my fh and i are for them, not because we're concerned our marriage won't work or anything but in the event something happens to either of us, our significant other is protected, like if i decided to splurge on a 2000$ handbag right before my untimely death, my spouse is protected against my debts...student loans that kind of thing... so we're doing it to protect our loved ones rather than insurance on the possibility of a failed union.
rocketsummer17
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Re: QOTD 10/30
eh...if someone has something to protect (money, homes, insurance policies) then i say go for them...but if you have nothing then i dont see the point
amandah75
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Re: QOTD 10/30
We own nothing so nothing to worry about.
stinenandy2010
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Re: QOTD 10/30
Posted by amandah75
We own nothing so nothing to worry about.
haha same here.
stinenandy2010
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Re: QOTD 10/30
O but I forgot, we are drawing up an agreement that in the event something terrible does happen, I cannot keep Fh's vintage BMW. That's about it though.
Its2Snappy
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Re: QOTD 10/30
I have debt, FH has savings. I'm surprised he hasn't asked for one yet.
MrsGRod09
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Re: QOTD 10/30
We both have nada..lol..so no prenup needed here.
christophersgirl
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Re: QOTD 10/30
oh i should also mention we're not wealthy by ANY stretch of the imagination haha, we're probably in poverty by national standards
but that is the reason why we need to protect each other from our debts, if he or i die, we don't want each other to assume our student loans, previous mortgages, thats kinda stuff
i'm wondering if a will will do the same?
grrulz
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Re: QOTD 10/30
i mean if you a celebrity or extremely rich i would say go for it!!! since i am neither lol I am not signing crap lol
stinenandy2010
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Re: QOTD 10/30
Posted by christophersgirl
oh i should also mention we're not wealthy by ANY stretch of the imagination haha, we're probably in poverty by national standards
but that is the reason why we need to protect each other from our debts, if he or i die, we don't want each other to assume our student loans, previous mortgages, thats kinda stuff
i'm wondering if a will will do the same?
No a will won't do the same thing. If your married without a pre-nup, your spouse assumes your financial responsibility.
Now that I am thinking about it, its not a bad idea so GOD FORBID something happens to me, he doesn't assume my debt (and there's a lot of it!)
christophersgirl
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Re: QOTD 10/30
yea i didn't know about all this prenup stuff until like a year ago...a read an article about protecting your loved ones and it mentioned the prenups protect your spouse from financial debts in the event of death that sorta thing... not that i plan on kicking the bucket anytime soon, but you never know right?
T E R I
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Re: QOTD 10/30
Posted by amandah75
We own nothing so nothing to worry about.
same here, and the house we are buying has both our names on it
T E R I
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Re: QOTD 10/30
Posted by stinenandy2010
O but I forgot, we are drawing up an agreement that in the event something terrible does happen, I cannot keep Fh's vintage BMW. That's about it though.
Christine I love it, going after what he loves
christophersgirl
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Re: QOTD 10/30
Posted by T E R I
Posted by stinenandy2010
O but I forgot, we are drawing up an agreement that in the event something terrible does happen, I cannot keep Fh's vintage BMW. That's about it though.
Christine I love it, going after what he loves
then who would it go to?!
stinenandy2010
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Re: QOTD 10/30
Posted by christophersgirl
Posted by T E R I
Posted by stinenandy2010
O but I forgot, we are drawing up an agreement that in the event something terrible does happen, I cannot keep Fh's vintage BMW. That's about it though.
Christine I love it, going after what he loves
then who would it go to?!
well the agreement will say in the event of a divorce, he keeps his race car!!
teri - I'm sure your FH would like this type of agreement too!
RitasEngaged
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Re: QOTD 10/30
No we won't. FH suggested it but we have nothing so I think it is a dumb idea. We don't have any debt either.
christophersgirl
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Re: QOTD 10/30
Posted by stinenandy2010
Posted by christophersgirl
Posted by T E R I
Posted by stinenandy2010
O but I forgot, we are drawing up an agreement that in the event something terrible does happen, I cannot keep Fh's vintage BMW. That's about it though.
Christine I love it, going after what he loves
then who would it go to?!
well the agreement will say in the event of a divorce, he keeps his race car!!
teri - I'm sure your FH would like this type of agreement too!
wow he sure loves his car doesnt he hehe
Goldie39
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Re: QOTD 10/30
i think in some cases it's really needed, but we're not signing one..it never even crossed our minds.
DnT2010
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Re: QOTD 10/30
we both had nothing coming in to this so i dont think its necessary for us. but in come cases i can definitely see how its necessary
