Is there anyone else that is still livng at home and has NO idea how they will afford to move or or where they will live???
I am going crazy here thinking that, yea, we can afford the wedding, but how can we ever afford a house.
I am so sick of living at home, more specifically, I am so sick of not living with FH. I HATE SLEEPING ALONE!!!!
I have a teaching job that is not stable and he has an decent job, but SHEESH EVERYTHING IS SO EXPENSIVE.
I just needed to get that out. How did you all do it?
PIZZ2306
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Re: NWR.. need to vent
I totally hear you...I am in the SAME boat! I am still home...not only am I still at home but i am stuck home sleeping alone in my twin bed
Both Mike and I are paying for the wedding and trying to save for a house...I have no wise words of wisdom because I am freaking out also over finding a place to live. All I can say is
cjb88
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Re: NWR.. need to vent
I have one that is even better than yours... I live at home with FI and his family!!!
I have the same exact frustrations about saving money for a down payment on a house... it's so expensive!! But I have to remind myself, that since we are both living here, it gives us the opportunity to save money for that house that I want oh so badly!
SFP0214
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Re: NWR.. need to vent
I was in your boat until a month ago when i bought a house.. NOW I am like 'what the hell was I thinking, I couldn't afford the wedding before, now what am I going to do?' Have faith you will afford it soon. Or you will get so sick and tired of living with the parents that you will move out anyway and get 750 square foot home with one bedroom like I did for a crazy high price.
How about an apartment? You can find apartments in peoples home for less money.
Anyway. Good luck.
Jen2999
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Re: NWR.. need to vent
Posted by SFP0214
I was in your boat until a month ago when i bought a house.. NOW I am like 'what the hell was I thinking, I couldn't afford the wedding before, now what am I going to do?' Have faith you will afford it soon. Or you will get so sick and tired of living with the parents that you will move out anyway and get 750 square foot home with one bedroom like I did for a crazy high price.
How about an apartment? You can find apartments in peoples home for less money.
Anyway. Good luck.
Yea, I just cant see paying a grand a month or more for apartment when it could be going towards a house.
UGH
Tjay
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Re: NWR.. need to vent
It is definitely tough on Long Island no matter where you live or the situation your in. My FH and I have been living with each other for 3 years, are in our early 30's and it is still overwhelming. I guarantee you that it will happen. People do it everyday. The money you get from the wedding, just save it (if you can) and sit on the sum for a year and then buy a house. This is what we are hoping to do. Good Luck.
Wintersbride
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Re: NWR.. need to vent
I am in the same boat too. FH and I are both changing careers. He will be changing his career sooner than I will. Plus I will still be in school, so for about a year we are only going have one income. I can not even fathom a house. I break out in a cold sweat when I think of an apartment!!! The cost of the wedding would be no problem if we did not have to worry about life after the wedding, you know? It's frustrating and scary. I know it will work out though...some how. I just want to be living with him already! I miss him when he's not w/ me.
M&LSept1606
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Re: NWR.. need to vent
We are in the same boat. We can do it, but we will have to work hard and save.
We're actually thinking of starting off in a co-op (owning our own apartment) or a condo, which tend to be a little less expensive than a house. You also don't need as big of a down payment.
The wedding money we might have to borrow from family member(s), and pay them off right after the wedding.
This is our plan, just a thought.
Jen2999
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Re: NWR.. need to vent
Thanks guys. It is so good to know that other people are in similar situations. I get like this once every couple of months were all I can do is cry and think everything is impossible.
LOL...psycho I know, but I get over it
It is just frustrating when you feel like everything you have been waiting for your whole life is JUUUSTTTT out of reach and I get impateint sometimes!
jbride2b
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Re: NWR.. need to vent
I am in the same boat. Still living at home w/ my parents!!!!! Trying to save some $$ while I'm in school and not take out any MORE loans. It's going to be a number of years before FI and I both start making enough money to be able to buy anything. . . . Yeah, if he could have it his way, we'd have eloped. At this stage we're still trying to figure out how we'll make ends meet after we're married.
