UPDATE...insurance problem

kmiller Posted: Nov 05, 2009 10:22 AM

UPDATE...insurance problem

Did your RH require insurance for all your vendors? If so, did all your vendors have comply?

My first videographer had insurance. My second does not I did not realize this until after I booked him.

LadyDuda81509 Posted: Nov 05, 2009 10:23 AM

Re: Insurance Question

yes im pretty sure, altho my RH already had copies of all my vendors...

10102009Bride Posted: Nov 05, 2009 10:31 AM

Re: Insurance Question

RH asked me to get a liability and liqur host policy in addition.
I think it cost us about $300

coldasice217 Posted: Nov 05, 2009 10:32 AM

Re: Insurance Question

Yes, my RH requires insurance from all vendors that will be stepping foot inside the property, but I also have to supply them with the name, rank, and serial number of ALL vendors I've hired, including limo, which makes no sense to me, but whatever. DJ is house so their's is on file, but photo/video and florist will need to provide theirs.

kmiller Posted: Nov 05, 2009 10:32 AM

Re: Insurance Question

I am waiting for my banquet manager to get back to me. I am freaking out. I already gave deposit to videographer. I am seriously at the stage where I hate this wedding.

FutureMrsG Posted: Nov 05, 2009 10:34 AM

Re: Insurance Question

All of our vendors were required to have insurance and they had to provide a copy of their insurance certificates to the RH.

kmiller Posted: Nov 05, 2009 12:08 PM

Re: Insurance Question

So we have our vendor looking at insurance now. I really hope he gets it because otherwise we cannot use him and we are out 300 bucks for deposit. Thats in addition to the 500 we are out from the other videographer that we decided to down-grade from.

So if this videographer doesn't get insurance we are out 800 total and have no video to show for it!!!!

I am so upset. Please say a prayer that it works out...

MsJulie Posted: Nov 05, 2009 12:20 PM

Re: UPDATE...insurance problem

my RH required insurance from all my vendors and i just never handed it in and had no problems. They didn't ask for it the day off nor did they every remind me to fax it to them.

kmiller Posted: Nov 05, 2009 12:22 PM

Re: UPDATE...insurance problem

Posted by MsJulie

my RH required insurance from all my vendors and i just never handed it in and had no problems. They didn't ask for it the day off nor did they every remind me to fax it to them.

I am just paranoid that if I take that chance I am going to have an issue the day of the wedding. I just don't think my nerves can handle one more thing. I am shot.

MrsCM Posted: Nov 05, 2009 12:24 PM

Re: UPDATE...insurance problem

Most RH's require that any vendors coming in with any type of equipment have insurance. Some require that all vendors no matter what or who have insurance.

MrsCM Posted: Nov 05, 2009 12:26 PM

Re: UPDATE...insurance problem

Posted by kmiller

So we have our vendor looking at insurance now. I really hope he gets it because otherwise we cannot use him and we are out 300 bucks for deposit. Thats in addition to the 500 we are out from the other videographer that we decided to down-grade from.

So if this videographer doesn't get insurance we are out 800 total and have no video to show for it!!!!

I am so upset. Please say a prayer that it works out...

If he can't get insurance he has to refund you the money. It's the only reasonable thing to do. You booked him in good faith that he was professional and knew local expectations. HE should have done the research, called and been in touch with your venue and taken care of things.

MsJulie Posted: Nov 05, 2009 01:01 PM

Re: UPDATE...insurance problem

Posted by kmiller

Posted by MsJulie

my RH required insurance from all my vendors and i just never handed it in and had no problems. They didn't ask for it the day off nor did they every remind me to fax it to them.

I am just paranoid that if I take that chance I am going to have an issue the day of the wedding. I just don't think my nerves can handle one more thing. I am shot.

My RH also said that if the vendor has no insurance they have to fill out some liability form from the RH, so maybe that's something they can do for you.

MLAngelo Posted: Nov 05, 2009 01:06 PM

Re: UPDATE...insurance problem

If he doesn't have insurance I would be leery of him anyhow. Its unprofessional and I have never heard of an RH that didn't require proof of insurance, so you would have to wonder how much experience he actually has.

kmiller Posted: Nov 05, 2009 02:31 PM

Re: UPDATE...insurance problem

Posted by MLAngelo

If he doesn't have insurance I would be leery of him anyhow. Its unprofessional and I have never heard of an RH that didn't require proof of insurance, so you would have to wonder how much experience he actually has.

My photographer has worked with this videographer several times and I have seen his work and its beautiful. He is realtively inexpensive and new in the business. He is also very young comparitvely. He is also a freelancer, so I am not dealing with an established company.

FH and I originally booked with a very expensive videographer... but have since put a bid in on a house and cannot afford super expenisve anymore.

So am I doing the best we can we the funds that we have.

edited for spelling

las1 Posted: Nov 05, 2009 02:51 PM

Re: UPDATE...insurance problem

mine does and i had to give each vendor a letter explaining the RH's policy, but most of my vendors have already been to my venue so they were familiar with their policies

pandafish519 Posted: Nov 05, 2009 03:11 PM

Re: UPDATE...insurance problem

the only vendor they required insurance from was the DJ b/c they are plugging equipment in.

Aliaxtra Posted: Nov 05, 2009 03:48 PM

Re: UPDATE...insurance problem

I never gave Leonards any of them- nor even knew that hey needed/required them..
They never asked- i never provided

kmiller Posted: Nov 05, 2009 04:04 PM

Re: UPDATE...insurance problem

Posted by Aliaxtra

I never gave Leonards any of them- nor even knew that hey needed/required them..
They never asked- i never provided

Really? Wow. I saw t on my contract and called and asked. Maybe I shouldn't have done that...

alli3131 Posted: Nov 05, 2009 04:48 PM

Re: UPDATE...insurance problem

Posted by kmiller

Posted by Aliaxtra

I never gave Leonards any of them- nor even knew that hey needed/required them..
They never asked- i never provided

Really? Wow. I saw t on my contract and called and asked. Maybe I shouldn't have done that...

the vendors may have sent it over on their own and thats why you never knew about it.....It is very typical that the RH requires insurance from any vendor that will be onsite. If the video person has done wedding in the past im sure he has had to get insurance. He can get a one day policy.

AdriandSteve Posted: Nov 05, 2009 04:51 PM

Re: UPDATE...insurance problem

Posted by kmiller

Posted by Aliaxtra

I never gave Leonards any of them- nor even knew that hey needed/required them..
They never asked- i never provided

Really? Wow. I saw t on my contract and called and asked. Maybe I shouldn't have done that...

Are the photographer and videographer from the same company? If so and the photographer has insurance your ok.