Post New Topic

I was a victim...

Original post by afrodyt2000

of identity theft! Some fool got a hold of my credit card # for a card I never use and charged stuff at the Apple store (I don't have an ipod), myheritage.com, and coach.com! I don't know how much they charged but the credit card company thought the charges were suspicious. I have no idea how someone got my info. I don't use the card, I don't charge stuff on it online, I don't carry the card in my wallet so I have no idea how this happened!!!!!

carolinebr Posted:

Re: I was a victim...

Call the credit bureaus & put an alert on your credit. You won't be able to open a new criedt card for a while, but you will be safe.
charisma Posted:

Re: I was a victim...

OMG sorry to hear that make sure the companies eliminate all charges and get it reported to the police and to the credit bureau

dianadrw Posted:

Re: I was a victim...

I've had the same thing happen to me and it s*cks!!! Glad to hear your bank is on top of things.

Cheryl826 Posted:

Re: I was a victim...

This happened to me a few months ago. Same thing, I hardly use this card, I purposely leave it at home. I apparently charged a whole bunch of stuff at circuitcity.com. They called me b/c the charges looked weird. I put a fraud alert on my social security # so no one can open anything in my name for the next 6 months. You can also file charges against the person who did this to you.

afrodyt2000 Posted:

Re: I was a victim...

I put in a 3 month fraud alert that should be forwarded to the other credit bureaus and I shouldn't get any credit card offers in the mail for 6 months just in case someone stole my mail or something. My bank completely closed that account and I cut up the card already. It's so strange but I'm hoping they don't do any other stupid stuff. I got a call from some chocolate company in NH, he wanted to alert me that some funny looking order came through with that same CC (I checked the last 4 digits just to make sure). I hope they catch the bastards because I would never do something like this to someone and I would never steal. It's so terrible.

JazzyT Posted:

Re: I was a victim...

O...wow no one needs this, it feels so invasive. Sorry to hear Adana

curiousgeorge Posted:

Re: I was a victim...

This same thing happened to us. We never carried our credit card either. But we realized that we paid a bill over the phone and she had all of our info name address...social security....we nolonger pay our bills over the phone. If you do...do NOT give them the 3 digit security code in the back of your card...that is for the internet only. If someone asks be suspicious.

afrodyt2000 Posted:

Re: I was a victim...

Wow that's really weird. I never used this card to pay any bills online or over the phone but I'll definitely keep that info in mind.

eternitybride Posted:

Re: I was a victim...

If you havent already, I would file a police report and a report with the FTC. Then you can send that to the credit agencys and they will put a notice on your account for 7 years. Then anytime someone applies for credit you will be called to verify that you are the person applying. I had someone open 7 credit cards in my name this summer and spend over $2,000 between them all that I was able to catch and stop, and after I put the watch on I got called to ask if I had applied for another credit card that I hadnt applied for.

afrodyt2000 Posted:

Re: I was a victim...


Posted by eternitybride

If you havent already, I would file a police report and a report with the FTC. Then you can send that to the credit agencys and they will put a notice on your account for 7 years. Then anytime someone applies for credit you will be called to verify that you are the person applying. I had someone open 7 credit cards in my name this summer and spend over $2,000 between them all that I was able to catch and stop, and after I put the watch on I got called to ask if I had applied for another credit card that I hadnt applied for.



Yeah I looked into that but I need to wait for the paperwork that the bank is sending me since I don't even have a credit card statement with those charges on it.
werock0709 Posted:

Re: I was a victim...

Adana..That JUST happened to darren with his Amex card .And he rarely uses it. But we got a call too, because the charges, were suspicious to them as well. Luckily their on top of things. Lord knows what they were trying to charge. Some people are soooo desperate, and callus, it's unbelievable. Sorry that happened to you
lilangel Posted:

Re: I was a victim...



I am so sorry you had to go through this. I knew a co worker who went through the same thing. They stole her identity for a American Express Card. Bought a Shyt load at Macy's.

The card was over the limit and Macy's offered her a Macy's card! Where this person maxxed that one as well. When my coworker found this out Macy's contacted her and wanted her to pay it back!

I hope it all works out for you and I hope they catch whoever did this.
afrodyt2000 Posted:

Re: I was a victim...

I've heard that some places try to hold you liable for the charges but thank God my bank isn't because I definitely couldn't afford that right now and I'd fight them forever over it.

AMJA Posted:

Re: I was a victim...

oh my god! That's horrible! That happened w/ my debit card. You have to be careful when going to places like 7-11 etc to use atm machine.

As for your credit card.. all someone needs is your name, social, dob, and they can probably get ahold of it somehow on there website?

Good thing they called you!
eternitybride Posted:

Re: I was a victim...

if its identity theft, I dont think they can hold you responsible for the charges.

faithandkevin Posted:

Re: I was a victim...

That's terrible! People are so sick!

Reply to this topic

Log in to reply or quote a post.