For Newlyweds Only - FYI Pictures of your home for insurance purposes

Post new topic

Wedding Forums > For Newlyweds Only > FYI Pictures of your home for insurance purposes

FYI Pictures of your home for insurance purposes

Fran M Posted: Jun 05, 2003 09:47 AM+

Fran M MEMBER SINCE: 2/01 TOTAL POSTS : 3386 WEDDING DATE: Sep 14, 2001

Posted: Jun 05, 2003 09:47 AM

FYI Pictures of your home for insurance purposes

Looking at the beautiful pictures posted by Trish and Laura of their homes reminded me of this insurance tip that your broker may not have told you. It is invaluable in the event of a fire/flood/robbery. Unfortunately a friend of mine just went through this.

Catalogue your home and all your valuable items on film or photos. Keep this documentation in addition to receipts. Be very specific when photographing. Photograph identifiable manufacturer markings such on items such as furniture, china, crystal and silver. Photograph or film everything your appliances, furniture, electronic equipment etc. Keep the receipts and photos someplace other than your home.

Hopefully none of us will need these records but its good to have them.

ChristineC68 Posted: Jun 05, 2003 09:50 AM+

ChristineC68 MEMBER SINCE: 5/01 TOTAL POSTS : 12170 WEDDING DATE: Sep 21, 2002

Posted: Jun 05, 2003 09:50 AM

Re: FYI Pictures of your home for insurance purposes

That's a great tip!! Thanks.

Samanthas Mom Posted: Jun 05, 2003 09:57 AM+

Samanthas Mom MEMBER SINCE: 12/01 TOTAL POSTS : 14106 WEDDING DATE: Aug 25, 2002

Posted: Jun 05, 2003 09:57 AM

Re: FYI Pictures of your home for insurance purposes

what a good idea!! Good thing I take so many pics now to share on LIW

my bedroom is coming up next LOL

februarybride Posted: Jun 05, 2003 09:57 AM+

februarybride MEMBER SINCE: 10/01 TOTAL POSTS : 2778 WEDDING DATE: Feb 17, 2002

Posted: Jun 05, 2003 09:57 AM

Re: FYI Pictures of your home for insurance purposes

That makes so much sense. Thank you for posting that! I too hope no one ever has to use it, but will be great to have!

Wendy Posted: Jun 05, 2003 10:38 AM+

Wendy MEMBER SINCE: 4/01 TOTAL POSTS : 3072 WEDDING DATE: Sep 23, 2001

Posted: Jun 05, 2003 10:38 AM

Re: FYI Pictures of your home for insurance purposes

Fran that is an excellent piece of advice. In addition you should make sure that you update your pics or video at least once a year so that you include any new items you may have purchased or any new work you have done on your home.

Another tip is to make sure that you carry full dwelling replacement coverage on your policy. This means that the cost to replace your home will be fully covered by your insurance, even if it is more than the coverage you carry. There is a small charge for this coverage but it is worth it, especially since prices for everything on LI go up every day.

Lisa Rose Posted: Jun 05, 2003 11:00 AM+

Lisa Rose MEMBER SINCE: 2/01 TOTAL POSTS : 7080 WEDDING DATE: Oct 20, 2001

Posted: Jun 05, 2003 11:00 AM

Re: FYI Pictures of your home for insurance purposes

Great tip!! Thanks! Will do that this weekend!

Samanthas Mom Posted: Jun 05, 2003 11:04 AM+

Samanthas Mom MEMBER SINCE: 12/01 TOTAL POSTS : 14106 WEDDING DATE: Aug 25, 2002

Posted: Jun 05, 2003 11:04 AM

Re: FYI Pictures of your home for insurance purposes

plus we like to see home pics!

chmlengr Posted: Jun 05, 2003 01:28 PM+

chmlengr MEMBER SINCE: 6/01 TOTAL POSTS : 4078 WEDDING DATE: May 11, 2002

Posted: Jun 05, 2003 01:28 PM

Re: FYI Pictures of your home for insurance purposes

Fran, thanks for your compliment. That’s one of the main reason we keep every single HD/Lowe’s receipt, etc., in addition to cataloguing all our pictures! My hubby thinks I’m neurotic, but it’s better to be safe than sorry. Besides, we bought the house for $XX and want to be able to show we put into it $XX when we sell, if ever.

Jenny5150 Posted: Jun 05, 2003 02:35 PM+

Jenny5150 MEMBER SINCE: 7/02 TOTAL POSTS : 4177 WEDDING DATE: Sep 20, 2003

Posted: Jun 05, 2003 02:35 PM