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for those who are already homeowners QUESTIONS....

dbleplay17 Posted: Aug 30, 2005 07:54 PM+

dbleplay17 MEMBER SINCE: 5/05 TOTAL POSTS : 3855 WEDDING DATE: Jul 23, 2006

Posted: Aug 30, 2005 07:54 PM

for those who are already homeowners QUESTIONS....

ok i am trying to fig out bills if i was to be in a home so i hope u can help

how much roughly is

electric
cable
oil
phone
water

any help would be cool!

PeterNChris Posted: Aug 30, 2005 07:56 PM+

PeterNChris MEMBER SINCE: 8/05 TOTAL POSTS : 1259 WEDDING DATE: Jan 01, 2012

Posted: Aug 30, 2005 07:56 PM

Re: already homeowners QUESTIONS....

Congrats!!!!!!
Where did you buy the home?

dbleplay17 Posted: Aug 30, 2005 07:59 PM+

dbleplay17 MEMBER SINCE: 5/05 TOTAL POSTS : 3855 WEDDING DATE: Jul 23, 2006

Posted: Aug 30, 2005 07:59 PM

Re: already homeowners QUESTIONS....

we didnt buy one yet...i just wanna see how bad montly bills will be....

i wanna make sure we will have enough $$ to get a home and actually like LIVE in it LOL

dbleplay17 Posted: Aug 30, 2005 08:39 PM+

dbleplay17 MEMBER SINCE: 5/05 TOTAL POSTS : 3855 WEDDING DATE: Jul 23, 2006

Posted: Aug 30, 2005 08:39 PM

Re: for those who are already homeowners QUESTIONS....

nobody?!

tanielle5k Posted: Aug 30, 2005 08:46 PM+

tanielle5k MEMBER SINCE: 1/05 TOTAL POSTS : 412 WEDDING DATE: Sep 01, 2005

Posted: Aug 30, 2005 08:46 PM

Re: for those who are already homeowners QUESTIONS....

Water will be your cheapest bill by far. Well under $100.

Phone varies depending on the plan you get. We are probably switching to Vonage the internet phone thing soon so we can keep bills consistent at about $35 per month. Right now its closer to $60

We have gas heat so I cant comment on oil.

Cable is the bill I hate the most because I feel like we have the most basic plan, plus a cable modem and its still around $100.

FH handles most of our bills so I cant say exactly, but I hope this is a start! Good luck!!

MrsJoeS2B Posted: Aug 30, 2005 09:20 PM+

MrsJoeS2B MEMBER SINCE: 3/05 TOTAL POSTS : 309 WEDDING DATE: May 19, 2006

Posted: Aug 30, 2005 09:20 PM

Re: for those who are already homeowners QUESTIONS....

We are currently renting, but here are some of our costs:

Electric - ranges from $60 in winter to $275 in summer

Phone - avg $60

Cable - $150 for all movie channels, on demand, and internet

water and gas are included

nov2004bride Posted: Aug 30, 2005 09:54 PM+

nov2004bride MEMBER SINCE: 8/03 TOTAL POSTS : 4661 WEDDING DATE: Nov 05, 2004

Posted: Aug 30, 2005 09:54 PM

Re: for those who are already homeowners QUESTIONS....

Posted by tanielle5k

Water will be your cheapest bill by far. Well under $100.

Phone varies depending on the plan you get. We are probably switching to Vonage the internet phone thing soon so we can keep bills consistent at about $35 per month. Right now its closer to $60

We have gas heat so I cant comment on oil.

Cable is the bill I hate the most because I feel like we have the most basic plan, plus a cable modem and its still around $100.

FH handles most of our bills so I cant say exactly, but I hope this is a start! Good luck!!

Depending on where you live, water can be a very expensive bill! We pay triple in our new house then where we used to live!

ssdbk Posted: Aug 30, 2005 10:04 PM+

ssdbk MEMBER SINCE: 1/05 TOTAL POSTS : 3958 WEDDING DATE: Nov 12, 2005

Posted: Aug 30, 2005 10:04 PM

Re: for those who are already homeowners QUESTIONS....

