Brides Helping Brides ™ - home owners insurance deductable....poll

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home owners insurance deductable....poll

butterfly20 Posted: Aug 27, 2004 07:06 PM+

butterfly20 MEMBER SINCE: 3/03 TOTAL POSTS : 10671 WEDDING DATE: Nov 06, 2004

Posted: Aug 27, 2004 07:06 PM

home owners insurance deductable....poll

which deductable did you go with??
also have you ever placed a claim on your policy

JodiBabe Posted: Aug 27, 2004 09:01 PM+

JodiBabe MEMBER SINCE: 4/02 TOTAL POSTS : 4296 WEDDING DATE: Sep 13, 2003

Posted: Aug 27, 2004 09:01 PM

Re: home owners insurance deductable....poll

In the 12 years I've lived in my home I have filed 2 claims

ETA: The first claim actually was because a car went through our fence & that went through their insurance not my homeowners.

LIJuneBride Posted: Aug 28, 2004 02:11 PM+

LIJuneBride MEMBER SINCE: 9/03 TOTAL POSTS : 2152 WEDDING DATE: Jun 26, 2004

Posted: Aug 28, 2004 02:11 PM

Re: home owners insurance deductable....poll

I went with the $1,000 deductible - it was a big difference in price. I figure anything less than that we will just absorb and pay for ourselves. Also, I don't want to be filing a lot of claims because I don't want to get cancelled. So far, I haven't filed anything.

Sasha96 Posted: Aug 28, 2004 02:25 PM+

Sasha96 MEMBER SINCE: 6/02 TOTAL POSTS : 3296 WEDDING DATE: Apr 12, 2003

Posted: Aug 28, 2004 02:25 PM