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Wedding Forums > Brides Helping Brides ™ > Do you think it is worth it to take out a $40,000 student loan to...
Do you think it is worth it to take out a $40,000 student loan to...
MRSJLK
Posted: Nov 04, 2005 11:05 AM+
Posted: Nov 04, 2005 11:05 AM
Do you think it is worth it to take out a $40,000 student loan to...
attend Grad School??
eogara
Posted: Nov 04, 2005 11:17 AM+
Posted: Nov 04, 2005 11:17 AM
Re: Do you think it is worth it to take out a $40,000 student loan to...
There are sooooo many factors that go into this but if this is ultimately what you want to do, yes, I do think it's worth it.GL!
cjb88
Posted: Nov 04, 2005 11:57 AM+
Posted: Nov 04, 2005 11:57 AM
Re: Do you think it is worth it to take out a $40,000 student loan to...
i did it...actually, maybe it was only $20k, but i also had $20k in loans from undergrad... but i had to do it, if i didnt I wouldnt have a job today...
MRSJLK
Posted: Nov 04, 2005 12:01 PM+
Posted: Nov 04, 2005 12:01 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
thanks! I am still waiting to hear if I even got accepted into the program but if they do then I am faced with taking out Student Loans or hopefully getting a scholarship or something....my job helps a little bit...they give $3,000 per year towards school but when you have to pay almost 1,000 per credit thats not a lot.
FUTUREBRIDETOKEITH
Posted: Nov 04, 2005 12:13 PM+
Posted: Nov 04, 2005 12:13 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
If it will help your future Go for it. I dropped out because I ran out of money for one class then I would have had a associates in computer programming now I am stuck in dead end jobsGO FOR IT!
MayBride06
Posted: Nov 04, 2005 12:33 PM+
Posted: Nov 04, 2005 12:33 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
absolutly. Unfortunately, how many of us have that kind of cash lying around. School is an investment in your future, so yes it is worth it! Most people take out loans to pay for school.
Lori0517
Posted: Nov 04, 2005 12:52 PM+
Posted: Nov 04, 2005 12:52 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
absolutely, best money ever spent
roxyspark
Posted: Nov 04, 2005 01:04 PM+
Posted: Nov 04, 2005 01:04 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
It depends on your field, but as a recruiter I know that a graduate degree will open a lot of doors for you and almost always increase your salary.
lilacwine
Posted: Nov 04, 2005 01:08 PM+
Posted: Nov 04, 2005 01:08 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
I think it depends. How long will it take you to make the $40,000 back with a new job featuring your new degree? How much happier will you be and how much more autonomous, challenged and interested will you be in your work after you get the degree?I took a much smaller loan for grad school and I'm glad I did it. I took my time paying it off so it wouldn't be much of a burden each month.
heidla
Posted: Nov 04, 2005 01:26 PM+
Posted: Nov 04, 2005 01:26 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
Posted by eogara
There are sooooo many factors that go into this but if this is ultimately what you want to do, yes, I do think it's worth it.
GL!
Agreed!!!
dgtlsunshine
Posted: Nov 04, 2005 02:34 PM+
Posted: Nov 04, 2005 02:34 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
Yes!Every job I have had since grad school my masters degree got me to the interview and has allowed me to ask for more money when negotiating salary.
ShortBride
Posted: Nov 04, 2005 03:06 PM+
Posted: Nov 04, 2005 03:06 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
Depends on the type of program. Be careful with loans, I speak from experience. But, if its a program that will lead to a job thatyou love, its worth it
MRSJLK
Posted: Nov 04, 2005 04:13 PM+
Posted: Nov 04, 2005 04:13 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
THANKS EVERYONE!! You all help me ease my mind about the loan situation!!!
glinda_goodwitch
Posted: Nov 04, 2005 06:01 PM+
Posted: Nov 04, 2005 06:01 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
I'd say no. But that is because in my field people pay YOU to go to grad school, not the other way around. But I know a lot of fields aren't like that. $40,000 is a lot though. Do you have a job also?
2003wedding.
Posted: Nov 04, 2005 06:12 PM+
Posted: Nov 04, 2005 06:12 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
you can't put a price on a good education!!--i say go for it especially if it will help you in the long run.......try to see what scholarships are out there........what school are you looking into? good luck w/your decision!
september2004
Posted: Nov 04, 2005 07:16 PM+
Posted: Nov 04, 2005 07:16 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
i was always of this mindset as well. currently i'm electing to hold off because i have the hopes of starting a family and being the primary person in charge of child care. the last couple companies i worked for would have not given the option to pay for school, and now being older i can't justify going into debt if i may not be 100% career driven in the future. i will always have to work, but i don't see the huge ROI in my case.
Posted by glinda_goodwitch
I'd say no. But that is because in my field people pay YOU to go to grad school, not the other way around. But I know a lot of fields aren't like that. $40,000 is a lot though. Do you have a job also?
if i didn't want kids and raise a family, i would take on the debt and bust my *** in a heartbeat.
hbradio
Posted: Nov 04, 2005 07:17 PM+
Posted: Nov 04, 2005 07:17 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
I think it depends on the job market situation and the field you are in. Good luck!
beautyq115
Posted: Nov 04, 2005 07:19 PM+
Posted: Nov 04, 2005 07:19 PM
Re: Do you think it is worth it to take out a $40,000 student loan to...
Can you find a cheaper school? Not sure what you are going for. I went to a school that was really expensive only because I made a quick decision to go there and they had rolling admission. If I had done some research I would have gone to a cheaper school with a better reputation.BUT if you are going to a school that has a great reputation for what you are majoring in..GO FOR IT!
Preshy7
Posted: Nov 05, 2005 10:05 AM+
Posted: Nov 05, 2005 10:05 AM
Re: Do you think it is worth it to take out a $40,000 student loan to...
will you use it and will it benefit your career?are you trying to buy a house? is there any way to get a job that will help you pay for it as part of the benefits?
so many factors but its a wonderful thing to do if you have the means.
my company helped pay for mine as did schoalrships. i will say the night school was hard on me but in the end very well worth it!
N.Y.bride
Posted: Nov 05, 2005 10:41 AM+
Posted: Nov 05, 2005 10:41 AM
Re: Do you think it is worth it to take out a $40,000 student loan to...
Id say its worth it, however $1,000 per credit is a bit much. Is there a way you can go to a cheaper school and get the same benefits?Welcome New Vendors
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