kissy27
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Re: NWR.. need to vent
Posted by PIZZ2306
I totally hear you...I am in the SAME boat! I am still home...not only am I still at home but i am stuck home sleeping alone in my twin bed
Both Mike and I are paying for the wedding and trying to save for a house...I have no wise words of wisdom because I am freaking out also over finding a place to live. All I can say is
I thought I was the only one still in a twin bed! FH & I are paying for the wedding & saving for a house...We have been house hunting for the past 6 months but the houses are crazy priced & still need at least $80,000 of work to make them bearable! We are looking in nice areas too! FH keeps telling me everything will be alright & that we will be able to do it! I just want out of the house & be able to snuggle up to FH every night!
nov04LIbride
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Re: NWR.. need to vent
I paid for my wedding, and we bought a condo 3 months before the wedding. All I can say is the money we got as wedding presents didn't even cover the cost of the wedding, let alone the downpayment for our condo. I don't know how we are ever going to save enough to upgrade to a house while making the monthly mortgage and common charges for our condo. That said, our condo is nice, and cost as much as some small houses. I am glad we went with something that didn't need much worse, as that would only have been more stress.
Shorty McBride
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Re: NWR.. need to vent
Posted by jbride2b
I am in the same boat. Still living at home w/ my parents!!!!! Trying to save some $$ while I'm in school and not take out any MORE loans. It's going to be a number of years before FI and I both start making enough money to be able to buy anything. . . . Yeah, if he could have it his way, we'd have eloped. At this stage we're still trying to figure out how we'll make ends meet after we're married.
you have my life! I type this from my twin bed in my parent's house, and I've been awake since 7 because my 14 yr old brother couldn't find socks and HAD to make it known to the whole house.
sarahthegreat
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Re: NWR.. need to vent
it literally scares the crap out of me when i think about where we are going to live. paying for the wedding is hard enough, i don't know where we are going to come up with the money for a mortgage or a down payment. you have my sympathy.
cantwait2bewed
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Re: NWR.. need to vent
I live at home with My FH and his mom. We have the whole upstairs. However, my FH is like ya'll need to get up outta here. I understand her b/c i just can't wait to move either. I was wondering how we were gonna afford the house and the wedding too. But God is watching over us b/c we have another little side job that will pay for this wedding or most of it. Plus help from parents. We are buying a house in Pennsylvania, no way we would try to get a house here iN LI. Its craaaaaaaaaaaaazy how much the house are. Take my advice get out of NY, and if you can't get the house right now. Get a co-op atleast u will be able to own it. We are actually building our home in Pennsylvania and it will be huge on 4 acres of land, which we secured last week. Yipeeeeeeeeeeeeee. And get this the price will be much less than the houses here in NY and LI.
Moehick
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Re: NWR.. need to vent
DH and I were in the same boat until we started looking at co-ops. We knew we could never afford a house now and we wanted to own something so we looked at co-ops. We have a nice 2 bedroom that has already increased in price since we got in so it is helping us save for a house down the road!
NPbride
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Re: NWR.. need to vent
I could've written your original post! I moved back home with my parents in Feb '03 and FI moved back to his home in Sept '03. We have been saving and saving like crazy but you can't save fast enough with the way houses have increased in value. We've been seriously looking for the past 3 weeks and it is scary! We're also paying for the wedding ourselves which just adds to the stress. I don't know how people do it. I wish Fi would agree to leave LI now!
Thumballina
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Re: NWR.. need to vent
You are definately not alone...FH and I have been saving for a place to live since last year...now with trying to plan a wedding that money that we saved up so far is really going to have to stretch ALOT!!!
The prices for homes are ridiculous and it stresses us both out when we think about where we're going to live...I'm with everyone else when they say I HATE SLEEPING ALONE
We can rent something if we really wanted to but we look at it as why should we pay for someone elses mortgage payment.
Jen2999
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Re: NWR.. need to vent
aww you guys are making me feel soooo muc better!!!
ps.
I have a 14 yr old sister too.. UGG
pss
I just upgraded from a twin to a full when my boc spring literally fell apart LOL
Laura1976
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Re: NWR.. need to vent
its terrible to say but right now with LI house prices it is better to rent than own. As much as I hate forking over the rent right now, pay 2 -3x that much to pay for a little house in a not so great area is just not worth it right now.