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september2004
It's An Obsession
Member since 9/03 3386 total posts
Wedding Date:
9/18/2004 2:00 PM
Wed. Location:
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incentives/Payment plans at places like Home Depot/Lowe’s
Post closing we are going to be low on cash but will need some items around the house. Do Home Depot and Lowe’s offer any type of 0% interest payment plan type options for larger purchases?
Anyone have experience with these and/or have any info?
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Posted 5/14/05 10:10 AM 
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sophie78
It's An Obsession
Member since 4/03 3420 total posts
Wedding Date:
9/18/2004 12:00 AM
Wed. Location:
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Re: incentives/Payment plans at places like Home Depot/Lowe’s
I am pretty sure that they do, however we did not use them. I think it is one year free at home depot.
Message edited 5/14/2005 10:15:15 AM.
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Posted 5/14/05 10:14 AM
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VickiC
Something for Everyone!
Member since 1/02 2396 total posts
Wedding Date:
8/18/2002 3:30 PM
Wed. Location:
The Meadow Club
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Re: incentives/Payment plans at places like Home Depot/Lowe’s
I know HD does 0% interest for a year, but I think you have to charge more than $300 or $500. I would be surprised if Loews didn't do the same thing.
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Posted 5/14/05 1:05 PM
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chris605
HOMEOWNER and Loving it.....
Member since 6/03 2235 total posts
Wedding Date:
10/2/2004 3:30 PM
Wed. Location:
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Re: incentives/Payment plans at places like Home Depot/Lowe’s
We too were wondering that same question but Chase offered us 0% on purchases and bal transfers till 8/2006 - Cant beat that....
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Posted 5/14/05 8:46 PM
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nyk825
Board Enthusiast
Member since 11/03 105 total posts
Wedding Date:
1/22/2005 12:00 AM
Wed. Location:
Russos A+++
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Re: incentives/Payment plans at places like Home Depot/Lowe’s
Everyday Home Depot offers interest free for six months of. purchases over $299. And I believe Lowes does the same thing
Many times, they have promotions of interest free for 1 year with purchases over $299, usually specializing a specific department, say kitchens or flooring. But it is very constant so I would just ask when their next promo is.
But be careful. If you don't pay it off in the interest free terms they charge you back interest. So if you have interest free for six months and your in your seventh month, they will charge you interest for all the past seven months. So many times, people put off paying thinking they have time and then the big back interest hits.
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Posted 5/14/05 9:39 PM
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september2004
It's An Obsession
Member since 9/03 3386 total posts
Wedding Date:
9/18/2004 2:00 PM
Wed. Location:
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Re: incentives/Payment plans at places like Home Depot/Lowe’s
Posted by chris605
We too were wondering that same question but Chase offered us 0% on purchases and bal transfers till 8/2006 - Cant beat that....
DH found the same thing and suggested we look into this...
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Posted 5/15/05 11:22 AM
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september2004
It's An Obsession
Member since 9/03 3386 total posts
Wedding Date:
9/18/2004 2:00 PM
Wed. Location:
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Re: incentives/Payment plans at places like Home Depot/Lowe’s
Posted by nyk825
But be careful. If you don't pay it off in the interest free terms they charge you back interest. So if you have interest free for six months and your in your seventh month, they will charge you interest for all the past seven months. So many times, people put off paying thinking they have time and then the big back interest hits.
good to know, that's what i am afraid of...
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Posted 5/15/05 11:22 AM
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