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What visa company do you recommend??

jenny2penny Posted:

What visa company do you recommend??

I love my discover, but not everyone takes it, so I like to have a back-up on hand.

I am tired of my capital one. So I am looking to cancel them and change.

Thanks
070502 Posted:

Re: What visa company do you recommend??

Bank One. I love them and it was interest free for a while and now I only pay about 5%.
They are great, you can pay online and they are easy to talk to.
I had a credit dispute with a company and B1 handled it fast and quickly and credited me the money plus any back interest that acruded during the bank statement it occurred. They also are very good about APR's if you have good credit. I know that Capital One has told me that they don't have to be as good because in most cases they are considered people's first credit card, since most of their users get the card to establish credit in college.

But I love my B1 Visa.
wc0143 Posted:

Re: What visa company do you recommend??

I got the Disney Visa (from Bank One) because I like getting the Disney Reward dollars since we got to WDW often. I think it's 0% for a couple of months.

Sage10.03 Posted:

Re: What visa company do you recommend??

I have a Bank of America Visa and it's ok....
My only gripe is that when I call I wait on hold for a long time....

I never waited with Amex, but their interest was too high on the blue card I had so I closed it!
yabbobay Posted:

Re: What visa company do you recommend??

make sure you get something for free...like miles...no annual fee and a % that doesn't go above 10%

MrsTC Posted:

Re: What visa company do you recommend??

MBNA Rewards Plus is great

endlessluv429 Posted:

Re: What visa company do you recommend??

we have the Disney VISA too from Bank One. We really like it. It is 0% APR for the first 6 months too. the customer service is great.

AtticaQT Posted:

Re: What visa company do you recommend??

Capital One Bank has been great for me

deby Posted:

Re: What visa company do you recommend??

I have the aol visa- get points towards free aol... comes in very handy. My only gripe is that although you can pay online, you cannot redeem your points online - u have to call.

pros- first few months 0% interest
double points if you charge aol monthly fee on it
jenny2penny Posted:

Re: What visa company do you recommend??

yeah I am looking for a card with rewards. That is why I prefer my discover card. I am up to about $200 cash back.

I refuse to pay for a card too, like AMEX.

Any other good reward visas??? I wnt rewards I'd use. Not sure if airfare, i'd use, because I don't use it that much to ever cash them in, especially when you can find cheaper airfare usually online.

HELP!
endlessluv429 Posted:

Re: What visa company do you recommend??

I have AMEX BLUE CASH and I don't pay any fee for it. The cash back isn't that good--well maybe i just don't spend enough! lol not all places except AMEX either though so that might defeat your purpose of getting a back up card for your DISCOVER!

Mandy77 Posted:

Re: What visa company do you recommend??

I just got a Bank One Visa...0% interest for 12 months...I think my apr after that is about 8%. Bank One also has a lot of reward cards too.

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