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thelastresort
My true companion
Member since 4/06 3385 total posts
Wedding Date:
11/11/2007 3:00 PM
Wed. Location:
North Ritz Club - A+
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NWR: Anyone student loan savvy?
I need help! Can you FM me if you are savvy with the student loan ordeal? Thanks!
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Posted 3/15/07 10:20 AM 
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NY2Cincinnati
loving married life!
Member since 2/07 1350 total posts
Wedding Date:
7/7/2007 7:00 PM
Wed. Location:
same
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Re: NWR: Anyone student loan savvy?
All I know is my FH has our student loans taken out of our savings every month automatically so we don't have ot worry about it.
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Posted 3/15/07 10:23 AM
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thelastresort
My true companion
Member since 4/06 3385 total posts
Wedding Date:
11/11/2007 3:00 PM
Wed. Location:
North Ritz Club - A+
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Re: NWR: Anyone student loan savvy?
Oh, that's not my issue. Auto-debit is a great thing! I think I'm getting over-charged or something on my student loans even though they are consolidated. I don't know. I just don't get the whole process and I can't call my company and ask "hey, can you explain this to me because I feel like you are screwing me out of money. Thanks." I hate student loans!
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Posted 3/15/07 10:27 AM
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rkl1130
I'm a Mrs!
Member since 12/06 3187 total posts
Wedding Date:
8/24/2007 3:30 PM
Wed. Location:
MIlleridge Cottage
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Re: NWR: Anyone student loan savvy?
Posted by thelastresort
Oh, that's not my issue. Auto-debit is a great thing! I think I'm getting over-charged or something on my student loans even though they are consolidated. I don't know. I just don't get the whole process and I can't call my company and ask "hey, can you explain this to me because I feel like you are screwing me out of money. Thanks." I hate student loans!
How do you think you are getting overcharged?
I know that my student loans are on some kind of graduated payment plan, so my payments get larger over time to account for the fact that out of college you don't make that much money...
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Posted 3/15/07 11:07 AM
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Kara and Todd
Mrs. P and Loving It!
Member since 9/06 6626 total posts
Wedding Date:
8/11/2007 7:00 PM
Wed. Location:
The Metropolitan
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Re: NWR: Anyone student loan savvy?
Posted by thelastresort
Oh, that's not my issue. Auto-debit is a great thing! I think I'm getting over-charged or something on my student loans even though they are consolidated. I don't know. I just don't get the whole process and I can't call my company and ask "hey, can you explain this to me because I feel like you are screwing me out of money. Thanks." I hate student loans!
Yes, you CAN.
You SHOULD call them - that should be the starting point. They're usually really good about explaining their charges. I'd start with them and if you're not satisfied take other action.
Definitely call them to ask first!
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Posted 3/15/07 11:11 AM
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jenafee
Baby girl coming July 2008!!!!
Member since 1/06 4422 total posts
Wedding Date:
5/12/2007 3:30 PM
Wed. Location:
Water's Edge A+++++++++++
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Re: NWR: Anyone student loan savvy?
Definitely call them and ask how the charges go. Its your $ that they're taking each month, so you have a right of understanding them! I'm sure they get plenty of phone calls each week describing how the process goes.
Can you move the loan to a new bank or make it a personal loan?
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Posted 3/15/07 11:17 AM
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Blondie77
Board Enthusiast
Member since 8/06 95 total posts
Wedding Date:
8/31/2008 7:00 PM
Wed. Location:
Timberpoint Country Club
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Re: NWR: Anyone student loan savvy?
when did you consolidate? private or govt? also, OFTEN the lower the payment you make (for private loans) the higher your interest rate is.
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Posted 3/15/07 12:07 PM
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BubbasBride
Is it Friday yet?
Member since 12/06 1027 total posts
Wedding Date:
3/14/2008 5:00 PM
Wed. Location:
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Re: NWR: Anyone student loan savvy?
Posted by thelastresort
Oh, that's not my issue. Auto-debit is a great thing! I think I'm getting over-charged or something on my student loans even though they are consolidated. I don't know. I just don't get the whole process and I can't call my company and ask "hey, can you explain this to me because I feel like you are screwing me out of money. Thanks." I hate student loans!
Actually, that's exactly what I would do. If I am paying someone, I want to know exactly how they arrived at their figure. They have to explain it to you. I have called Sallie Mae in the past to question things and found them to be helpful.
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Posted 3/15/07 12:07 PM
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