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Okay ladies...its time for me to spill the beans... *Update on pg 2*

Original post by Kris10546

Sorry its long...

I haven't been on that much lately because last weekend FH dropped a bomb on me.... He wants to push the wedding back at least a year. I was hysterical and I didnt even want to talk about it but I had to stop and listen to him. We haven't booked a ton of vendors yet because we dont even want to put the money out. He thinks (and I have to agree) that we dont have the money to do it right now. We are both in debt with student loans, car loans and a little CC debt. He wants to have our CCs payed off before we really get into the wedding planning. I agree with him there but I am so nervous. I havent said anything to my parents yet (who have put about $7k down on the RH for us so far!) and I am so nervous to! My mom and I went dress shopping the day after he dropped the bomb on me and I couldnt tell her - she would have been crushed! But FH is right, he said he doesnt want to get a divorce because we are financially stressed ($ problems is the #1 reason for divorce). We both live with our parents, rent free so we dont even pay rent. He doesnt want to be 'that' couple that can't do things because we cant afford to do anything but pay bills, rent, and utilites, especially on Long Island where rent is sky high!!! So now we have to do a few things. I just left a message for my BM at my RH so I can ask her tomorrow about the policy on changing the date. If we push it to July 4, 2009 it will be a Saturday night, which means $20 more a head! My parents might KILL me! and I dont want to be liable for any cancellation fees of the RH date in 2008. Any words of advise on this? I know the obvious - dont spend, save, get another job. But do any of you know about how RHs feel about postponing the event? We are absolutely getting married, we have been together almost 7 years and plan on a million more, just not right now.

I am really sad to possibly not being an 08 bride anymore - I love all of you girls! No matter what - I will still be on these boards so dont look at me weird!

Oh, if anyone has the winning lottery numbers - please FM me...I will share, I promise!
Kris10546 Posted:

Re: Okay ladies...its time for me to spill the beans... *Update on pg 2*


Posted by jgl

awww.. that stinks i was really hoping that would work out for you.

after finding out how much more $ it will be does it pay to wait the extra year?



Honestly - I dont think it will be. $5k + is a lot of money to save up in addition to everything we will have to pay this year! It *****!
Super2star Posted:

Re: Okay ladies...its time for me to spill the beans... *Update on pg 2*

I hope everything works out for you...if I hear of a job opening I will let ya know...what about a part time night position?? like a 6-12 shift or something?

soon2BMrsMcD Posted:

Re: Okay ladies...its time for me to spill the beans... *Update on pg 2*

awwwwwwww my date twin!!

I hope everything works out for the best Kris!!
Teamhurldon Posted:

Re: Okay ladies...its time for me to spill the beans... *Update on pg 2*


Posted by Kris10546


Posted by perfectpair

What happened w/ your RH?



Ugh so I spoke with my BM today....she said that for July 4, 2009 they are 95% booked - they are just waiting for a deposit for a 300 person anniversary party! If for some reason they dont put down the deposit, it will be $20 more pp still at my 150 minimum = $3000 + tax + 20% gratuity which ends up being well over $3600. If they do not rebook my date we will also loose the $1500 deposit that my parents put down! So we can end up being stuck with over $5000 in extra charges for the RH! which is the exact reason why we would push it back to begin with. I know we dont have to have July 4th, but that is our original anniversary and I love the holiday and I know it will be perfect for us! So now FH is thinking that we could probably do it but I will have to sacrafice now and probably get a 2nd job ...so now I am going to post about ideas for another job!



I can get you a job waitin tables with me... I work on the weekends because I have a 9-5er M-F ... lol, I worked from 4pm-11 last sat and left with almost $200...
I know you love the idea of your anniversary, but we thought this at first too and came to the conclusion that we will have 2 anniversarys per year to celebrate!! the day we met and our wedding day...
The only reason we picked March 30 is because we could afford it, at first i wasnt for it, but after thinking about it i realized all that really matters is marrying my best friend and the rest.... its just a party, no matter when you have it, it will be beautiful, and no matter how much you spend, it will be beautiful, i havent had to sacrifice much and total we are still coming to around 13k for our entire wedding...... just saying if you need help with budget ideas, ive think ive become quite fantabulous at it
Kris10546 Posted:

Re: Okay ladies...its time for me to spill the beans... *Update on pg 2*


Posted by soon2BMrsMcD

awwwwwwww my date twin!!

