Wedding insurance

Original post by MrHostility

Feb 17, 2004 10:19 PM

Are you (or did you) getting wedding insurance? If so, and its not wedsafe, who is it?

JP&EP Posted: Feb 18, 2004 06:38 PM

Re: Wedding insurance

I'm definitely getting it (using wedsafe). My FH is in the Navy, and I can't trust Uncle Sam to cancel his leave or worst yet deploy him somewhere else. The peace of mind will make the money spent well worth it.

Lorena Posted: Feb 18, 2004 06:54 PM

Re: Wedding insurance

Posted by JP&EP

I'm definitely getting it (using wedsafe). My FH is in the Navy, and I can't trust Uncle Sam to cancel his leave or worst yet deploy him somewhere else. The peace of mind will make the money spent well worth it.

If that's your main reason for getting it I would specifically ask Wedsafe beforehand if they will cover you. We spoke to a representative at a wedding showcase and they made it clear that if the risk of cancellation is known before vendors are booked, they will not cover any lost expenses.

JP&EP Posted: Feb 18, 2004 07:04 PM

Re: Wedding insurance

I checked. They do cover it, they just need a copy of the military orders

MrHostility Posted: Feb 18, 2004 07:24 PM

Re: Wedding insurance

Posted by JimmysBride

but there's alot it DOESN'T cover that I thought it did

What doesn't it cover? (other than aformentioned change of heart)

Lorena Posted: Feb 18, 2004 07:41 PM

Re: Wedding insurance

Posted by MrHostility

Posted by JimmysBride

but there's alot it DOESN'T cover that I thought it did

What doesn't it cover? (other than aformentioned change of heart)

Not sure exactly. But it definitely doesn't cover damage to the reception facility (let's say your drunken, rowdy guests break something!) or personal injury of you or your guests that day, you need to take out the separate liability policy for that.

alixgirl Posted: Feb 18, 2004 07:48 PM

Re: Wedding insurance

I also got insurance. It made sense. So much can happen unexpectedly. It also covers your honeymoon.

Rob-luvs-me Posted: Feb 18, 2004 08:01 PM

Re: Wedding insurance

Emily made an excellent point about well she put in a lot of research and picked vendors who have been around for along time so she is not concerned (sorry to use you as an example)

But honestly I look at this way - Emily has a point BUT what if you reception hall burns down, or the owner of one of the companies dies and the company folds - OK so these are HUGE IF's but the very fact is that you are spending THOUSANDS on your wedding day and should be confident that IF something like your hall burns down you have MONEY to rebook somewhere last minute so the whole wedding doesn't go under.

Spot12905 Posted: Mar 03, 2004 01:25 PM

Re: Wedding insurance

I heard about it but it is alot of money. I asked my insurance guy and he said it is a waste of money.

september2004 Posted: Mar 03, 2004 01:32 PM

Re: Wedding insurance

i am going to look into it for coverage of accidents we as hosts could potentially get sued for... i am not yet familiar with the details so i have yet to make a decision...

KarenB Posted: Apr 06, 2004 10:34 AM

Re: Wedding insurance

What do you need to do for coverage of liability, that would be my concern, not so much for the vendors.

Maribelle7777 Posted: Apr 06, 2004 02:27 PM

Re: Wedding insurance

Posted by Spot12905

I heard about it but it is alot of money. I asked my insurance guy and he said it is a waste of money.

not really. if you have any close relatives that are sick and you are nervous something will happen right beofre the wedding to cancel it, then it's good to have.

i mean all insurance is is giving you protection IF something happens. Sure it's like money thrown away but you know that IF something happened and the wedding had to be cancelled (other than a change of heart) then you won't lose all your money.

Vicky1706 Posted: Apr 07, 2004 12:22 AM

Re: Wedding insurance

FH and I discussed it when we first booked Fox Hollow and both agreed that it would be a very smart move. Neither of us have the best luck and I am most concerned with snow.
We had to cancel my grandmothers surprise 70th birthday back in 1993 when there was that tremendous blizzzard in march...with no insurance on the party it caused my mom a lot of money and heartache. A whole lot more vendors and $$ is going into our wedding and I don't want to take any chances.