in the freezer... it's worked for a while.

Good luck!
Luvbsb4eva Posted:

Re: my fh just made me cut up my credit cards


Posted by Mimacat

OMG my FH is the bad one with spending! I put him on a budget and I give him an allowance!!



Mine too! His cards are maxed out, i'm very OCD about paying mine off right away... it's bothering me that the HM is on mine and I might not be able to pay it off right away!
ILOVEBRIAN2008 Posted:

Re: my fh just made me cut up my credit cards

i need to do that also! my credit card is maxed but not even from fun spending..all bc of grad school that is really hard to pay off now with interest and everything so i dont use it anymore either bc i basically cant use it since its maxed uhhh
AndRecKy Posted:

Re: my fh just made me cut up my credit cards


Posted by AMGBride2008

Good for you Beck! Trust me though, you are NOT alone!!!

I only have one CC and didn't want to cut it up in case of emergencies so Aaron froze it in a block of ice in the freezer... it's worked for a while.

Good luck!




hahahahahaha so its sitting there frozen? hahahahha


yea-ill deal-as i sit at home on LIW on a saturday night
AndRecKy Posted:

Re: my fh just made me cut up my credit cards


Posted by ILOVEBRIAN2008

i need to do that also! my credit card is maxed but not even from fun spending..all bc of grad school that is really hard to pay off now with interest and everything so i dont use it anymore either bc i basically cant use it since its maxed uhhh



i 'paid' my way trhough grad school-and didnt take out a loan--so thats pretty much why im in such debt, i used my credit cards for EVERYthing...but it just out of control-im out of control....bye bye cards
SAMORY Posted:

Re: my fh just made me cut up my credit cards

WOW! It look like a bad thing know but you will appreciate it and FH later
Soon2beAlberti Posted:

Re: my fh just made me cut up my credit cards

i don't use credit cards...i do still have past debt to pay off though
jennandrolo Posted:

Re: my fh just made me cut up my credit cards


Posted by AMGBride2008

Good for you Beck! Trust me though, you are NOT alone!!!

I only have one CC and didn't want to cut it up in case of emergencies so Aaron froze it in a block of ice in the freezer... it's worked for a while.

Good luck!



i froze ours too...but hot water just unfreezes it reallll quick so yea had to cut them up. i only have one in tact.

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