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POLL:Wedding Debt
patti08 Posted: Oct 18, 2004 03:07 PM+
patti08 MEMBER SINCE: 11/03 TOTAL POSTS : 1120 WEDDING DATE: Dec 04, 2004
Posted: Oct 18, 2004 03:07 PM bride-minus.png

POLL:Wedding Debt

How much debt will you have after your wedding? (Wedding gifts aside) In other words are you putting anything on credit cards to be paid later?

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Jan05Bride Posted: Oct 18, 2004 03:12 PM+
Jan05Bride MEMBER SINCE: 9/03 TOTAL POSTS : 7114 WEDDING DATE: Jan 07, 2005
Posted: Oct 18, 2004 03:12 PM bride-minus.png

Re: POLL:Wedding Debt

I put $0 debt because FH & I are paying for everything upfront with cash.
The only thing that will be on the credit card is our honeymoon - that's only because we wanted the insurance that if something went wrong, we weren't paying for it! We are taking such a big trip (Africa) that we wanted to wait until we got back to pay it off ... I hope that makes sense.


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brideinapril Posted: Oct 18, 2004 03:12 PM+
brideinapril MEMBER SINCE: 11/03 TOTAL POSTS : 4443 WEDDING DATE: Apr 17, 2004
Posted: Oct 18, 2004 03:12 PM bride-minus.png

Re: POLL:Wedding Debt

Thankfully - we were completely debt free after the wedding, we paid for it ourselves and made sure we had the money - no credit cards!
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sarahthegreat Posted: Oct 18, 2004 03:12 PM+
sarahthegreat MEMBER SINCE: 11/03 TOTAL POSTS : 6392 WEDDING DATE: Aug 04, 2006
Posted: Oct 18, 2004 03:12 PM bride-minus.png

Re: POLL:Wedding Debt

we will have it all paid off before the wedding - we have enough debt already.
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CaCRmr Posted: Oct 18, 2004 03:14 PM+
CaCRmr MEMBER SINCE: 10/03 TOTAL POSTS : 4860 WEDDING DATE: Oct 23, 2004
Posted: Oct 18, 2004 03:14 PM bride-minus.png

Re: POLL:Wedding Debt

We wouldn't have the wedding if we would be in debt after it. It was something FH and I discussed right after our engagement.
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Katherine121 Posted: Oct 18, 2004 03:20 PM+
Katherine121 MEMBER SINCE: 10/04 TOTAL POSTS : 1859 WEDDING DATE: May 21, 2005
Posted: Oct 18, 2004 03:20 PM bride-minus.png

Re: POLL:Wedding Debt

No friggin' way am I going into debt for this wedding. Well, since I cancelled all my credit cards before I got engaged, that made it easy, didn't it?

I think 'debt free' is the way to go. I'm hearing what some people are spending on their wedding, and if they're putting it on credit cards, Lord help them.
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Laura1976 Posted: Oct 18, 2004 03:21 PM+
Laura1976 MEMBER SINCE: 8/04 TOTAL POSTS : 1953 WEDDING DATE: May 07, 2005
Posted: Oct 18, 2004 03:21 PM bride-minus.png

Re: POLL:Wedding Debt

We'll be out of pocket a few G's but no debt hopefully. Thats counting the gifts we're hoping on getting
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Janice Posted: Oct 18, 2004 03:25 PM+
Janice MEMBER SINCE: 6/01 TOTAL POSTS : 3267 WEDDING DATE: Jun 01, 2002
Posted: Oct 18, 2004 03:25 PM bride-minus.png

Re: POLL:Wedding Debt

That is one thing we avoided at all cost was wedding debt. We totally stayed in our budget, and the day after the wedding, it was all over with no lingering bills
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patti08 Posted: Oct 18, 2004 03:26 PM+
patti08 MEMBER SINCE: 11/03 TOTAL POSTS : 1120 WEDDING DATE: Dec 04, 2004
Posted: Oct 18, 2004 03:26 PM bride-minus.png

Re: POLL:Wedding Debt

Posted by Jan05Bride

I put $0 debt because FH & I are paying for everything upfront with cash.
The only thing that will be on the credit card is our honeymoon - that's only because we wanted the insurance that if something went wrong, we weren't paying for it! We are taking such a big trip (Africa) that we wanted to wait until we got back to pay it off ... I hope that makes sense.




We're doing the same thing with the honeymoon. We were going over the budget last night and realized we had enough money for all the payments and wouldn't have to use credit cards. We were kinda surprised cuz a few months ago it looked really tight so we made a monthly budget and really changed our spending habits. Very happy that it worked out this way.

I was curious after all the planning and budgeting and with EVERYTHING costing more than we anticipated when this all began, how many other couples, especially those paying for it on their own planned well enough not to have to go into debt.

