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jannshari
Insert Witty Title Here
Member since 8/03 2781 total posts
Wedding Date:
7/15/2004 12:00 PM
Wed. Location:
Garden City Hotel
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Bank account issues
After DH and I got married, we opened joint accounts at a new bank. I also opened one in my maiden name because that's what I use professionally and, even after I change my paychecks over, I may still get fees paid to me in that name. They didn't state that there was a problem when we opened the account, probably over a month ago.
I got a letter today saying that due to regulations, I cannot have two names associated with the same social security number. Under NY law, I can use either or both of my names. I still have bank accounts under my maiden name at other banks. Has anyone had a similar problem? What did you do?
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Posted 10/6/04 7:44 PM 
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heidla
Anyone care for a spot of tea?
Member since 10/02 5901 total posts
Wedding Date:
5/28/2004 7:00 PM
Wed. Location:
The Snuff Mill at the NYBG
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Re: Bank account issues
I have two accounts in my married name and one at a different bank still in my maiden name. I have not had any issues. I wish I had more information for you.
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Posted 10/6/04 7:58 PM
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May2704bride
And I'm supposed to say wha???
Member since 9/03 1073 total posts
Wedding Date:
5/27/2004 6:30 PM
Wed. Location:
Fox Hollow
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Re: Bank account issues
Posted by heidla
I have two accounts in my married name and one at a different bank still in my maiden name. I have not had any issues.
ditto. The two in my married name are joint accounts with DH and the 1 at another bank is my original account i had before getting married
Message edited 10/6/2004 8:00:18 PM.
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Posted 10/6/04 7:59 PM
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swags1016
So in love
Member since 3/03 12235 total posts
Wedding Date:
7/26/2003 12:30 PM
Wed. Location:
East Wind- The Estate- A+
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Re: Bank account issues
I had that problem, but yet still have another account (shh don't tell DH) in my maiden name at a different bank. The other bank never said a word but the bank that had the joint gave me a problem with keeping my checking in my maiden name.
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Posted 10/6/04 8:15 PM
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ChristineC68
Board Princess
Member since 5/01 12178 total posts
Wedding Date:
9/21/2002 6:00 PM
Wed. Location:
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Re: Bank account issues
I believe the IRS is cross checking names & SS#s now and people are being issued fines for not having their information in order. (we got a notice from the IRS about it at work).
I still haven't changed my name with SS so my old account has my maiden name. I have my married name on a joint account with DH but his social security number is the one that is issued the 1099.
Message edited 10/6/2004 9:57:00 PM.
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Posted 10/6/04 9:56 PM
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Smiley
Board Fanatic
Member since 10/03 398 total posts
Wedding Date:
7/25/2004 11:30 AM
Wed. Location:
West Sayville Country Club
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Re: Bank account issues
Can't you just add your married name after your maiden name on the account so a check in any name will work?
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Posted 10/6/04 10:08 PM
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Xelindrya
Goodbye Sparky-love you
Member since 7/03 7861 total posts
Wedding Date:
10/23/2004 11:30 AM
Wed. Location:
Stewart Manor Ctry Club
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Re: Bank account issues
I have two with my married name and one with my maiden name 3 banks
No problems at all. *shrug*
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Posted 10/6/04 10:49 PM
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Chloegirl
Can't wait for Aruba!!
Member since 1/03 3331 total posts
Wedding Date:
5/1/2004 8:00 PM
Wed. Location:
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Re: Bank account issues
Posted by ChristineC68
I believe the IRS is cross checking names & SS#s now and people are being issued fines for not having their information in order. (we got a notice from the IRS about it at work).
I believe this is true. Recently I was at SS to change my name and during my 2 hour wait  I started chatting with some of the other people on line. A few were women in there 40's that have been married for 20 or so years who were sent letters and fines. They had never changed there name, addresses etc and had to do it within a certain time frame. They were saying how they couldn't believe this caught up with them.
Good Luck!
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Posted 10/7/04 9:01 AM
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kpny622
American Idol is FIXED!