I hope everything works out for the best Kris!!



Thanks Andrea!
Irishny8 Posted:

Re: Okay ladies...its time for me to spill the beans... *Update on pg 2*

I totally know how you and your FH feel..... We are in the same position. We got engaged in May and have NO money to put down on anything.... I should be getting some money soon from a settlement and my FH and I keep having the same DISCUSSION a.k.a fight about what do with that money. He wants me to pay off my credit card debt but i of course want to plan a wedding. I know i should put it towards the debt but...........

But trust me, money problems are THE MOST stessful thing. thankfully my FH and I are in the same boat and calm the other but it is hard. I think you FH is right and you know that he is the one you are going to spend the rest of your life with and thats the big picture! i know its not exactly what you want but just remember in the end its you and him and that is whats important!

Good luck!
DLM107 Posted:

Re: Okay ladies...its time for me to spill the beans... *Update on pg 2*

I hope everything works out. Stay positive.

CJ831 Posted:

Re: Okay ladies...its time for me to spill the beans... *Update on pg 2*


Posted by Kris10546


Posted by perfectpair

What happened w/ your RH?



Ugh so I spoke with my BM today....she said that for July 4, 2009 they are 95% booked - they are just waiting for a deposit for a 300 person anniversary party! If for some reason they dont put down the deposit, it will be $20 more pp still at my 150 minimum = $3000 + tax + 20% gratuity which ends up being well over $3600. If they do not rebook my date we will also loose the $1500 deposit that my parents put down! So we can end up being stuck with over $5000 in extra charges for the RH! which is the exact reason why we would push it back to begin with. I know we dont have to have July 4th, but that is our original anniversary and I love the holiday and I know it will be perfect for us! So now FH is thinking that we could probably do it but I will have to sacrafice now and probably get a 2nd job ...so now I am going to post about ideas for another job!



Is your hall in Suffolk County? If so here's the suffolk county law.

cancellation occurs:

(1)When the consumer mails to the caterer notice of his or her intent to cancel; or

(2)When the caterer has actual notice of the consumer's intent to cancel.

B.With regard to cancellation fees:

(1)If a consumer cancels a catering contract and the caterer is able to rebook the date, the caterer's cancellation fee may not exceed 5% of the total contract price or $100, whichever is less, plus actual expenses reasonably incurred.

(2)If a consumer cancels a catering contract and the caterer is unable to rebook the date, the caterer's cancellation fee may not exceed the difference between the total contract price and the cost of performance, plus actual expenses reasonably incurred. The caterer must be able to show diligent efforts to rebook and most fairly calculate the cost of performance.

(3)It will be presumed that a caterer who receives notice of cancellation six months or more before the scheduled date of the function will be able to rebook.

§ 237-4. Prompt refunds.

As soon as reasonably practicable after cancellation and in no event later than 30 days after rebooking, the caterer must return to the consumer any sum received which exceeds the caterer's permissible cancellation fee.

§ 237-5. Contract forms.

Contract forms used by a caterer must conspicuously disclose the caterer's cancellation fee. This does not apply to contract forms ordered to be printed or set in type before the effective date of this chapter, but such forms may not be used for more than six months after this chapter takes effect.

§ 237-6. Delegation of performance to another caterer.

A caterer may not delegate performance of any contract to another caterer without the consumer's consent. This consent may be obtained only after the caterer advised the consumer of its inability to perform under the contract.

§ 237-7. Penalties for offenses.

The Commissioner of the Department of Consumer Affairs of Suffolk County or his designated representative shall have the power to impose upon any caterer who shall violate any of the provisions of this chapter and/or any regulations duly promulgated with respect thereto a civil penalty of not less than $50 nor more than $500 for each such violation.