So much depends on the size of house, whether you have central air, etc. For electric, anywhere from $100 to $400 per month. When you are interested in a house, don't be afraid to ask the seller to see the bills to get an idea.

So many people don't take these things into consideration when buying a house, then they end up at my office (bankruptcy attorney).

marymoon Posted: Aug 30, 2005 10:10 PM+

marymoon MEMBER SINCE: 2/04 TOTAL POSTS : 12220 WEDDING DATE: Jun 19, 2010

Posted: Aug 30, 2005 10:10 PM

Re: for those who are already homeowners QUESTIONS....

I take care of the bills at my mom's house. it's the first floor of a 2 family. I think the elec bills include the basement and hallways

how much roughly is

electric $90 winter $330 last month!
cable $140 including internet and premiums
oil - we use gas, I think on a budget it's $250 a month...but that's for the whole 2 family house
phone $80 for unlimited local, regional and long distance
water - We just got a bill for about $1000 for 3 months, but again that's for the entire 2 family house with 4 people living here and we do laundry here, etc

Don't forget
rangetop gas bill; this si about$25 a month for us
taxes and homeowner's insurance if it's not rollwed over into your mortgage

HTH

BRIDEMICHELE Posted: Aug 30, 2005 10:51 PM+

BRIDEMICHELE MEMBER SINCE: 5/05 TOTAL POSTS : 1063 WEDDING DATE: Aug 19, 2006

Posted: Aug 30, 2005 10:51 PM

Re: for those who are already homeowners QUESTIONS....

We rent the bottom floor of a house and here's what we pay:

electric- $50 a month (but we're not big on the AC)

cable- Get direct tv- it's $50 a month for two tv's

water- $25 every two month (but we don't have a washer)

phone- we just use our cells.

kissy27 Posted: Aug 31, 2005 07:43 AM+

kissy27 MEMBER SINCE: 4/04 TOTAL POSTS : 10930 WEDDING DATE: Mar 31, 2006

Posted: Aug 31, 2005 07:43 AM

Re: for those who are already homeowners QUESTIONS....

it all depends on the size of the house & what you are using....

Water - Cheapest bill around $30 (every 3 months)

Oil - Just as bad a gas prices..We just filled up 202 gallons @ $2.15 which was a pleasant $453 bill

Electric - Depends, ours tends to be higher in the summer due to CAC (haven't gotten our first bill yet)

Phones - At least $50 a month but we are using our cell phones so we haven't installed the line yet

Cable/Satellite - We have directv so it is higher

Preshy7 Posted: Aug 31, 2005 07:49 AM+

Preshy7 MEMBER SINCE: 12/04 TOTAL POSTS : 4954 WEDDING DATE: Apr 22, 2006

Posted: Aug 31, 2005 07:49 AM

Re: for those who are already homeowners QUESTIONS....

THIS IS WHAT I JUST PAID IN CT

electric - $175 (I HAVE CENTRAL AIR)
cable/PHONE/INTERNET - $101
OIL (I HAVE GAS) - $36
water - $26

OctRo05 Posted: Aug 31, 2005 08:31 AM+

OctRo05 MEMBER SINCE: 5/05 TOTAL POSTS : 507 WEDDING DATE: Oct 14, 2005

Posted: Aug 31, 2005 08:31 AM

Re: for those who are already homeowners QUESTIONS....

There are extra expenses to consider as well.
Landscaper
Alarm (monthly fees, annual inspection fee and fee for any service trips re: repairs)
Fire department yearly donation - they track you down.
Potential holiday tip for postman and sanitation.
..
Much more expensive than being a tenant, but the tax benefits help in the end.
..
I bought a house on my own 2 yrs ago this week. It is tricky to pay a mortgage and a wedding at the same time - but the market seems to have flattened off. Plan for the closing costs!
Good luck!!!!

mooncusp22 Posted: Aug 31, 2005 08:40 AM+

mooncusp22 MEMBER SINCE: 8/05 TOTAL POSTS : 145 WEDDING DATE: Dec 10, 2005

Posted: Aug 31, 2005 08:40 AM

Re: for those who are already homeowners QUESTIONS....

