Re: Baby Talk- Do you think its true

---

Posted by Songstress

---

Posted by lizzie217



The debate on people having kids that are on welfare and state aid is another topic althogether IMO

---

Yeah tell me about it.

---

Did you not see my comment to you in regards to putting your head on Kate Winslets body....LEO IS MINE BIATCHHHHHHHHHHHH we are no longer cool

Re: Baby Talk- Do you think its true

---

Posted by TrueLoveIn2008

---

Posted by Future Mulligan

---

Posted by kimNanthony

---

Posted by Future Mulligan

i dont know, i think i am too much of a worry wart....if a surprised happened we would have to deal with it but that is also why we are still really careful right now....and trust me, we both have baby fever BAD!!!

i could never live with myself knowing i intentionally got pregnant without being financially stable - and i dont mean rich - i just dont think people should intentionally get pregnant and depend on public assistance....something about that doesnt sit right with me....but thats JMO...

if you can pay your bills, pay for diapers, formula, food, medical, clothes, shelter - then all the power to you.....but if you can't afford those bare minimums i dont think its right to bring life into the world...

---

Hmm are you trying to say state health insurance is state assistance? Personally I have health insurance and could put a child on my plan but it doesn't make sense to pay $700 per month when I can use a state plan that will cost me $20.00 per month and be just as good (actually better because there are no copayments).

Thirty percent of my paycheck every week go to taxes and I might as well make use of it!

---

I mean people who are 'depending' on it. You have a job. You work. You don't 'need' it.

I don't understand people who don't work, don't have income and don't have health insurance, live off welfare, food stamps and then they pop out babies intentionally and then depend on state/govt to house and feed them and their children - that irks me....I understand for some people times are tough, people lose jobs, sh!t happens and there is nothing wrong with needing/getting help at some point - but if you are already in that situation I don't think you should be bringing life into the world that you can't support on your own.

What also bothers me is people who do have jobs/income and 'work' the system. I have heard that when people from these agencies come to their house they dress like slobs, they dress their kids in ratty clothes, they hide their expensive belongings and make it appear that they have absolutely nothing. I have actually heard of people doing these things. I don't know....crazy....maybe they really do need help and its that hard to get? I don't know....I just can't imagine doing those things if I didn't have to and I will do my best to never be in that situation...

I don't know, I think its good that there are programs for people. DH and I could have a family and one day we could lose our jobs, be broke and need help. But when people abuse it, it just irks me.

My parents didnt have a lot of money when I was growing up - they still don't But they had enough to keep me fed, dressed, healthy and sheltered on their own.

Basically, I don't think people should plan on having children if they can't afford to support themselves - I think its common sense really - but other people don't see it like that...

---

I agree and disagree with some of the things you say here. Having a child is a responsibility, yes - financially, emotionally, mentally and physically - and I hope that most people who have children understand that and intend to take care of that responsibility. However, having a child also shouldn't be simply a money decision - and there are circumstances that occur in which a woman may become pregant, with good intentions or NO intentions (and I'm not just talking about not being careful, there are other things that happen - the Bc didn't work, operations that were supposed to protect someone from getting pregnant 'didn't take' and then there are rapes, be it date rape, I didn't hear you say no, etc .... not always violent / forceful) -- and what can you do if you don't have the money and do not believe in abortion?? Adoption maybe but some people don't 'believe' in that either - giving up their OWN child - must be difficult.

And insurance, let me tell you, is too friggin expensive. It's been the biggest problem I've had since getting laid off and it's still an issue now that I have a job. My new co. only has employee or family - there's no employee plus one. So for now, DH will not have insurance. He hasn't had it since he was 21. He has medical things he needs to get taken care of and cannot because we cannot afford it, and we make a decent living. I've not had insurance since January and of course had all sorts of infections and problems, which I've had to pay for out of my own pocket becase cobra was $500 for just me. It's really sad that in this country, people who are middle income citizens cannot afford insurance. So, if I had a baby - I'd either have to pay almost $600 a month for insurance or go on the state insurance for he/she. I think I know what I would do. We pay a lot of taxes in this country, a lot of money for health care and sometimes I think we don't get enough for it. I know that other countries have a lot less - but I just don't understand why it has to be this way in such a wealthy country.

I don't see insurance ever NOT being an issue for us - it's so damn expensive and DH's field doesn't really offer it (auto body) -- so it might always be up to me to have a job that offers it. I really wish there was an AFFORDABLE plan for people who consider themselves middle-income ... but I don't see it happening any time soon.

