We have a joint checking and pay bills together out of it. It's very weird for me. I don't know why. I feel I should be responsible for my debt and him with his debt.
autumnbride10
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Re: NWR...Finances...
Posted by Mici n KC
We have a joint checking and pay bills together out of it. It's very weird for me. I don't know why. I feel I should be responsible for my debt and him with his debt.
I feel the same way...at least for debt accrued before the marriage. It's also hard for me because I've been on my own for 10 years....it's hard to think that there will be someone else financially contributing to my life....
agraydc
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Re: NWR...Finances...
we both have hefty student loans and we took a business loan too in FH name, we will combine everything when we get married and i change my name, but i will be in charge of the balance and bill paying, i am sooo good with money sorry to toot my own horn like that
autumnbride10
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Re: NWR...Finances...
Posted by agraydc
we both have hefty student loans and we took a business loan too in FH name, we will combine everything when we get married and i change my name, but i will be in charge of the balance and bill paying, i am sooo good with money sorry to toot my own horn like that
Got any tips to share? I could use some help....
DGoldfarb0776
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Re: NWR...Finances...
Posted by autumnbride10
Posted by Mici n KC
We have a joint checking and pay bills together out of it. It's very weird for me. I don't know why. I feel I should be responsible for my debt and him with his debt.
I feel the same way...at least for debt accrued before the marriage. It's also hard for me because I've been on my own for 10 years....it's hard to think that there will be someone else financially contributing to my life....
It is hard to think of it like that- I had the same problem- I was on my own before I got married for about 12 years and just used to doing it on my own- but on the flip side of things it's been a blessing on some accounts (like he's paying half of rent, cable, internet, cell phone,etc.) and saving me money in the long run.
KiTTeN0819
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Re: NWR...Finances...
Right now me and FH have separate accounts. After the wedding we will get a joint, but keep our separate ones too. I have alot of CC debt, although its debt me and Fh accrued together. Right now I am paying it since FH is trying to start his own side business and pay off the debt he accrued on his own. After the wedding we will pay the bills evenly out of the joint account, each get a weekly allowance and (hopefully) put the rest into savings.
autumnbride10
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Re: NWR...Finances...
Posted by DGoldfarb0776
Posted by autumnbride10
Posted by Mici n KC
We have a joint checking and pay bills together out of it. It's very weird for me. I don't know why. I feel I should be responsible for my debt and him with his debt.
I feel the same way...at least for debt accrued before the marriage. It's also hard for me because I've been on my own for 10 years....it's hard to think that there will be someone else financially contributing to my life....
It is hard to think of it like that- I had the same problem- I was on my own before I got married for about 12 years and just used to doing it on my own- but on the flip side of things it's been a blessing on some accounts (like he's paying half of rent, cable, internet, cell phone,etc.) and saving me money in the long run.
That's true. I know it will be fine. It's just such an adjustment...trying to figure all this out...
Mici n KC
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Re: NWR...Finances...
Posted by autumnbride10
Posted by Mici n KC
We have a joint checking and pay bills together out of it. It's very weird for me. I don't know why. I feel I should be responsible for my debt and him with his debt.
I feel the same way...at least for debt accrued before the marriage. It's also hard for me because I've been on my own for 10 years....it's hard to think that there will be someone else financially contributing to my life....
Yeah, that's what weirds me out too. We both work hard for our money and sharing just isn't normal to me. I'm a very private person when it comes to my finances and FH was very accepting about it. He's helped me knock down some of my walls and he is the only one that knows anything about my money.
Mici n KC
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Member since
Re: NWR...Finances...
Posted by autumnbride10
Posted by DGoldfarb0776
Posted by autumnbride10
Posted by Mici n KC
We have a joint checking and pay bills together out of it. It's very weird for me. I don't know why. I feel I should be responsible for my debt and him with his debt.
I feel the same way...at least for debt accrued before the marriage. It's also hard for me because I've been on my own for 10 years....it's hard to think that there will be someone else financially contributing to my life....
It is hard to think of it like that- I had the same problem- I was on my own before I got married for about 12 years and just used to doing it on my own- but on the flip side of things it's been a blessing on some accounts (like he's paying half of rent, cable, internet, cell phone,etc.) and saving me money in the long run.
That's true. I know it will be fine. It's just such an adjustment...trying to figure all this out...
That's a very good point. When I was on my own I had a roommate so we split the bills anyway. Since then I moved back home and pay rent to my parents but I don't have to write out bills for everything else. It definitely will be nice to have the check come out of our joint account rather than my personal checking!
ldrenckhahn
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Re: NWR...Finances...
Ladies, this is just a warning to think twice before taking on FH's debt or vice versa. My sister was married in April 07 and took out two joint loans in order to pay off her DH's $28k debt. Now they are getting a divorce and she has to pay $10k of his debt! So please be careful with your debts/loans!
autumnbride10
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Re: NWR...Finances...
My problem is the only other time I had a joint account was with an ex, (who had bought a ring and not propsed yet), and he took all the $$$ and ran away with someone else. FH understands my hesitation, and is great about it. I know he would NEVER do something like that, but still...it's hard to forget...
ldrenckhahn
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Re: NWR...Finances...
I forgot to answer the question! We each have separate for our personal bills/debt and a joint for mortgage/utilities/recreation.
autumnbride10
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Re: NWR...Finances...
Good idea....
emomma17
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Re: NWR...Finances...
We have joint everything together even past bills we pay them together at this point, we've been living together for almost 2 years and right after we got engaged we decided to combine everything. We figure at this point what we have is each others.
Two Peas
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Re: NWR...Finances...
We opened a joint account on ING about a year ago and we have been pooling our money together to pay for our share of the wedding...We'll open a 'real' account together after the wedding to help us pay for our house finances, etc...but Im still keeping my own personal account and so is he.
chrispar
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Re: NWR...Finances...
We have had one for years
jaep129
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Re: NWR...Finances...
I take care of all the bank and bill things. He gives me his check every week I put it into an account (his own) and then pay the bills. He asked me actually to do this so he wont spend it on stuid stuff. It makes me happy I see what his $ goes to!