Brides Helping Brides ™ - Insurance for your engagement ring

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Insurance for your engagement ring

mable Posted: Aug 03, 2005 01:12 PM+

mable MEMBER SINCE: 11/04 TOTAL POSTS : 1698 WEDDING DATE: Nov 04, 2005

Posted: Aug 03, 2005 01:12 PM

Insurance for your engagement ring

Ok ladies I have another question.
I do not have home owners insurance but I was wondering if there is an insurance that can cover your ring.

Soccer_Girl Posted: Aug 03, 2005 01:13 PM+

Soccer_Girl MEMBER SINCE: 10/04 TOTAL POSTS : 1479 WEDDING DATE: Apr 17, 2008

Posted: Aug 03, 2005 01:13 PM

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mable Posted: Aug 03, 2005 01:14 PM+

mable MEMBER SINCE: 11/04 TOTAL POSTS : 1698 WEDDING DATE: Nov 04, 2005

Posted: Aug 03, 2005 01:14 PM

Re: Insurance for your engagement ring

Cool thank you.
and I take the train and stuff so i was a bit nervous and why have it in a safe I want to wear it..
Thank you

jes81276 Posted: Aug 03, 2005 01:20 PM+

jes81276 MEMBER SINCE: 3/05 TOTAL POSTS : 1895 WEDDING DATE: Jul 21, 2006

Posted: Aug 03, 2005 01:20 PM

Re: Insurance for your engagement ring

Posted by coopersmom

I called the company that I have my car insurance with (they also do home, life, etc..) and I got a FLOATER to insure my ring.

I was not going to walk around without it insured and now I feel so much better.

What is a floater?

IrishBride-05 Posted: Aug 03, 2005 01:26 PM+

IrishBride-05 MEMBER SINCE: 7/04 TOTAL POSTS : 1838 WEDDING DATE: Oct 14, 2005

Posted: Aug 03, 2005 01:26 PM

Re: Insurance for your engagement ring

I have a separate policy with Chubb on my E-ring. It covers all kinds of loss in all countries, so I would be fully compensated if anything were to happen.

Soccer_Girl Posted: Aug 03, 2005 01:33 PM+

Soccer_Girl MEMBER SINCE: 10/04 TOTAL POSTS : 1479 WEDDING DATE: Apr 17, 2008

Posted: Aug 03, 2005 01:33 PM

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lrs2005 Posted: Aug 03, 2005 01:42 PM+

lrs2005 MEMBER SINCE: 6/04 TOTAL POSTS : 2065 WEDDING DATE: Aug 28, 2005

Posted: Aug 03, 2005 01:42 PM

Re: Insurance for your engagement ring

We havee-ring insurance with jewlers mutual. i think the policy is about $125 for the year

tara51799 Posted: Aug 03, 2005 04:59 PM+

tara51799 MEMBER SINCE: 7/05 TOTAL POSTS : 1618 WEDDING DATE: Jun 08, 2013

Posted: Aug 03, 2005 04:59 PM

Re: Insurance for your engagement ring

Posted by lrs2005

We havee-ring insurance with jewlers mutual. i think the policy is about $125 for the year

Same here...I heard that they pay out the most if something happens to your ring!!

DebsNY Posted: Aug 03, 2005 05:03 PM+

DebsNY MEMBER SINCE: 8/04 TOTAL POSTS : 7391 WEDDING DATE: Aug 07, 2005

Posted: Aug 03, 2005 05:03 PM

Re: Insurance for your engagement ring

we also have jewlers mutual. My MOH's dad is a jewler and said to get a seperate jewlery insurance because other insurance companies won't give you the full value, this one is much better.

suezboss Posted: Aug 03, 2005 05:06 PM+

suezboss MEMBER SINCE: 2/04 TOTAL POSTS : 3088 WEDDING DATE: Aug 05, 2005

Posted: Aug 03, 2005 05:06 PM

Re: Insurance for your engagement ring

Posted by DebsNY

we also have jewlers mutual. My MOH's dad is a jewler and said to get a seperate jewlery insurance because other insurance companies won't give you the full value, this one is much better.

really??

what are the negatives to having a floater on homeowners policy?? why WON'T they give you full value??

DebsNY Posted: Aug 03, 2005 05:10 PM+

DebsNY MEMBER SINCE: 8/04 TOTAL POSTS : 7391 WEDDING DATE: Aug 07, 2005

Posted: Aug 03, 2005 05:10 PM

Re: Insurance for your engagement ring

Posted by suezboss

Posted by DebsNY

we also have jewlers mutual. My MOH's dad is a jewler and said to get a seperate jewlery insurance because other insurance companies won't give you the full value, this one is much better.

really??

what are the negatives to having a floater on homeowners policy?? why WON'T they give you full value??

she told me the particulars once, but i forgot, i'll ask her again.

basically, i think it's because they don't know the real value or something.

All i know is that he insisted we insure it under jewlers mutual.