We live in FL (I grew up on LI & that's where my wedding is)...so I don't know how much this will help but....we own a townhouse:

electric- last bill was $170 (we are convinced something is wrong because this is an outragous price!! We are having someone come to the house to look)

cable- $45 or so
oil- don't have oil here
phone-$45 (inlcudes basic line, no long distance, also includes our internet)
water- included in our monthly maintance cost

Also, don't forgot home insurance which is $200/year for us.

LMFitz Posted: Aug 31, 2005 08:41 AM+

LMFitz MEMBER SINCE: 10/04 TOTAL POSTS : 1501 WEDDING DATE: May 05, 2006

Posted: Aug 31, 2005 08:41 AM

Re: for those who are already homeowners QUESTIONS....

I own a 2-story brick cape in Huntington Sta.

electric: $125/month (balanced billing)
cable: $135/month (includes internet)
oil (gas for me): $170/month (balanced billing)
phone: $59/month
water: @ $20 every 3 months

Let me know if you have any other questions!

Preshy7 Posted: Aug 31, 2005 08:51 AM+

Preshy7 MEMBER SINCE: 12/04 TOTAL POSTS : 4954 WEDDING DATE: Apr 22, 2006

Posted: Aug 31, 2005 08:51 AM

Re: for those who are already homeowners QUESTIONS....

Posted by Preshy7

THIS IS WHAT I JUST PAID IN CT

electric - $175 (I HAVE CENTRAL AIR)
cable/PHONE/INTERNET - $101
OIL (I HAVE GAS) - $36
water - $26

ADDITIONAL EXPENSES

ALARM - $27/ MONTH

WHAT I WOULD LOVE BUT CANT AFFORD

LANDSCAPER - $36 A WEEK (144/ MONTH)
MAID $70 EVERY 2 WEEKS (140 A MONTH)

shamrock12472 Posted: Aug 31, 2005 08:52 AM+

shamrock12472 MEMBER SINCE: 5/04 TOTAL POSTS : 1277 WEDDING DATE: Sep 17, 2004

Posted: Aug 31, 2005 08:52 AM

Re: for those who are already homeowners QUESTIONS....

Posted by dbleplay17

ok i am trying to fig out bills if i was to be in a home so i hope u can help

how much roughly is

electric
cable
oil
phone
water

any help would be cool!

Electric - I do balanced billing and it's $243.00 a month

Cable - about $150.00 but that includes phone, DSL and premium cable.

Oil: Each delivery varies but it's about $120.00

Water - about $15.00 - $30.00 per month - summer is more because of IGS.

Tigger77 Posted: Aug 31, 2005 08:55 AM+

Tigger77 MEMBER SINCE: 9/04 TOTAL POSTS : 466 WEDDING DATE: Jun 26, 2005

Posted: Aug 31, 2005 08:55 AM

Re: for those who are already homeowners QUESTIONS....

Electric - 30/month
Cable - 135/month (includes cable with DVR,modem and phone line)
Oil - We have gas, and its about 25/month
Water - 30 every 2 months

We own a 3 bedroom Townhouse in Bayshore

Blu-ize Posted: Aug 31, 2005 09:13 AM+

Blu-ize MEMBER SINCE: 8/04 TOTAL POSTS : 8304 WEDDING DATE: Feb 28, 1998

Posted: Aug 31, 2005 09:13 AM

Re: for those who are already homeowners QUESTIONS....

Electric in summer: $170/mo
Oil $2400 annually last year
Cable/phone/internet: $112
Landscaper: $22/wk
Water: $15/mo Summer

Also, keep in mind that your taxes will go up so will your mortgage payment as well as your insurance.

One thing to keep in mind, you will continue to earn money and hopefully your income will increase.