Do you have your own separate savings account

Me & DH have a savings account where we are saving money for a house. do you have an account in just your name?? i have had this account for awhile he knows about it. trust its not a whole hell of alot but its just my own little emergency fund in case i ever lose my job or some other unexpected emergency. not sure if i should keep it as is or roll it over into our joint account. believe me i trust him & he is very good with money.

TIA!!

Re: Do you have your own separate savings account

I have my own for an just in case and we have a joint for household expenses and taxes. We both trust each other and contribute a set amount each month into the joint account.

Re: Do you have your own separate savings account

We each have separate checking and a joint checking.

Re: Do you have your own separate savings account

we have separate and joint accounts. I want to spend $$ on certain things (shopping...) and dont want to hear about it, so I contribute every month to the joint checking for rent/bills and then have my own account for fun stuff!

Re: Do you have your own separate savings account

Yes we each do.

Re: Do you have your own separate savings account

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Posted by CourtandJon

we have separate and joint accounts. I want to spend $$ on certain things (shopping...) and dont want to hear about it, so I contribute every month to the joint checking for rent/bills and then have my own account for fun stuff!

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We have the same set up and for the same reason you listed. When I want my spa day or a mani/pedi I don't need the added stress of his 2 cents.

Re: Do you have your own separate savings account

We just opened a joint account after the wedding, but are still maintaining our own separate accounts - we will both contribute to the joint account for expenses/bills. Actually he wants me to handle all the $ for him and give him an allowance!

Re: Do you have your own separate savings account

We have both too. We each put a certain amount into a joint account for savings but the rest of our money goes into our own savings/checking accounts.

We have a don't ask don't tell policy regarding our spending of our own money.

Re: Do you have your own separate savings account

All our accounts are joint-it works for us.

Re: Do you have your own separate savings account

we had separate accounts but added each other's names to them...only for the fact of in an emergency or god forbid something happens to one of us, the other can legally access the accounts....we have one joint that we use as our main acct.

Re: Do you have your own separate savings account

we have been living together for almost 4 yrs, so every acct we have is joint, there is rarely ever a problem, even if there is something expensive we want

Re: Do you have your own separate savings account

whats a savings account?

Re: Do you have your own separate savings account

DH and I each had our own personal checking and savings account pre marriage that we still keep. Now, these accounts are basically completely empty, lol, but we still have them open.

When we got engaged we opened up a joint savings which we still have. When we got married we opened up a joint checking too.

Everything gets deposited into our joint checking and we pay all bills and expenses from there. But we still have our own accounts open in case in the future we'd like to put some money in there to use as we please without causing friction with the other over the cost etc. Works for us so far.

Re: Do you have your own separate savings account

We have everything joint.

Re: Do you have your own separate savings account

We have separate checking and a joint checking and savings. this way we can surprise each other with gifts and stuff

Re: Do you have your own separate savings account

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Posted by HamptonsBride

we had separate accounts but added each other's names to them...only for the fact of in an emergency or god forbid something happens to one of us, the other can legally access the accounts....we have one joint that we use as our main acct.

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Same here.. We added each others names to all our accounts too for the same reason..

Re: Do you have your own separate savings account

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Posted by CourtandJon

we have separate and joint accounts. I want to spend $$ on certain things (shopping...) and dont want to hear about it, so I contribute every month to the joint checking for rent/bills and then have my own account for fun stuff!

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Same here

Re: Do you have your own separate savings account

I definitely would if I could.

Re: Do you have your own separate savings account

We have a joint accounts and we both have our own personal accounts. Sh!!!!!!!!!!!!!!!t our money's our money but my money's MY money. As long as we put the set amount on our joint the rest is alllllllllll mine.

Re: Do you have your own separate savings account

Nope, all of our money is in joint accounts. We had separate accounts up until a few months ago and it was just way to difficult for me to manage.