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home owners insurance??

cjb88 Posted: May 24, 2005 02:02 PM+

cjb88 MEMBER SINCE: 11/04 TOTAL POSTS : 7313 WEDDING DATE: Apr 08, 2006

Posted: May 24, 2005 02:02 PM

home owners insurance??

If you dont mind me asking, how much do you guys pay, and how much is your house insured for???

KimberlyBride Posted: May 24, 2005 02:36 PM+

KimberlyBride MEMBER SINCE: 2/04 TOTAL POSTS : 8869 WEDDING DATE: Oct 15, 2005

Posted: May 24, 2005 02:36 PM

Re: home owners insurance??

We use state farm. They gave us the lowest price.

LuvMyMichael Posted: May 24, 2005 04:24 PM+

LuvMyMichael MEMBER SINCE: 3/04 TOTAL POSTS : 3975 WEDDING DATE: Nov 19, 2006

Posted: May 24, 2005 04:24 PM

Re: home owners insurance??

We just got Metroploitan.....$800.

I am anxious to see what the other quotes are.

Thanks!

IrishBride-05 Posted: May 24, 2005 05:14 PM+

IrishBride-05 MEMBER SINCE: 7/04 TOTAL POSTS : 1838 WEDDING DATE: Oct 14, 2005

Posted: May 24, 2005 05:14 PM

Re: home owners insurance??

Ours was $1,500 with Travelers

Every place I tried was around that or higher. They said it's because the house is so old. The replacement value we secured is 80% of the total cost of the house.

cjb88 Posted: May 24, 2005 09:34 PM+

cjb88 MEMBER SINCE: 11/04 TOTAL POSTS : 7313 WEDDING DATE: Apr 08, 2006

Posted: May 24, 2005 09:34 PM

Re: home owners insurance??

i think it makes a big difference with what the cost of the house is, without the land...

LuvMyMichael Posted: May 24, 2005 10:22 PM+

LuvMyMichael MEMBER SINCE: 3/04 TOTAL POSTS : 3975 WEDDING DATE: Nov 19, 2006

Posted: May 24, 2005 10:22 PM

Re: home owners insurance??

Posted by IrishBride-05

Ours was $1,500 with Travelers Every place I tried was around that or higher. They said it's because the house is so old. The replacement value we secured is 80% of the total cost of the house.

How old is the house? ....cause ours is pretty old too.

IrishBride-05 Posted: May 25, 2005 07:42 AM+

IrishBride-05 MEMBER SINCE: 7/04 TOTAL POSTS : 1838 WEDDING DATE: Oct 14, 2005

Posted: May 25, 2005 07:42 AM

Re: home owners insurance??

Posted by panapoli

Posted by IrishBride-05

Ours was $1,500 with Travelers Every place I tried was around that or higher. They said it's because the house is so old. The replacement value we secured is 80% of the total cost of the house.

How old is the house? ....cause ours is pretty old too.

It's 100 years old. They also said that because it's close to the water, but not in a flood hazzard area, the premium is higher. I did get a slightly cheaper quote with State Farm but Travelers entire package was better and we have our auto with them so we got an extra discount.

TracyInQueens Posted: May 25, 2005 07:48 AM+

TracyInQueens MEMBER SINCE: 6/04 TOTAL POSTS : 3294 WEDDING DATE: Oct 15, 2004

Posted: May 25, 2005 07:48 AM

Re: home owners insurance??

Posted by IrishBride-05

Ours was $1,500 with Travelers Every place I tried was around that or higher. They said it's because the house is so old. The replacement value we secured is 80% of the total cost of the house.

Travelers quoted us $1700.

We got Met Life for $560 a year. But we also don't live on LI.

ETA- I forget how much it is in terms of replacement value.

NPbride Posted: May 25, 2005 08:34 AM+

NPbride MEMBER SINCE: 4/04 TOTAL POSTS : 1374 WEDDING DATE: Jan 01, 2016

Posted: May 25, 2005 08:34 AM

Re: home owners insurance??

We pay $800 per year, 100% replacement cost.

Valentinegirl Posted: May 25, 2005 09:28 AM+

Valentinegirl MEMBER SINCE: 7/03 TOTAL POSTS : 7278 WEDDING DATE: Nov 14, 2010

Posted: May 25, 2005 09:28 AM

Re: home owners insurance??

We pay $860 a year.

IrishBride-05 Posted: May 25, 2005 10:11 AM+

IrishBride-05 MEMBER SINCE: 7/04 TOTAL POSTS : 1838 WEDDING DATE: Oct 14, 2005

Posted: May 25, 2005 10:11 AM

Re: home owners insurance??

Posted by TracyInQueens

Posted by IrishBride-05

Ours was $1,500 with Travelers Every place I tried was around that or higher. They said it's because the house is so old. The replacement value we secured is 80% of the total cost of the house.

Travelers quoted us $1700.

We got Met Life for $560 a year. But we also don't live on LI.

ETA- I forget how much it is in terms of replacement value.

That's funny, we got quoted either 1,600 or 1,800 from MetLife, depending on what package we went for - and I'm supposed to get a better deal through my job!