Thanks to all for responding.
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bridget&jimmy Posted: Oct 18, 2004 03:29 PM+
bridget&jimmy MEMBER SINCE: 6/03 TOTAL POSTS : 2571 WEDDING DATE: Nov 19, 2005
Posted: Oct 18, 2004 03:29 PM bride-minus.png

Re: POLL:Wedding Debt

I answered no debt, that is why we had such a long engagment because we wanted no debt and actual we should by the time the wedding comes have extra money. We also own our own townhouse so we also needed more time to save.

Bridget
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hbradio Posted: Oct 18, 2004 03:38 PM+
hbradio MEMBER SINCE: 11/03 TOTAL POSTS : 9836 WEDDING DATE: Apr 29, 2005
Posted: Oct 18, 2004 03:38 PM bride-minus.png

Re: POLL:Wedding Debt

We failed to have a long conversation about this before booking a hall and planning the wedding. We dont have enough $ for the wedding. My mom is letting us charge our honeymoon and rings on her card, and we will pay her with our wedding gifts.
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Vicky1706 Posted: Oct 18, 2004 03:38 PM+
Vicky1706 MEMBER SINCE: 10/03 TOTAL POSTS : 1499 WEDDING DATE: Jan 01, 2011
Posted: Oct 18, 2004 03:38 PM bride-minus.png

Re: POLL:Wedding Debt

If all works out...he only debt we are leaving ourselves with is the honeymoon, which will most likely be put on a credit card and the balance for photo/video. Our balance for themis not due until after the wedding when we get our proofs/album so that is $3000 that we won't have to worry about while planning.
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bluesashbride Posted: Oct 18, 2004 03:46 PM+
bluesashbride MEMBER SINCE: 9/04 TOTAL POSTS : 2445 WEDDING DATE: May 21, 2005
Posted: Oct 18, 2004 03:46 PM bride-minus.png

Re: POLL:Wedding Debt

no debt. got a second job to save and pay for the extra things i don't want to have to run to my dad, family, or FH for like bridesmaids gifts, FH ring, my beauty junk, dress and shoes, and other expenses. Dad has enough to handle with the reception and stuff.
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LMFitz Posted: Oct 18, 2004 04:35 PM+
LMFitz MEMBER SINCE: 10/04 TOTAL POSTS : 1501 WEDDING DATE: May 05, 2006
Posted: Oct 18, 2004 04:35 PM bride-minus.png

Re: POLL:Wedding Debt

Since FH and I are paying for 150% of everything - we'll end up with about $10K in debt for a $35K budget. We'll probably use our home equity, so we at least get some benefit - other than a wonderful day!
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Backinneyork Posted: Oct 18, 2004 06:05 PM+
Backinneyork MEMBER SINCE: 6/04 TOTAL POSTS : 3985 WEDDING DATE: Oct 01, 2005
Posted: Oct 18, 2004 06:05 PM bride-minus.png

Re: POLL:Wedding Debt

We are planning to pay for everything in cash. If we have to use a cc, I hope not more than $500. But we'll see. It may be easier said than done!
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RedHead Posted: Oct 18, 2004 06:12 PM+
RedHead MEMBER SINCE: 10/03 TOTAL POSTS : 18740 WEDDING DATE: Oct 02, 2004
Posted: Oct 18, 2004 06:12 PM bride-minus.png

Re: POLL:Wedding Debt

Posted by Jan05Bride

I put $0 debt because FH & I are paying for everything upfront with cash.


Us too
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EvenEdan Posted: Oct 18, 2004 06:15 PM+
EvenEdan MEMBER SINCE: 11/02 TOTAL POSTS : 3110 WEDDING DATE: Nov 27, 2004
Posted: Oct 18, 2004 06:15 PM bride-minus.png

Re: POLL:Wedding Debt

I refuse to put anything on credit card. If I can't pay for it up front then I'm not getting it.
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Monkeybride Posted: Oct 18, 2004 06:23 PM+
Monkeybride MEMBER SINCE: 10/03 TOTAL POSTS : 1790 WEDDING DATE: Sep 17, 2004
Posted: Oct 18, 2004 06:23 PM bride-minus.png

Re: POLL:Wedding Debt

No debt.
We did use credit cards when we could in case something went wrong but had the money to pay them off.
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marymoon Posted: Oct 18, 2004 06:27 PM+
marymoon MEMBER SINCE: 2/04 TOTAL POSTS : 12220 WEDDING DATE: Jun 19, 2010
Posted: Oct 18, 2004 06:27 PM bride-minus.png

Re: POLL:Wedding Debt

How cna you do it debt free? How is that EVEN possible?
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NPbride Posted: Oct 18, 2004 08:09 PM+
NPbride MEMBER SINCE: 4/04 TOTAL POSTS : 1374 WEDDING DATE: Jan 01, 2016
Posted: Oct 18, 2004 08:09 PM bride-minus.png

Re: POLL:Wedding Debt

Posted by oct.2004bride

Posted by Jan05Bride

I put $0 debt because FH & I are paying for everything upfront with cash.


Us too


Same here
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