On the subject of $$ and checking accounts..

Just curious..how many of us are married to accountants or financial guys and we are the anal ones about money, saving and balancing the check book?? I am! I just can't understand it. For someone who went to school and majored in accounting and finance, I would think he would be all over investments, etc! I am the one that researches, reads the books on building your nest egg and maximizing savings! And I went to school for anthropology! Just wondering who else is in this boat......

Re: On the subject of $$ and checking accounts..

Ha, ddunne, can I answer, even though I am not a guy? I studied and work in finance.

I do a lot of research on things (i.e. vendors, etc). I am good at narrowing 100 things to 10 or 15, and then FH is good at helping pick the one or two. And usually I am good at doing research.

But I am terrible at acct balancing. Basically, I know what's in my acct roughly, like its around 3500 or so, but I won't know to the penny. My mom is the same way and she does all the check writing at home. I also pay all the utility bills and phone bill. But I am not 'a.n.a.l' enough to balance the acct. I can't do it. I have tried balancing my checkbook, and that didn't work...

Re: On the subject of $$ and checking accounts..

My DH works in a bank but I am the financial guru of my family. But, I won't complain, I have fun doing it. My husband does not share my obsession with our finances. Recently, we closed many credit cards that we don't use and I had so much fun with the credit card company and how they scramble to keep your business. I mean, why does it take cancelation for them to offer you a good rate. We had one card was charging 14.9%, but when we went to cancel, they dropped it immediately to 9%!!! Outrageous!!!

Re: On the subject of $$ and checking accounts..

To funny. I was the finance major, undergrad, and worked in the industry for 2.5 years until I switched. DH is in the finance business, Financial Planner. He takes care of the bills better than I do ... like Alina, I just can't be diligent about it! But he is a Finance guy too, so I guess it's more of a personal choice ... It's just not in me.

Re: On the subject of $$ and checking accounts..

WOW im glad to see im not the only one that never balances an account to the penny. I never used to log down checks that I wrote out. I always new I had a nice amount and would never be worried about a check bouncing worked fine for me!

Of course when it came to the BIG PURCHASES IN LIFE we had to get down to the dollars and cents!

Re: On the subject of $$ and checking accounts..

We are both in the financial field and we both are looking at the investments, but he is horrible at a check book, that is why we keep them separate.

Re: On the subject of $$ and checking accounts..

DH is a cpa and now in investment banking/ finance. He is a huge saver! I do rely on him to make most of the financial/investment decisions because he is better at that stuff. I really have very little interest. he is taking care of figuring out the mortage amount and rates and stuff like that.

As far as banking and balancing accounts and paperwork/record keeping, I am much more anal. The big reason I kept my own checking account (I actualy have 2).

Re: On the subject of $$ and checking accounts..

Patrick is a blue-collar, works-with-his-hands kind of guy who missed his calling finance. He's in charge of all things financial in our home, but of course I'm not completely in the dark. I know where to look to find out anything I need to know, I just don't.

Re: On the subject of $$ and checking accounts..

OK...I guess I am the freak then!! Ha Ha!

Re: On the subject of $$ and checking accounts..

No you are not a freak! If you are than I am.... My FH is a CPA and accounting guru. He is incapable of saving...Not that he is cheap or anything. He is just too **** generous with buying things and spending on other people. I have to do all the savings for us. Scary!!! We just laid out a very strict budget, which will allow us to purchase a house in a year and we hopefully, two or three years from now, start a family. Cross your fingers!

Re: On the subject of $$ and checking accounts..

Good luck to you (as I sit here balancing our checkbook)

Re: On the subject of $$ and checking accounts..

I think the root of the problem may be scale. If you are doing the financials for multi billion dollar firms, small variances like $10K are nothing.

So keeping a family on a budget or tracking expenses is really nothing like doing it for a large firm.

Re: On the subject of $$ and checking accounts..

Stef, so true, lol.