QUestion regarding E-ring insurance

seta Posted: Apr 23, 2006 07:03 PM

QUestion regarding E-ring insurance

If you are renting, what type of insurance do you use? I know when you have a house and home owners insurance, you put it under there.

Any feedback would be really helpful!!

Thanks.

anglbyme Posted: Apr 23, 2006 07:05 PM

Re: QUestion regarding E-ring insurance

I think it goes under a seperate jewelry one?? I'm not too sure and I actually have to do it myself this week!

afrodyt2000 Posted: Apr 23, 2006 07:08 PM

Re: QUestion regarding E-ring insurance

we have it insured through jeweler's mutual. Chances are we will keep this policy even after we have homeowner's insurance. It's not too expensive and covers a lot.

D's Girl Posted: Apr 23, 2006 07:14 PM

Re: QUestion regarding E-ring insurance

It is called a Personal Article Policy. Each item should be listed with it's appraisal value. I have my Renters Insurance with one carrier and my Personal Article with another.
If you call your broker and send the apprasial to them, they should be able to hook you up with a good policyl

Blu-ize Posted: Apr 23, 2006 07:17 PM

Re: QUestion regarding E-ring insurance

I had a renters policy and a personal articles policy that had my jewelry on it. It was tied into the policy.

ali120206 Posted: Apr 23, 2006 07:41 PM

Re: QUestion regarding E-ring insurance

Posted by D's Girl

It is called a Personal Article Policy. Each item should be listed with it's appraisal value. I have my Renters Insurance with one carrier and my Personal Article with another.
If you call your broker and send the apprasial to them, they should be able to hook you up with a good policyl

I have the same thing except I have both policies with the same carrier (currently Allstate).

seta Posted: Apr 23, 2006 08:51 PM

Re: QUestion regarding E-ring insurance

thanks girls..bumping for more options!

Katie&Chris2006 Posted: Apr 23, 2006 09:18 PM

Re: QUestion regarding E-ring insurance

We have our renters insurance through Liberty Mutual. When we got the e-ring we added a rider to it (also through LM) that covers the ring. We pay one total bill for both the renters insurance and the ring - which was easier for us.

We are happy with the service from Liberty Mutual.

Good luck!

KarAnthony Posted: Apr 23, 2006 09:26 PM

Re: QUestion regarding E-ring insurance

I was just going to post this question. The current rider I have, for a 'personal article' is $360 for a year. Doesn't that seem like a lot??? What does everyone else pay?

October Bliss Posted: Apr 23, 2006 09:54 PM

Re: QUestion regarding E-ring insurance

Posted by KarAnthony

I was just going to post this question. The current rider I have, for a 'personal article' is $360 for a year. Doesn't that seem like a lot??? What does everyone else pay?

That is very high!! I have a personal articles policy (not a rider on another policy) that cost less than $100 for a full year with no deductable.