How to handle bounced checks from wedding?

Um...yeah...just found out one of our guests gifts bounced....I know who it is...how should I handle it?

Re: How to handle bounced checks from wedding?

Wow. For once I'm speechless.

I guess I would at least let them know that you'd like them to cover the fee your bank charges for the bounced check.

Re: How to handle bounced checks from wedding?

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Posted by waterspout4

Wow. For once I'm speechless.

I guess I would at least let them know that you'd like them to cover the fee your bank charges for the bounced check.

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The check was for $400...the bank charged us $10...which I'm fine with...but I mean...should we just eat the $400 or say something?

Re: How to handle bounced checks from wedding?

Yeah that's a tough one, it depends on how well you know the couple too... easier if you know them well and can just casually bring it up.

They will probably know though since they're going to be charged a bounce check fee too!

Re: How to handle bounced checks from wedding?

I would let them know in a concerned fashion like 'Thank you for the generous gift, but I thought I should let you know to check with your bank because they will not clear it'

Re: How to handle bounced checks from wedding?

This happened to me (but for my engagement party).
I just called the guest up and said the check bounced, and she was really surprised (for soem reason she thought the check she wrote out to me cleared already)...

anyway - she said she'll just write up another check, and didn't make a big deal out of it

You might want to do the same. They'll most likely offer to give you cash or something instead.

Re: How to handle bounced checks from wedding?

I'm almost positive that they get notified that they bounced a check. Maybe wait a little while and see if they say something to you?

Sorry, Christine, that stinks!

Re: How to handle bounced checks from wedding?

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Posted by eden

Yeah that's a tough one, it depends on how well you know the couple too... easier if you know them well and can just casually bring it up.

They will probably know though since they're going to be charged a bounce check fee too!

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Very true! Good call! If it can be casually brought up, then I'd do it. If they're closer to your DH, let him do it.

Re: How to handle bounced checks from wedding?

Told DH...he's going to tell his mom, and she's going to handle it....I'll keep you ladies posted.

thank you!

Re: How to handle bounced checks from wedding?

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Posted by MissingTheBGene

I'm almost positive that they get notified that they bounced a check. Maybe wait a little while and see if they say something to you?

Sorry, Christine, that stinks!

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they will get notified. I would wait it out a bit.

eta - or let someone else handle it! good call.

Re: How to handle bounced checks from wedding?

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Posted by ChrissynRicky

Told DH...he's going to tell his mom, and she's going to handle it....I'll keep you ladies posted.

thank you!

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Happened to us too, but they got notified. They were so mortified that they sent us cash, with more money than we needed to cover the charge.

Your way sounds great.

Re: How to handle bounced checks from wedding?

I would call them and let them know it was returned for insufficient funds and ask them if it's ok to re-deposit it or should you wait. Sometimes people don't realize that they didn't have enough in their checking account to cover it and their overdraft didn't kick in.

It happens a lot-more than you think. I don't think it's a big deal. It happened to us and that's how we handled it.

Re: How to handle bounced checks from wedding?

Re: How to handle bounced checks from wedding?

OH!! This happened to me at my Engagement Party.. funny thing was it was 2 checks!! and both of them were my 'supposed best friends' who just so happened to be extremely jealous I was engaged! They said they would send me out new checks.. but they never did of course!! I had called them and told them that they should check with their bank because it was returned to me.
Just an FYI.. we aren't friends anymore!
I would just give them a call and say.. 'I just wanted to give you a heads up because they check you wrote out for our wedding was returned and I am not sure if you were charged or not also.. so you may want to check' Thats how I did it. Good Luck!

Re: How to handle bounced checks from wedding?

I agree with Ro...dont say anything...usually your bank will resubmit the check again to be paid...if not, hopefully the person who wrote you the check will realize it and either write you another check or they might even approach you about it...

Re: How to handle bounced checks from wedding?

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Posted by bella11

DOnt say anything,,they will know the check bounced from their bank..Hopefully they willdo the right thing and issue you another check or cash...

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Yes. Someone's check bounced for us and they called us, apologized profusely and insisted on reimbursing us for our bank fee with the new gift check. I hope that they do the same for you.

Re: How to handle bounced checks from wedding?

Ia gree with the above posters - but as someone who never checks for this kinda of stuff b/c ov my overdraft, I would have no idea if I bounced a check.

Does overdraft prevent check bouncing ?

Re: How to handle bounced checks from wedding?

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Posted by bridy06

Ia gree with the above posters - but as someone who never checks for this kinda of stuff b/c ov my overdraft, I would have no idea if I bounced a check.

Does overdraft prevent check bouncing ?

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Yes, overdraft protection prevents from bounced checks...but up to a certain amount.

ie: overdraft protection up to 1K - if you write a check for 2K, and you only have $900 in the bank, they won't cover it, as you need 1.1K rather than 1K.

Hope that makes sense.

Re: How to handle bounced checks from wedding?

Wow! I am amazed at how often this happens!

Re: How to handle bounced checks from wedding?

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Posted by MissingTheBGene

I'm almost positive that they get notified that they bounced a check. Maybe wait a little while and see if they say something to you?

Sorry, Christine, that stinks!

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I agree. I'm sure of them being notified as well. But i would def wait for a while before saying anything b/c for one I know they'er embarassed themselves(well they should be) and situations do happen when not all funds are covered. It may not have been entirely their fault