---

I totally agree with you! DH is a carpenter and has never had the opportunity to get insurance through his job. Actually DH and I were both without insurance since high school and I just picked up insurance in August. It is unfortunate that we would have to pay $700.00 a month just for insurance when they money could go to something else. It wouldn't make sense for me to do that when I could use the state health insurance considering 30% of my check every week goes to taxes.

Re: Baby Talk- Do you think its true

---

Posted by kimNanthony

---

Posted by TrueLoveIn2008

---

Posted by Future Mulligan

---

Posted by kimNanthony

---

Posted by Future Mulligan

i dont know, i think i am too much of a worry wart....if a surprised happened we would have to deal with it but that is also why we are still really careful right now....and trust me, we both have baby fever BAD!!!

i could never live with myself knowing i intentionally got pregnant without being financially stable - and i dont mean rich - i just dont think people should intentionally get pregnant and depend on public assistance....something about that doesnt sit right with me....but thats JMO...

if you can pay your bills, pay for diapers, formula, food, medical, clothes, shelter - then all the power to you.....but if you can't afford those bare minimums i dont think its right to bring life into the world...

---

Hmm are you trying to say state health insurance is state assistance? Personally I have health insurance and could put a child on my plan but it doesn't make sense to pay $700 per month when I can use a state plan that will cost me $20.00 per month and be just as good (actually better because there are no copayments).

Thirty percent of my paycheck every week go to taxes and I might as well make use of it!

---

I mean people who are 'depending' on it. You have a job. You work. You don't 'need' it.

I don't understand people who don't work, don't have income and don't have health insurance, live off welfare, food stamps and then they pop out babies intentionally and then depend on state/govt to house and feed them and their children - that irks me....I understand for some people times are tough, people lose jobs, sh!t happens and there is nothing wrong with needing/getting help at some point - but if you are already in that situation I don't think you should be bringing life into the world that you can't support on your own.

What also bothers me is people who do have jobs/income and 'work' the system. I have heard that when people from these agencies come to their house they dress like slobs, they dress their kids in ratty clothes, they hide their expensive belongings and make it appear that they have absolutely nothing. I have actually heard of people doing these things. I don't know....crazy....maybe they really do need help and its that hard to get? I don't know....I just can't imagine doing those things if I didn't have to and I will do my best to never be in that situation...

I don't know, I think its good that there are programs for people. DH and I could have a family and one day we could lose our jobs, be broke and need help. But when people abuse it, it just irks me.

My parents didnt have a lot of money when I was growing up - they still don't But they had enough to keep me fed, dressed, healthy and sheltered on their own.

Basically, I don't think people should plan on having children if they can't afford to support themselves - I think its common sense really - but other people don't see it like that...

---

I agree and disagree with some of the things you say here. Having a child is a responsibility, yes - financially, emotionally, mentally and physically - and I hope that most people who have children understand that and intend to take care of that responsibility. However, having a child also shouldn't be simply a money decision - and there are circumstances that occur in which a woman may become pregant, with good intentions or NO intentions (and I'm not just talking about not being careful, there are other things that happen - the Bc didn't work, operations that were supposed to protect someone from getting pregnant 'didn't take' and then there are rapes, be it date rape, I didn't hear you say no, etc .... not always violent / forceful) -- and what can you do if you don't have the money and do not believe in abortion?? Adoption maybe but some people don't 'believe' in that either - giving up their OWN child - must be difficult.

And insurance, let me tell you, is too friggin expensive. It's been the biggest problem I've had since getting laid off and it's still an issue now that I have a job. My new co. only has employee or family - there's no employee plus one. So for now, DH will not have insurance. He hasn't had it since he was 21. He has medical things he needs to get taken care of and cannot because we cannot afford it, and we make a decent living. I've not had insurance since January and of course had all sorts of infections and problems, which I've had to pay for out of my own pocket becase cobra was $500 for just me. It's really sad that in this country, people who are middle income citizens cannot afford insurance. So, if I had a baby - I'd either have to pay almost $600 a month for insurance or go on the state insurance for he/she. I think I know what I would do. We pay a lot of taxes in this country, a lot of money for health care and sometimes I think we don't get enough for it. I know that other countries have a lot less - but I just don't understand why it has to be this way in such a wealthy country.

I don't see insurance ever NOT being an issue for us - it's so damn expensive and DH's field doesn't really offer it (auto body) -- so it might always be up to me to have a job that offers it. I really wish there was an AFFORDABLE plan for people who consider themselves middle-income ... but I don't see it happening any time soon.