It's more than 6 months prior to your wedding so you do not lose your money. If in fact the catering hall is in suffolk county. Regardless of what their contract says.
Sorry if I posted about this if your hall is in nassau county or elsewhere. Just don't want to see you get ripped off.
Kris10546 Posted:

Re: Okay ladies...its time for me to spill the beans... *Update on pg 2*


Posted by CJ831


Posted by Kris10546


Posted by perfectpair

What happened w/ your RH?



Ugh so I spoke with my BM today....she said that for July 4, 2009 they are 95% booked - they are just waiting for a deposit for a 300 person anniversary party! If for some reason they dont put down the deposit, it will be $20 more pp still at my 150 minimum = $3000 + tax + 20% gratuity which ends up being well over $3600. If they do not rebook my date we will also loose the $1500 deposit that my parents put down! So we can end up being stuck with over $5000 in extra charges for the RH! which is the exact reason why we would push it back to begin with. I know we dont have to have July 4th, but that is our original anniversary and I love the holiday and I know it will be perfect for us! So now FH is thinking that we could probably do it but I will have to sacrafice now and probably get a 2nd job ...so now I am going to post about ideas for another job!



Is your hall in Suffolk County? If so here's the suffolk county law.

cancellation occurs:

(1)When the consumer mails to the caterer notice of his or her intent to cancel; or

(2)When the caterer has actual notice of the consumer's intent to cancel.

B.With regard to cancellation fees:

(1)If a consumer cancels a catering contract and the caterer is able to rebook the date, the caterer's cancellation fee may not exceed 5% of the total contract price or $100, whichever is less, plus actual expenses reasonably incurred.

(2)If a consumer cancels a catering contract and the caterer is unable to rebook the date, the caterer's cancellation fee may not exceed the difference between the total contract price and the cost of performance, plus actual expenses reasonably incurred. The caterer must be able to show diligent efforts to rebook and most fairly calculate the cost of performance.

(3)It will be presumed that a caterer who receives notice of cancellation six months or more before the scheduled date of the function will be able to rebook.

§ 237-4. Prompt refunds.

As soon as reasonably practicable after cancellation and in no event later than 30 days after rebooking, the caterer must return to the consumer any sum received which exceeds the caterer's permissible cancellation fee.

§ 237-5. Contract forms.

Contract forms used by a caterer must conspicuously disclose the caterer's cancellation fee. This does not apply to contract forms ordered to be printed or set in type before the effective date of this chapter, but such forms may not be used for more than six months after this chapter takes effect.

§ 237-6. Delegation of performance to another caterer.

A caterer may not delegate performance of any contract to another caterer without the consumer's consent. This consent may be obtained only after the caterer advised the consumer of its inability to perform under the contract.

§ 237-7. Penalties for offenses.

The Commissioner of the Department of Consumer Affairs of Suffolk County or his designated representative shall have the power to impose upon any caterer who shall violate any of the provisions of this chapter and/or any regulations duly promulgated with respect thereto a civil penalty of not less than $50 nor more than $500 for each such violation.

It's more than 6 months prior to your wedding so you do not lose your money. If in fact the catering hall is in suffolk county. Regardless of what their contract says.
Sorry if I posted about this if your hall is in nassau county or elsewhere. Just don't want to see you get ripped off.



Thanks but my RH is the Bridgeview Yacht Club in Island Park - Nassau County
CJ831 Posted:

Re: Okay ladies...its time for me to spill the beans... *Update on pg 2*

Oh, sorry. Just didn't want to see you get ripped off. Hope they can work with you if you do move the date.
Good luck!
Mrs. V 2008 Posted:

Re: Okay ladies...its time for me to spill the beans... *Update on pg 2*

wow im sorry kristen! but you are definately making a very smart choice! i see your reasons for doing so and i would probably do the same thing in your situation! its a great choice...don't ever second guess yourself and you can always hang out on our boards any time you want ...you are always welcome! good luck with everything

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