Member since 1/04 1111 total posts
Wedding Date:
6/22/2004 5:00 PM
Wed. Location:
CB
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Re: Bank account issues
I have my pre-marriage bank account still in my maiden name, AND my post marriage joint account in my married name. So far no problems, but it's only been a couple of months. Also, they are at different banks (not sure this makes any difference). I can't fully change my name yet for professional reasons so I wanted it this way in case I receive checks made out to either name. It will really piss me off if it becomes a problem!
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Posted 10/7/04 9:29 AM
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J.Lo24
First Christmas in new home!
Member since 2/03 1729 total posts
Wedding Date:
4/24/2004 12:00 AM
Wed. Location:
Stonebridge Country Club
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Re: Bank account issues
I have 2 with married name and 1 with maiden name, all at the same bank. No problems yet.
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Posted 10/7/04 9:33 AM
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HearzBellz
Always a bridesmaid 3x over
Member since 4/03 10389 total posts
Wedding Date:
1/9/2004 1:00 PM
Wed. Location:
Harbor Club
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Re: Bank account issues
Posted by heidla
I have two accounts in my married name and one at a different bank still in my maiden name. I have not had any issues. I wish I had more information for you.
A friend of mine, who is also an attorney did the same thing with no problems
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Posted 10/7/04 10:15 AM
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Xelindrya
Goodbye Sparky-love you
Member since 7/03 7861 total posts
Wedding Date:
10/23/2004 11:30 AM
Wed. Location:
Stewart Manor Ctry Club
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Re: Bank account issues
I think the only issue is if it's at the SAME bank.
Jim (financial advisor guy) say he can see an issue with matching SS in one bank but you should have no problems with different banks.
I've also asked if any of his clients have had this issue, he says so far none have. Older women with married/maiden names (lots of money) in several accounts, trusts, etc.
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Posted 10/7/04 5:59 PM
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dolphin
Board Fanatic
Member since 7/03 405 total posts
Wedding Date:
7/17/2004 11:00 AM
Wed. Location:
Woodbury Country Club A+++++
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Re: Bank account issues
they need to give you a little chance. I mean you only got married 2.5 months ago!!!!!!!
I still have to fill out the forms for my professional license to change so I can change my name at work!
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Posted 10/8/04 3:16 PM
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ThongLori
CURLIEGIRL
Member since 4/03 1714 total posts
Wedding Date:
9/16/2004 12:00 AM
Wed. Location:
Florence, Italy/Harrison House
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Re: Bank account issues
isn't it easy to just call the bank up and have them switch the account to your married name? wouldn't that alleviate the problem?
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Posted 10/11/04 9:16 AM
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Sassyz75
My Chihuahua!!!!!
Member since 11/02 4848 total posts
Wedding Date:
1/31/2003 12:00 AM
Wed. Location:
Carlyle on The Green
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Re: Bank account issues
i have everything in my married name EXCEPT my social security number...
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Posted 10/11/04 9:51 AM
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jannshari
Insert Witty Title Here
Member since 8/03 2781 total posts
Wedding Date:
7/15/2004 12:00 PM
Wed. Location:
Garden City Hotel
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Re: Bank account issues
Posted by ThongLori
isn't it easy to just call the bank up and have them switch the account to your married name? wouldn't that alleviate the problem?
No, because I need an account in my maiden name for professional stuff. I wanted them all in one bank, but I guess I'll just have to leave the existing ones at my other bank.
Thanks for the responses.
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Posted 10/11/04 3:46 PM
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CathyB
How cute are we?
Member since 12/01 1106 total posts
Wedding Date:
7/4/2003 12:00 AM
Wed. Location:
Sans Souci of Sea Cliff
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Re: Bank account issues
My bank (Washington Mutual) told me that when I changed my name, any checks I got in my maiden name I could still cash there (since that name was originally on the account). I just have to endorse them First Name Maiden Name-Married Name and they take it.
HTH.
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Posted 10/11/04 3:52 PM
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