---

I totally agree with you! DH is a carpenter and has never had the opportunity to get insurance through his job. Actually DH and I were both without insurance since high school and I just picked up insurance in August. It is unfortunate that we would have to pay $700.00 a month just for insurance when they money could go to something else. It wouldn't make sense for me to do that when I could use the state health insurance considering 30% of my check every week goes to taxes.

---

Do you have to meet any income requirements to put a baby on the state plan?? I know that with my unemployment ins and Dh's salary (which is mostly OTB) we didn't qualify for the state plan for ME, which is crazy - how do they want you to pay for insurance??? If I got it through cobra or on my own, it would have been $500 - $1000. We didn't make that much on paper when I was out of work - with rent, bills, car ins., rental ins., car payments -- how do they expect you to be able to afford anotehr $500 per month payment??? CRAZY.

Just wondering if they have crazy requirements like that for the child health plus plan ... cuz if not ... i will be looking into it when it's my turn.

Re: Baby Talk- Do you think its true

Here is the link for the income requirements

http://www.health.state.ny.us/nysdoh/chplus/who_is_eligible.htm

Surprisingly they are pretty high!

Re: Baby Talk- Do you think its true

---

Posted by Songstress

---

Posted by lizzie217



The debate on people having kids that are on welfare and state aid is another topic althogether IMO

---

Yeah tell me about it.

---

I dont believe anyone should have a baby with the intention for the state to pay up. Health insurance isnt just a requirement for the baby...but a requirement for BOTH parents. Maternal care is super expensive, and what happens if Dad gets sick? Dad needs health insurance to get better so he can continue to work and pay bills. JMO I would wait ( if possible ) until Mom and Dad has health insurance.

Re: Baby Talk- Do you think its true

---

Posted by curiousgeorge

---

Posted by Songstress

---

Posted by lizzie217



The debate on people having kids that are on welfare and state aid is another topic althogether IMO

---

Yeah tell me about it.

---

I dont believe anyone should have a baby with the intention for the state to pay up. Health insurance isnt just a requirement for the baby...but a requirement for BOTH parents. Maternal care is super expensive, and what happens if Dad gets sick? Dad needs health insurance to get better so he can continue to work and pay bills. JMO I would wait ( if possible ) until Mom and Dad has health insurance.

---

That woud be nice in an ideal world but like I said in my previous post my DH and I haven't had insurance since we were 17 and I just recently got it and we are doing just fine. Unfortunately it's not an option for everyone. My DH works in construction and it isn't available to him and he didn't feel it's necessary to apy $1,000.00 per month for something he doesn't even use.

Re: Baby Talk- Do you think its true

---

Posted by kimNanthony

---

Posted by curiousgeorge

---

Posted by Songstress

---

Posted by lizzie217



The debate on people having kids that are on welfare and state aid is another topic althogether IMO

---

Yeah tell me about it.

---

I dont believe anyone should have a baby with the intention for the state to pay up. Health insurance isnt just a requirement for the baby...but a requirement for BOTH parents. Maternal care is super expensive, and what happens if Dad gets sick? Dad needs health insurance to get better so he can continue to work and pay bills. JMO I would wait ( if possible ) until Mom and Dad has health insurance.

---

That woud be nice in an ideal world but like I said in my previous post my DH and I haven't had insurance since we were 17 and I just recently got it and we are doing just fine. Unfortunately it's not an option for everyone. My DH works in construction and it isn't available to him and he didn't feel it's necessary to apy $1,000.00 per month for something he doesn't even use.

---

I just read this thread and just want to say that I agree, there is definitely no 'perfect' time to have a baby...just 'better' ones for lack of a better phrase. The baby will come and like anything else in life, you make it work no matter what the circumstances...but health insurance is a must for a baby. There are so many expenses, vaccines, etc that will cost so much if you have to pay it out of pocket. And God forbid if the baby gets sick enough to have to be in the hospital...you could spend the rest of your life paying for the bill But with that being said....I just want to say how sad it is that two hardworking ppl like you and your DH can't afford to have health insurance for your baby. Something about that is just so wrong....which is exactly why this healthcare system needs to be fixed. Call me a socialist if you want, but many other countries are light years ahead of us in terms of their heathcare systems. This would never even be a dilemma in those countries. I'm sorry that you and DH even have to think of insurance...it's just so wrong.

Re: Baby Talk- Do you think its true

I think that DH and I went by this. We don't own a house, still have some cc debt and I am sure there are more things we would have liked to have done, but honestly we are 33 and we both didn't want to wait anymore. Financially are we there yet, NO, but we both believe we will make it work and we look at our parents and people around us who are in similar situations who just make it work. It is nice to have it all lined up and in place before you have a child but sometimes it just doesn't work that way.