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spinoff to debt consolidation question

latinaj Posted: Apr 13, 2011 11:02 AM+

latinaj MEMBER SINCE: 3/09 TOTAL POSTS : 6149 WEDDING DATE: Dec 04, 2010

Posted: Apr 13, 2011 11:02 AM

spinoff to debt consolidation question

curious...

how many dept store cards do you have?

i have 3 now.. only use them for the coupon benefits... ipay them off right after each purchase .

- bloomingdales
- lord & taylor
- macy's

Becca2010 Posted: Apr 13, 2011 11:37 AM+

Becca2010 MEMBER SINCE: 6/09 TOTAL POSTS : 11642 WEDDING DATE: Oct 30, 2010

Posted: Apr 13, 2011 11:37 AM

Re: spinoff to debt consolidation question

-Macys (I have a balance)
-Bloomingdales (balance)
-VS (balance)
-Express (no balance)
-Century 21 (balance)

Working them all down though.

Slowly.

Byrne2Be Posted: Apr 13, 2011 11:40 AM+

Byrne2Be MEMBER SINCE: 1/10 TOTAL POSTS : 3895 WEDDING DATE: Oct 30, 2010

Posted: Apr 13, 2011 11:40 AM

Re: spinoff to debt consolidation question

I only have Bloomies and I love it because they do provide great coupons/perks.

I used to have VS but I paid it off and closed it down. I'm always tempted to re-open but I am not going to.

In terms of plastic, I only have my debit card which also has a MC logo, Bloomies, and an american express.

Lsorrent Posted: Apr 13, 2011 11:42 AM+

Lsorrent MEMBER SINCE: 1/09 TOTAL POSTS : 24914 WEDDING DATE: Jun 05, 2010

Posted: Apr 13, 2011 11:42 AM

Re: spinoff to debt consolidation question

Just Macy's and VS

ourwedding9510 Posted: Apr 13, 2011 11:43 AM+

ourwedding9510 MEMBER SINCE: 4/09 TOTAL POSTS : 4819 WEDDING DATE: Sep 05, 2010

Posted: Apr 13, 2011 11:43 AM

Re: spinoff to debt consolidation question

Just VS...I have a small balance on it that I will probably pay off either this month or next month.

AdriandSteve Posted: Apr 13, 2011 11:50 AM+

AdriandSteve MEMBER SINCE: 12/08 TOTAL POSTS : 14802 WEDDING DATE: Sep 17, 2010

Posted: Apr 13, 2011 11:50 AM

Re: spinoff to debt consolidation question

Macys
Mandee
Express

I too just use them for the coupons. I also pay it all off every month.

SummerBride10 Posted: Apr 13, 2011 11:51 AM+

SummerBride10 MEMBER SINCE: 1/08 TOTAL POSTS : 27153 WEDDING DATE: Jul 17, 2010

Posted: Apr 13, 2011 11:51 AM

Re: spinoff to debt consolidation question

Kohl's and VS.

I pay them off every month in full though. I just have them for the benefits.

kris_gets_hitched Posted: Apr 13, 2011 11:54 AM+

kris_gets_hitched MEMBER SINCE: 3/09 TOTAL POSTS : 13924 WEDDING DATE: Jun 20, 2010

Posted: Apr 13, 2011 11:54 AM

Re: spinoff to debt consolidation question

None. There aren't any stores I shop enough in to make it worthwhile.

Now, if Trader Joe's offered one that included perks...yeah, I'd be all over that.

DH has a Guitar Center card. But he's there all the time, even though their employees are total d!cks who don't know what they're talking about...they do have decent return and exchange policies. He prefers to shop at indie guitar stores, but certain purchases he keeps for his GC card.

KatieG2010 Posted: Apr 13, 2011 12:01 PM+

KatieG2010 MEMBER SINCE: 2/09 TOTAL POSTS : 4458 WEDDING DATE: Apr 17, 2010

Posted: Apr 13, 2011 12:01 PM