RP from O5: CLM brides Certificates of Insurance Question

I knew we needed these for dj, photographer and videographer but didn't realize we also needed one for the florist. I am kind of nervous since a family friend who only does weddings for people she knows now is doing our wedding and I doubt she has anything like this....I am in the process of finding out but yikes! Did you all get them (or are getting them) for florists too?